IFSC Code of Yes Bank, Sadguru Gahininath Urban Coop Bank Akluj Branch, Maharashtra

If you are searching for the IFSC code of Yes Bank, SADGURU GAHININATH URBAN COOP BANK AKLUJ branch in AKLUJ, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is YESB0SGUCB1. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SADGURU GAHININATH URBAN COOP BANK AKLUJ branch, and detailed step-by-step guides for using the IFSC YESB0SGUCB1 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB0SGUCB1 is the IFSC of Yes Bank's SADGURU GAHININATH URBAN COOP BANK AKLUJ branch. The format is fixed: YESB = bank code, 0 = reserved, SGUCB1 = branch identifier.

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Sadguru Gahininath Urban Coop Bank Akluj branch in Akluj, Maharashtra is part of this network and uses the IFSC code YESB0SGUCB1 for all electronic settlement.

Branch details at a glance

About the Sadguru Gahininath Urban Coop Bank Akluj branch

The Sadguru Gahininath Urban Coop Bank Akluj branch of Yes Bank is situated at BHAGWAN MAHAVIR PATH, NEAR POST OFFICE, AKLUJ - 413101. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0SGUCB1 is used.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SADGURU GAHININATH URBAN COOP BANK AKLUJ of Yes Bank — its own 11-character IFSC. The code YESB0SGUCB1 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0SGUCB1 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the Sadguru Gahininath Urban Coop Bank Akluj branch

Once you have an account at Yes Bank – SADGURU GAHININATH URBAN COOP BANK AKLUJ, the IFSC YESB0SGUCB1 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Sadguru Gahininath Urban Coop Bank Akluj branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0SGUCB1

How to transfer money using IFSC YESB0SGUCB1

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0SGUCB1 across all three.

How to use IFSC YESB0SGUCB1 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's SADGURU GAHININATH URBAN COOP BANK AKLUJ branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0SGUCB1.
4. Confirm the bank name auto-populates as Yes Bank and the branch as SADGURU GAHININATH URBAN COOP BANK AKLUJ.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC YESB0SGUCB1

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – SADGURU GAHININATH URBAN COOP BANK AKLUJ, ensure your bank's portal accepts IFSC YESB0SGUCB1 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Yes Bank SADGURU GAHININATH URBAN COOP BANK AKLUJ (IFSC YESB0SGUCB1)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0SGUCB1 in your mobile or internet banking app, and the money is credited to the SADGURU GAHININATH URBAN COOP BANK AKLUJ branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0SGUCB1 for Yes Bank – SADGURU GAHININATH URBAN COOP BANK AKLUJ, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Sadguru Gahininath Urban Coop Bank Akluj branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's SADGURU GAHININATH URBAN COOP BANK AKLUJ branch, the IFSC YESB0SGUCB1 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC YESB0SGUCB1

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the SADGURU GAHININATH URBAN COOP BANK AKLUJ branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0SGUCB1 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Sadguru Gahininath Urban Coop Bank Akluj branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0SGUCB1 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC YESB0SGUCB1

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – SADGURU GAHININATH URBAN COOP BANK AKLUJ, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0SGUCB1.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Sadguru Gahininath Urban Coop Bank Akluj branch sits at BHAGWAN MAHAVIR PATH, NEAR POST OFFICE, AKLUJ - 413101. If you are travelling from outside Akluj, search for the branch on a maps application using the bank name and locality, or call 2185-223773 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0SGUCB1 and your account number.

Verifying IFSC YESB0SGUCB1 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0SGUCB1 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 2185-223773.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Sadguru Gahininath Urban Coop Bank Akluj branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0SGUCB1, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0SGUCB1 is the IFSC code of Yes Bank, SADGURU GAHININATH URBAN COOP BANK AKLUJ branch, in AKLUJ, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.