IFSC Code of Yes Bank, Almora Zila Sahkari Bank H O Branch, Uttarakhand

Below are the complete branch details for Yes Bank, ALMORA ZILA SAHKARI BANK H O branch, located in ALMORA, UTTARAKHAND. The IFSC assigned by the Reserve Bank of India to this branch is YESB0AZSB01. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB0AZSB01 for Yes Bank – ALMORA ZILA SAHKARI BANK H O — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB0AZSB01 is the IFSC of Yes Bank's ALMORA ZILA SAHKARI BANK H O branch. The format is fixed: YESB = bank code, 0 = reserved, AZSB01 = branch identifier.

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Almora Zila Sahkari Bank H O branch — IFSC YESB0AZSB01 — extends the bank's services to customers in and around Almora, Uttarakhand.

About the Almora Zila Sahkari Bank H O branch

The Almora Zila Sahkari Bank H O branch of Yes Bank is situated at HEAD OFFICE, MALL ROAD, ALMORA - 263601. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0AZSB01 is used.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's ALMORA ZILA SAHKARI BANK H O branch came to be assigned the code YESB0AZSB01.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0AZSB01, money simply cannot be routed to the ALMORA ZILA SAHKARI BANK H O branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Almora Zila Sahkari Bank H O branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0AZSB01 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC YESB0AZSB01

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0AZSB01 across all three.

How to use IFSC YESB0AZSB01 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's ALMORA ZILA SAHKARI BANK H O branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0AZSB01.
4. Confirm the bank name auto-populates as Yes Bank and the branch as ALMORA ZILA SAHKARI BANK H O.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to ALMORA ZILA SAHKARI BANK H O

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's ALMORA ZILA SAHKARI BANK H O branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0AZSB01 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank ALMORA ZILA SAHKARI BANK H O (IFSC YESB0AZSB01)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0AZSB01 in your mobile or internet banking app, and the money is credited to the ALMORA ZILA SAHKARI BANK H O branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0AZSB01 for Yes Bank – ALMORA ZILA SAHKARI BANK H O, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Almora Zila Sahkari Bank H O branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's ALMORA ZILA SAHKARI BANK H O branch, the IFSC YESB0AZSB01 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Almora Zila Sahkari Bank H O branch is mapped to IFSC YESB0AZSB01 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0AZSB01.

Banking services available

The Almora Zila Sahkari Bank H O branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9411113159.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0AZSB01

Digital banking channels

Most day-to-day work that customers used to do at the Almora Zila Sahkari Bank H O branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0AZSB01 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Almora Zila Sahkari Bank H O branch sits at HEAD OFFICE, MALL ROAD, ALMORA - 263601. If you are travelling from outside Almora, search for the branch on a maps application using the bank name and locality, or call 9411113159 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0AZSB01 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – ALMORA ZILA SAHKARI BANK H O:

• The IFSC is exactly YESB0AZSB01 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and ALMORA ZILA SAHKARI BANK H O as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Almora Zila Sahkari Bank H O branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0AZSB01, however, work 24x7.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0AZSB01 for Yes Bank – ALMORA ZILA SAHKARI BANK H O, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0AZSB01 belongs to Yes Bank's ALMORA ZILA SAHKARI BANK H O branch, located at HEAD OFFICE, MALL ROAD, ALMORA - 263601 in ALMORA, UTTARAKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.