IFSC Code of Yes Bank, Chikhli Urban Coop Bank Aurangabad Branch, Maharashtra

Use this page as a one-stop reference for everything related to Yes Bank's CHIKHLI URBAN COOP BANK AURANGABAD branch in AURANGABAD, MAHARASHTRA. The branch's IFSC code YESB0CCUB16 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's CHIKHLI URBAN COOP BANK AURANGABAD branch, the IFSC YESB0CCUB16 breaks down as follows: YESB identifies the bank, 0 is the reserved character, and CCUB16 identifies this particular branch.

Branch details at a glance

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Chikhli Urban Coop Bank Aurangabad branch — IFSC YESB0CCUB16 — extends the bank's services to customers in and around Aurangabad, Maharashtra.

About the Chikhli Urban Coop Bank Aurangabad branch

The Chikhli Urban Coop Bank Aurangabad branch of Yes Bank is situated at GOMTESH MARKET GULMANDI PAITHAN GATE ROAD 431001. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0CCUB16 is used.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including CHIKHLI URBAN COOP BANK AURANGABAD of Yes Bank — its own 11-character IFSC. The code YESB0CCUB16 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0CCUB16 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC YESB0CCUB16

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0CCUB16 across all three.

How to use IFSC YESB0CCUB16 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's CHIKHLI URBAN COOP BANK AURANGABAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0CCUB16.
4. Confirm the bank name auto-populates as Yes Bank and the branch as CHIKHLI URBAN COOP BANK AURANGABAD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to CHIKHLI URBAN COOP BANK AURANGABAD

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's CHIKHLI URBAN COOP BANK AURANGABAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0CCUB16 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank CHIKHLI URBAN COOP BANK AURANGABAD (IFSC YESB0CCUB16)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0CCUB16 in your mobile or internet banking app, and the money is credited to the CHIKHLI URBAN COOP BANK AURANGABAD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0CCUB16 for Yes Bank – CHIKHLI URBAN COOP BANK AURANGABAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Chikhli Urban Coop Bank Aurangabad branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC YESB0CCUB16

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – CHIKHLI URBAN COOP BANK AURANGABAD is still mapped to IFSC YESB0CCUB16. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0CCUB16 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Chikhli Urban Coop Bank Aurangabad branch is mapped to IFSC YESB0CCUB16 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0CCUB16.

Products and services

Customers walking into the Chikhli Urban Coop Bank Aurangabad branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0CCUB16

MICR & cheque-truncation details

Cheques drawn on the Chikhli Urban Coop Bank Aurangabad branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0CCUB16 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC YESB0CCUB16

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the CHIKHLI URBAN COOP BANK AURANGABAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0CCUB16 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC YESB0CCUB16

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – CHIKHLI URBAN COOP BANK AURANGABAD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0CCUB16.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Chikhli Urban Coop Bank Aurangabad branch

The branch is located at GOMTESH MARKET GULMANDI PAITHAN GATE ROAD 431001, which puts it inside Aurangabad, the broader Aurangabad district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Chikhli Urban Coop Bank Aurangabad branch” — the verified location pin for IFSC YESB0CCUB16 should appear at the top of the results.
2. Confirm the branch is open by calling 9011065916 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0CCUB16 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0CCUB16 for Yes Bank – CHIKHLI URBAN COOP BANK AURANGABAD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Chikhli Urban Coop Bank Aurangabad are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0CCUB16 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0CCUB16 is the IFSC code of Yes Bank, CHIKHLI URBAN COOP BANK AURANGABAD branch, in AURANGABAD, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.