IFSC Code of Yes Bank, Mizoram Urban Coop Development Bank Branch, Mizoram

Use this page as a one-stop reference for everything related to Yes Bank's MIZORAM URBAN COOP DEVELOPMENT BANK branch in AIZWAL, MIZORAM. The branch's IFSC code YESB0MUDC01 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB0MUDC01 is the IFSC of Yes Bank's MIZORAM URBAN COOP DEVELOPMENT BANK branch. The format is fixed: YESB = bank code, 0 = reserved, MUDC01 = branch identifier.

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mizoram Urban Coop Development Bank branch in Aizwal, Mizoram is part of this network and uses the IFSC code YESB0MUDC01 for all electronic settlement.

About this branch

The branch is located at LALSAWMLIANI BUILDING,TOP FLOOR,ZARKAWT,AIZWAL - 796001. It serves the Aizwal region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0MUDC01 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MIZORAM URBAN COOP DEVELOPMENT BANK of Yes Bank — its own 11-character IFSC. The code YESB0MUDC01 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0MUDC01 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Mizoram Urban Coop Development Bank branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0MUDC01 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC YESB0MUDC01

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0MUDC01 across all three.

NEFT to Yes Bank, MIZORAM URBAN COOP DEVELOPMENT BANK using IFSC YESB0MUDC01

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0MUDC01, and confirm that the system picks up Yes Bank – MIZORAM URBAN COOP DEVELOPMENT BANK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC YESB0MUDC01

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – MIZORAM URBAN COOP DEVELOPMENT BANK, ensure your bank's portal accepts IFSC YESB0MUDC01 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – MIZORAM URBAN COOP DEVELOPMENT BANK, use IMPS. With IFSC YESB0MUDC01 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Mizoram Urban Coop Development Bank

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0MUDC01:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MIZORAM URBAN COOP DEVELOPMENT BANK is still linked to IFSC YESB0MUDC01.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's MIZORAM URBAN COOP DEVELOPMENT BANK branch, the IFSC YESB0MUDC01 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Mizoram Urban Coop Development Bank branch is mapped to IFSC YESB0MUDC01 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0MUDC01.

Products and services

Customers walking into the Mizoram Urban Coop Development Bank branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0MUDC01

Digital banking channels

Most day-to-day work that customers used to do at the Mizoram Urban Coop Development Bank branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0MUDC01 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Mizoram Urban Coop Development Bank branch

The branch is located at LALSAWMLIANI BUILDING,TOP FLOOR,ZARKAWT,AIZWAL - 796001, which puts it inside Aizwal, the broader Aizwal district, and the state of Mizoram. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Mizoram Urban Coop Development Bank branch” — the verified location pin for IFSC YESB0MUDC01 should appear at the top of the results.
2. Confirm the branch is open by calling 389-2343475 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0MUDC01 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – MIZORAM URBAN COOP DEVELOPMENT BANK:

• The IFSC is exactly YESB0MUDC01 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and MIZORAM URBAN COOP DEVELOPMENT BANK as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Mizoram Urban Coop Development Bank are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0MUDC01 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0MUDC01 for Yes Bank – MIZORAM URBAN COOP DEVELOPMENT BANK, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0MUDC01 belongs to Yes Bank's MIZORAM URBAN COOP DEVELOPMENT BANK branch, located at LALSAWMLIANI BUILDING,TOP FLOOR,ZARKAWT,AIZWAL - 796001 in AIZWAL, MIZORAM. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.