Use this page as a one-stop reference for everything related to Yes Bank's THE YAVATMAL UCB AKOLA branch in AKOLA, MAHARASHTRA. The branch's IFSC code YESB0YUCB23 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Yes Bank – THE YAVATMAL UCB AKOLA is YESB0YUCB23. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters YUCB23 map to this branch in AKOLA, MAHARASHTRA.
Bank profile
Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The The Yavatmal Ucb Akola branch — IFSC YESB0YUCB23 — extends the bank's services to customers in and around Akola, Maharashtra.
About this branch
The branch is located at ALSHI COMPLEX GANDHI CHOWK AKOLA-444001. It serves the Akola region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0YUCB23 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Yes Bank |
|---|---|
| Branch | The Yavatmal Ucb Akola |
| IFSC Code | YESB0YUCB23 |
| MICR Code | Refer to cheque leaf |
| Branch Address | ALSHI COMPLEX GANDHI CHOWK AKOLA-444001 |
| City | Akola |
| District | Akola |
| State | Maharashtra |
| STD Code | 724 |
| Phone | 2426278 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's THE YAVATMAL UCB AKOLA branch came to be assigned the code YESB0YUCB23.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0YUCB23, money simply cannot be routed to the THE YAVATMAL UCB AKOLA branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0YUCB23 and the account number together uniquely identify the The Yavatmal Ucb Akola branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC YESB0YUCB23
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0YUCB23 across all three.
How to use IFSC YESB0YUCB23 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's THE YAVATMAL UCB AKOLA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC YESB0YUCB23.
- Confirm the bank name auto-populates as Yes Bank and the branch as THE YAVATMAL UCB AKOLA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC YESB0YUCB23
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – THE YAVATMAL UCB AKOLA, ensure your bank's portal accepts IFSC YESB0YUCB23 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Yes Bank THE YAVATMAL UCB AKOLA (IFSC YESB0YUCB23)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0YUCB23 in your mobile or internet banking app, and the money is credited to the THE YAVATMAL UCB AKOLA branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC YESB0YUCB23 for Yes Bank – THE YAVATMAL UCB AKOLA, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – YESB0YUCB23 | Yes – YESB0YUCB23 | Yes – YESB0YUCB23 |
For most retail customers crediting the The Yavatmal Ucb Akola branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's THE YAVATMAL UCB AKOLA branch, the IFSC YESB0YUCB23 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the The Yavatmal Ucb Akola branch is mapped to IFSC YESB0YUCB23 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains YESB0YUCB23.
Banking services available
The The Yavatmal Ucb Akola branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 724-2426278.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0YUCB23
Online banking and IFSC YESB0YUCB23
Yes Bank customers can register for net banking and the bank's official mobile app once their account at the THE YAVATMAL UCB AKOLA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0YUCB23 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
How to reach the The Yavatmal Ucb Akola branch
The branch is located at ALSHI COMPLEX GANDHI CHOWK AKOLA-444001, which puts it inside Akola, the broader Akola district, and the state of Maharashtra. To plan your visit:
- Open Google Maps on your phone and search for “Yes Bank The Yavatmal Ucb Akola branch” — the verified location pin for IFSC YESB0YUCB23 should appear at the top of the results.
- Confirm the branch is open by calling 724-2426278 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0YUCB23 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – THE YAVATMAL UCB AKOLA:
- The IFSC is exactly YESB0YUCB23 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Yes Bank as the bank name and THE YAVATMAL UCB AKOLA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The The Yavatmal Ucb Akola branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0YUCB23, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC YESB0YUCB23 for Yes Bank – THE YAVATMAL UCB AKOLA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Yes BankThe Yavatmal Ucb Akola Branch
ALSHI COMPLEX GANDHI CHOWK AKOLA-444001
Akola, Maharashtra
Phone: 724-2426278
IFSC: YESB0YUCB23
Frequently asked questions
Can I use IFSC YESB0YUCB23 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC YESB0YUCB23 to send funds instantly.
Does Yes Bank The Yavatmal Ucb Akola branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 724-2426278 to confirm.
Is IFSC YESB0YUCB23 the same for all accounts at The Yavatmal Ucb Akola branch?
Yes. The IFSC YESB0YUCB23 is shared by every account held at Yes Bank's The Yavatmal Ucb Akola branch. Only the account number changes from customer to customer.
How do I add Yes Bank The Yavatmal Ucb Akola as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC YESB0YUCB23, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Yes Bank The Yavatmal Ucb Akola branch?
You can reach the branch at 724-2426278 during regular banking hours.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the The Yavatmal Ucb Akola branch but serve different purposes.
How quickly will an NEFT transfer using YESB0YUCB23 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Yes Bank – The Yavatmal Ucb Akola reflect within 30 minutes.
Is IFSC YESB0YUCB23 valid for NEFT and RTGS?
Yes. IFSC YESB0YUCB23 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Final notes
To recap: YESB0YUCB23 is the IFSC code of Yes Bank, THE YAVATMAL UCB AKOLA branch, in AKOLA, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.


