Below are the complete branch details for Yes Bank, MEGHALAYA COOP APEX BANK AMLAREM branch, located in AMLAREM, MEGHALAYA. The IFSC assigned by the Reserve Bank of India to this branch is YESB0MCA043. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB0MCA043 for Yes Bank – MEGHALAYA COOP APEX BANK AMLAREM — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, YESB0MCA043 is the IFSC of Yes Bank's MEGHALAYA COOP APEX BANK AMLAREM branch. The format is fixed: YESB = bank code, 0 = reserved, MCA043 = branch identifier.
Branch details at a glance
| Bank Name | Yes Bank |
|---|---|
| Branch | Meghalaya Coop Apex Bank Amlarem |
| IFSC Code | YESB0MCA043 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ALLAREM,WEST JAINTIA HILLS 793150 |
| City | Amlarem |
| District | Jaintia Hills |
| State | Meghalaya |
| Phone | 8575019929 |
About Yes Bank
Yes Bank operates a wide network of branches across India, including the Meghalaya Coop Apex Bank Amlarem branch in Amlarem. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB0MCA043.
About this branch
The branch is located at ALLAREM,WEST JAINTIA HILLS 793150. It serves the Amlarem region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0MCA043 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's MEGHALAYA COOP APEX BANK AMLAREM branch came to be assigned the code YESB0MCA043.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0MCA043, money simply cannot be routed to the MEGHALAYA COOP APEX BANK AMLAREM branch electronically.
How to transfer money using IFSC YESB0MCA043
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0MCA043 across all three.
How to use IFSC YESB0MCA043 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's MEGHALAYA COOP APEX BANK AMLAREM branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC YESB0MCA043.
- Confirm the bank name auto-populates as Yes Bank and the branch as MEGHALAYA COOP APEX BANK AMLAREM.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC YESB0MCA043
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – MEGHALAYA COOP APEX BANK AMLAREM, ensure your bank's portal accepts IFSC YESB0MCA043 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Yes Bank – MEGHALAYA COOP APEX BANK AMLAREM, use IMPS. With IFSC YESB0MCA043 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC YESB0MCA043 for Yes Bank – MEGHALAYA COOP APEX BANK AMLAREM, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – YESB0MCA043 | Yes – YESB0MCA043 | Yes – YESB0MCA043 |
For most retail customers crediting the Meghalaya Coop Apex Bank Amlarem branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC YESB0MCA043
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Yes Bank – MEGHALAYA COOP APEX BANK AMLAREM is still mapped to IFSC YESB0MCA043. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC YESB0MCA043 and the beneficiary's account number to complete the transfer.
Account types you can open at the Meghalaya Coop Apex Bank Amlarem branch
Once you have an account at Yes Bank – MEGHALAYA COOP APEX BANK AMLAREM, the IFSC YESB0MCA043 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Meghalaya Coop Apex Bank Amlarem branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 8575019929.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0MCA043
MICR & cheque-truncation details
Cheques drawn on the Meghalaya Coop Apex Bank Amlarem branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0MCA043 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Digital banking channels
Most day-to-day work that customers used to do at the Meghalaya Coop Apex Bank Amlarem branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0MCA043 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Common mistakes to avoid when using IFSC YESB0MCA043
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – MEGHALAYA COOP APEX BANK AMLAREM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
YESB0MCA043. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Meghalaya Coop Apex Bank Amlarem branch sits at ALLAREM,WEST JAINTIA HILLS 793150. If you are travelling from outside Amlarem, search for the branch on a maps application using the bank name and locality, or call 8575019929 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0MCA043 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC YESB0MCA043 for Yes Bank – MEGHALAYA COOP APEX BANK AMLAREM, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Meghalaya Coop Apex Bank Amlarem branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0MCA043, however, work 24x7.
Branch address & contact
Yes BankMeghalaya Coop Apex Bank Amlarem Branch
ALLAREM,WEST JAINTIA HILLS 793150
Amlarem, Meghalaya
Phone: 8575019929
IFSC: YESB0MCA043
Frequently asked questions
Can I use IFSC YESB0MCA043 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC YESB0MCA043 to send funds instantly.
Does Yes Bank Meghalaya Coop Apex Bank Amlarem branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 8575019929 to confirm.
Is IFSC YESB0MCA043 valid for NEFT and RTGS?
Yes. IFSC YESB0MCA043 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Yes Bank Meghalaya Coop Apex Bank Amlarem branch?
You can reach the branch at 8575019929 during regular banking hours.
How quickly will an NEFT transfer using YESB0MCA043 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Yes Bank – Meghalaya Coop Apex Bank Amlarem reflect within 30 minutes.
How do I add Yes Bank Meghalaya Coop Apex Bank Amlarem as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC YESB0MCA043, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Meghalaya Coop Apex Bank Amlarem branch but serve different purposes.
Is IFSC YESB0MCA043 the same for all accounts at Meghalaya Coop Apex Bank Amlarem branch?
Yes. The IFSC YESB0MCA043 is shared by every account held at Yes Bank's Meghalaya Coop Apex Bank Amlarem branch. Only the account number changes from customer to customer.
Summary
The IFSC code YESB0MCA043 belongs to Yes Bank's MEGHALAYA COOP APEX BANK AMLAREM branch, located at ALLAREM,WEST JAINTIA HILLS 793150 in AMLAREM, MEGHALAYA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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