IFSC Code of Yes Bank, Almora Zila Sahkari Bank Zilaparish Branch, Uttarakhand

If you are searching for the IFSC code of Yes Bank, ALMORA ZILA SAHKARI BANK ZILAPARISH branch in ALMORA, UTTARAKHAND, this page has every detail you need. The verified IFSC code for this branch is YESB0AZSB08. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ALMORA ZILA SAHKARI BANK ZILAPARISH branch, and detailed step-by-step guides for using the IFSC YESB0AZSB08 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – ALMORA ZILA SAHKARI BANK ZILAPARISH is YESB0AZSB08. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters AZSB08 map to this branch in ALMORA, UTTARAKHAND.

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Almora Zila Sahkari Bank Zilaparish branch — IFSC YESB0AZSB08 — extends the bank's services to customers in and around Almora, Uttarakhand.

About this branch

The branch is located at ZILA PARISHAD BRANCH, DHARANAULA, ALMORA - 263601. It serves the Almora region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0AZSB08 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ALMORA ZILA SAHKARI BANK ZILAPARISH of Yes Bank — its own 11-character IFSC. The code YESB0AZSB08 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0AZSB08 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0AZSB08 and the account number together uniquely identify the Almora Zila Sahkari Bank Zilaparish branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC YESB0AZSB08

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0AZSB08 across all three.

How to use IFSC YESB0AZSB08 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's ALMORA ZILA SAHKARI BANK ZILAPARISH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0AZSB08.
4. Confirm the bank name auto-populates as Yes Bank and the branch as ALMORA ZILA SAHKARI BANK ZILAPARISH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to ALMORA ZILA SAHKARI BANK ZILAPARISH

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's ALMORA ZILA SAHKARI BANK ZILAPARISH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0AZSB08 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – ALMORA ZILA SAHKARI BANK ZILAPARISH, use IMPS. With IFSC YESB0AZSB08 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Almora Zila Sahkari Bank Zilaparish

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0AZSB08:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at ALMORA ZILA SAHKARI BANK ZILAPARISH is still linked to IFSC YESB0AZSB08.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's ALMORA ZILA SAHKARI BANK ZILAPARISH branch, the IFSC YESB0AZSB08 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Almora Zila Sahkari Bank Zilaparish branch

Once you have an account at Yes Bank – ALMORA ZILA SAHKARI BANK ZILAPARISH, the IFSC YESB0AZSB08 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Almora Zila Sahkari Bank Zilaparish branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9411113159.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0AZSB08

Digital banking channels

Most day-to-day work that customers used to do at the Almora Zila Sahkari Bank Zilaparish branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0AZSB08 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Almora Zila Sahkari Bank Zilaparish branch

The branch is located at ZILA PARISHAD BRANCH, DHARANAULA, ALMORA - 263601, which puts it inside Almora, the broader Almora district, and the state of Uttarakhand. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Almora Zila Sahkari Bank Zilaparish branch” — the verified location pin for IFSC YESB0AZSB08 should appear at the top of the results.
2. Confirm the branch is open by calling 9411113159 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0AZSB08 and your account number.

Common mistakes to avoid when using IFSC YESB0AZSB08

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – ALMORA ZILA SAHKARI BANK ZILAPARISH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0AZSB08.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Almora Zila Sahkari Bank Zilaparish are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0AZSB08 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0AZSB08 for Yes Bank – ALMORA ZILA SAHKARI BANK ZILAPARISH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0AZSB08 belongs to Yes Bank's ALMORA ZILA SAHKARI BANK ZILAPARISH branch, located at ZILA PARISHAD BRANCH, DHARANAULA, ALMORA - 263601 in ALMORA, UTTARAKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.