IFSC Code of Yes Bank, Mizoram Coop Apex Bank Zarkawt Branch, Mizoram

This page lists the IFSC code, branch address, contact number and fund-transfer information for Yes Bank, MIZORAM COOP APEX BANK ZARKAWT branch in AIZAWL. The 11-digit IFSC YESB0MAB017 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Yes Bank at the MIZORAM COOP APEX BANK ZARKAWT location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB0MAB017 is the IFSC of Yes Bank's MIZORAM COOP APEX BANK ZARKAWT branch. The format is fixed: YESB = bank code, 0 = reserved, MAB017 = branch identifier.

Branch details at a glance

About Yes Bank

Yes Bank operates a wide network of branches across India, including the Mizoram Coop Apex Bank Zarkawt branch in Aizawl. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, YESB0MAB017.

About this branch

The branch is located at NEW ZARKAWT TRAFFIC POINT AIZAWL 796001. It serves the Aizawl region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0MAB017 is used to identify this branch on the RBI payments network.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MIZORAM COOP APEX BANK ZARKAWT of Yes Bank — its own 11-character IFSC. The code YESB0MAB017 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0MAB017 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC YESB0MAB017

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0MAB017 across all three.

NEFT to Yes Bank, MIZORAM COOP APEX BANK ZARKAWT using IFSC YESB0MAB017

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0MAB017, and confirm that the system picks up Yes Bank – MIZORAM COOP APEX BANK ZARKAWT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to MIZORAM COOP APEX BANK ZARKAWT

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's MIZORAM COOP APEX BANK ZARKAWT branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0MAB017 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank MIZORAM COOP APEX BANK ZARKAWT (IFSC YESB0MAB017)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0MAB017 in your mobile or internet banking app, and the money is credited to the MIZORAM COOP APEX BANK ZARKAWT branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0MAB017 for Yes Bank – MIZORAM COOP APEX BANK ZARKAWT, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Mizoram Coop Apex Bank Zarkawt branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's MIZORAM COOP APEX BANK ZARKAWT branch, the IFSC YESB0MAB017 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Mizoram Coop Apex Bank Zarkawt branch is mapped to IFSC YESB0MAB017 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0MAB017.

Banking services available

The Mizoram Coop Apex Bank Zarkawt branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9436151382.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0MAB017

MICR & cheque-truncation details

Cheques drawn on the Mizoram Coop Apex Bank Zarkawt branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0MAB017 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC YESB0MAB017

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the MIZORAM COOP APEX BANK ZARKAWT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0MAB017 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – MIZORAM COOP APEX BANK ZARKAWT:

• The IFSC is exactly YESB0MAB017 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and MIZORAM COOP APEX BANK ZARKAWT as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Mizoram Coop Apex Bank Zarkawt branch

The branch is located at NEW ZARKAWT TRAFFIC POINT AIZAWL 796001, which puts it inside Aizawl, the broader Aizawl district, and the state of Mizoram. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Mizoram Coop Apex Bank Zarkawt branch” — the verified location pin for IFSC YESB0MAB017 should appear at the top of the results.
2. Confirm the branch is open by calling 9436151382 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0MAB017 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0MAB017 for Yes Bank – MIZORAM COOP APEX BANK ZARKAWT, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mizoram Coop Apex Bank Zarkawt branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0MAB017, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0MAB017 is the IFSC code of Yes Bank, MIZORAM COOP APEX BANK ZARKAWT branch, in AIZAWL, MIZORAM. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.