IFSC Code of Yes Bank, Umiya Urban Coop Bank Ltd Amravati Branch, Maharashtra

Use this page as a one-stop reference for everything related to Yes Bank's UMIYA URBAN COOP BANK LTD AMRAVATI branch in AMRAVATI, MAHARASHTRA. The branch's IFSC code YESB0UMIB07 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB0UMIB07 is the IFSC of Yes Bank's UMIYA URBAN COOP BANK LTD AMRAVATI branch. The format is fixed: YESB = bank code, 0 = reserved, UMIB07 = branch identifier.

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Umiya Urban Coop Bank Ltd Amravati branch — IFSC YESB0UMIB07 — extends the bank's services to customers in and around Amravati, Maharashtra.

Branch details at a glance

About the Umiya Urban Coop Bank Ltd Amravati branch

The Umiya Urban Coop Bank Ltd Amravati branch of Yes Bank is situated at AMAR PLAZA PLOT NO 20,21 JAISTAMBH SQ.AMRAVATI 444601. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0UMIB07 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's UMIYA URBAN COOP BANK LTD AMRAVATI branch came to be assigned the code YESB0UMIB07.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0UMIB07, money simply cannot be routed to the UMIYA URBAN COOP BANK LTD AMRAVATI branch electronically.

Products and account variants supported

Every account opened at the Umiya Urban Coop Bank Ltd Amravati branch is mapped to IFSC YESB0UMIB07 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0UMIB07.

Products and services

Customers walking into the Umiya Urban Coop Bank Ltd Amravati branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0UMIB07

How to transfer money using IFSC YESB0UMIB07

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0UMIB07 across all three.

How to use IFSC YESB0UMIB07 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's UMIYA URBAN COOP BANK LTD AMRAVATI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0UMIB07.
4. Confirm the bank name auto-populates as Yes Bank and the branch as UMIYA URBAN COOP BANK LTD AMRAVATI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC YESB0UMIB07

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – UMIYA URBAN COOP BANK LTD AMRAVATI, ensure your bank's portal accepts IFSC YESB0UMIB07 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Yes Bank UMIYA URBAN COOP BANK LTD AMRAVATI (IFSC YESB0UMIB07)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0UMIB07 in your mobile or internet banking app, and the money is credited to the UMIYA URBAN COOP BANK LTD AMRAVATI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Umiya Urban Coop Bank Ltd Amravati

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0UMIB07:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at UMIYA URBAN COOP BANK LTD AMRAVATI is still linked to IFSC YESB0UMIB07.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC YESB0UMIB07

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – UMIYA URBAN COOP BANK LTD AMRAVATI is still mapped to IFSC YESB0UMIB07. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0UMIB07 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Umiya Urban Coop Bank Ltd Amravati branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0UMIB07 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Umiya Urban Coop Bank Ltd Amravati branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0UMIB07 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – UMIYA URBAN COOP BANK LTD AMRAVATI:

• The IFSC is exactly YESB0UMIB07 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and UMIYA URBAN COOP BANK LTD AMRAVATI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Umiya Urban Coop Bank Ltd Amravati branch

The branch is located at AMAR PLAZA PLOT NO 20,21 JAISTAMBH SQ.AMRAVATI 444601, which puts it inside Amravati, the broader Amravati district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Umiya Urban Coop Bank Ltd Amravati branch” — the verified location pin for IFSC YESB0UMIB07 should appear at the top of the results.
2. Confirm the branch is open by calling 721-2569002 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0UMIB07 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0UMIB07 for Yes Bank – UMIYA URBAN COOP BANK LTD AMRAVATI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Umiya Urban Coop Bank Ltd Amravati are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0UMIB07 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0UMIB07 belongs to Yes Bank's UMIYA URBAN COOP BANK LTD AMRAVATI branch, located at AMAR PLAZA PLOT NO 20,21 JAISTAMBH SQ.AMRAVATI 444601 in AMRAVATI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.