IFSC Code of Yes Bank, Alibag Co Operative Urban Bank Ltd Branch, Maharashtra

Below are the complete branch details for Yes Bank, ALIBAG CO OPERATIVE URBAN BANK LTD branch, located in ALIBAG, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is YESB00ACUBL. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB00ACUBL for Yes Bank – ALIBAG CO OPERATIVE URBAN BANK LTD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Yes Bank's ALIBAG CO OPERATIVE URBAN BANK LTD branch, the IFSC YESB00ACUBL breaks down as follows: YESB identifies the bank, 0 is the reserved character, and 0ACUBL identifies this particular branch.

About Yes Bank

Yes Bank operates a wide network of branches across India, including the Alibag Co Operative Urban Bank Ltd branch in Alibag. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB00ACUBL.

Branch details at a glance

Alibag Co Operative Urban Bank Ltd branch overview

Located at MAHARSHI KARVE RD,ALIBAG,RAIGAD 402201, the Alibag Co Operative Urban Bank Ltd branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB00ACUBL is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's ALIBAG CO OPERATIVE URBAN BANK LTD branch came to be assigned the code YESB00ACUBL.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB00ACUBL, money simply cannot be routed to the ALIBAG CO OPERATIVE URBAN BANK LTD branch electronically.

Account types you can open at the Alibag Co Operative Urban Bank Ltd branch

Once you have an account at Yes Bank – ALIBAG CO OPERATIVE URBAN BANK LTD, the IFSC YESB00ACUBL stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Alibag Co Operative Urban Bank Ltd branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB00ACUBL

How to transfer money using IFSC YESB00ACUBL

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB00ACUBL across all three.

How to use IFSC YESB00ACUBL for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's ALIBAG CO OPERATIVE URBAN BANK LTD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB00ACUBL.
4. Confirm the bank name auto-populates as Yes Bank and the branch as ALIBAG CO OPERATIVE URBAN BANK LTD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to ALIBAG CO OPERATIVE URBAN BANK LTD

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's ALIBAG CO OPERATIVE URBAN BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB00ACUBL while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – ALIBAG CO OPERATIVE URBAN BANK LTD, use IMPS. With IFSC YESB00ACUBL and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Alibag Co Operative Urban Bank Ltd

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB00ACUBL:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at ALIBAG CO OPERATIVE URBAN BANK LTD is still linked to IFSC YESB00ACUBL.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's ALIBAG CO OPERATIVE URBAN BANK LTD branch, the IFSC YESB00ACUBL is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC YESB00ACUBL

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the ALIBAG CO OPERATIVE URBAN BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB00ACUBL is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB00ACUBL and the account number together uniquely identify the Alibag Co Operative Urban Bank Ltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC YESB00ACUBL

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – ALIBAG CO OPERATIVE URBAN BANK LTD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB00ACUBL.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Alibag Co Operative Urban Bank Ltd branch

The branch is located at MAHARSHI KARVE RD,ALIBAG,RAIGAD 402201, which puts it inside Alibag, the broader Raigad district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Alibag Co Operative Urban Bank Ltd branch” — the verified location pin for IFSC YESB00ACUBL should appear at the top of the results.
2. Confirm the branch is open by calling 2141-224464 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB00ACUBL and your account number.

Verifying IFSC YESB00ACUBL from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB00ACUBL by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2141-224464.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Alibag Co Operative Urban Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB00ACUBL continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB00ACUBL belongs to Yes Bank's ALIBAG CO OPERATIVE URBAN BANK LTD branch, located at MAHARSHI KARVE RD,ALIBAG,RAIGAD 402201 in ALIBAG, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.