IFSC Code of Yes Bank, Lokvikas Nagari Sahakari Bank Ltd Padegaon Branch, Maharashtra

If you are searching for the IFSC code of Yes Bank, LOKVIKAS NAGARI SAHAKARI BANK LTD PADEGAON branch in AURANGABAD, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is YESB0LNSB13. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the LOKVIKAS NAGARI SAHAKARI BANK LTD PADEGAON branch, and detailed step-by-step guides for using the IFSC YESB0LNSB13 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – LOKVIKAS NAGARI SAHAKARI BANK LTD PADEGAON is YESB0LNSB13. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters LNSB13 map to this branch in AURANGABAD, MAHARASHTRA.

Branch details at a glance

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Lokvikas Nagari Sahakari Bank Ltd Padegaon branch — IFSC YESB0LNSB13 — extends the bank's services to customers in and around Aurangabad, Maharashtra.

About this branch

The branch is located at GUT NO 42, SHOP NO 1 & 2, PEACE APARTMENT, NASHIK ROAD, PADEGAON, AURANGABAD-431002. It serves the Aurangabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0LNSB13 is used to identify this branch on the RBI payments network.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including LOKVIKAS NAGARI SAHAKARI BANK LTD PADEGAON of Yes Bank — its own 11-character IFSC. The code YESB0LNSB13 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0LNSB13 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC YESB0LNSB13

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0LNSB13 across all three.

NEFT to Yes Bank, LOKVIKAS NAGARI SAHAKARI BANK LTD PADEGAON using IFSC YESB0LNSB13

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0LNSB13, and confirm that the system picks up Yes Bank – LOKVIKAS NAGARI SAHAKARI BANK LTD PADEGAON. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to LOKVIKAS NAGARI SAHAKARI BANK LTD PADEGAON

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's LOKVIKAS NAGARI SAHAKARI BANK LTD PADEGAON branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0LNSB13 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank LOKVIKAS NAGARI SAHAKARI BANK LTD PADEGAON (IFSC YESB0LNSB13)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0LNSB13 in your mobile or internet banking app, and the money is credited to the LOKVIKAS NAGARI SAHAKARI BANK LTD PADEGAON branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Lokvikas Nagari Sahakari Bank Ltd Padegaon

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0LNSB13:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at LOKVIKAS NAGARI SAHAKARI BANK LTD PADEGAON is still linked to IFSC YESB0LNSB13.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's LOKVIKAS NAGARI SAHAKARI BANK LTD PADEGAON branch, the IFSC YESB0LNSB13 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Lokvikas Nagari Sahakari Bank Ltd Padegaon branch is mapped to IFSC YESB0LNSB13 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0LNSB13.

Banking services available

The Lokvikas Nagari Sahakari Bank Ltd Padegaon branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 240-7588532638.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0LNSB13

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0LNSB13 and the account number together uniquely identify the Lokvikas Nagari Sahakari Bank Ltd Padegaon branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC YESB0LNSB13

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the LOKVIKAS NAGARI SAHAKARI BANK LTD PADEGAON branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0LNSB13 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – LOKVIKAS NAGARI SAHAKARI BANK LTD PADEGAON:

• The IFSC is exactly YESB0LNSB13 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and LOKVIKAS NAGARI SAHAKARI BANK LTD PADEGAON as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Lokvikas Nagari Sahakari Bank Ltd Padegaon branch sits at GUT NO 42, SHOP NO 1 & 2, PEACE APARTMENT, NASHIK ROAD, PADEGAON, AURANGABAD-431002. If you are travelling from outside Aurangabad, search for the branch on a maps application using the bank name and locality, or call 240-7588532638 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0LNSB13 and your account number.

Verifying IFSC YESB0LNSB13 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0LNSB13 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 240-7588532638.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Lokvikas Nagari Sahakari Bank Ltd Padegaon are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0LNSB13 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0LNSB13 is the IFSC code of Yes Bank, LOKVIKAS NAGARI SAHAKARI BANK LTD PADEGAON branch, in AURANGABAD, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.