IFSC Code of Yes Bank, Mizoram Coop Apex Bank New Sectt Branch, Mizoram

Below are the complete branch details for Yes Bank, MIZORAM COOP APEX BANK NEW SECTT branch, located in AIZAWL, MIZORAM. The IFSC assigned by the Reserve Bank of India to this branch is YESB0MAB016. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB0MAB016 for Yes Bank – MIZORAM COOP APEX BANK NEW SECTT — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB0MAB016 is the IFSC of Yes Bank's MIZORAM COOP APEX BANK NEW SECTT branch. The format is fixed: YESB = bank code, 0 = reserved, MAB016 = branch identifier.

Branch details at a glance

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Mizoram Coop Apex Bank New Sectt branch — IFSC YESB0MAB016 — extends the bank's services to customers in and around Aizawl, Mizoram.

Mizoram Coop Apex Bank New Sectt branch overview

Located at NEW SECRETARIAT COMPLEX AIZAWL 796001, the Mizoram Coop Apex Bank New Sectt branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0MAB016 is required for all interbank electronic transfers routed through this branch.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MIZORAM COOP APEX BANK NEW SECTT of Yes Bank — its own 11-character IFSC. The code YESB0MAB016 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0MAB016 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC YESB0MAB016

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0MAB016 across all three.

NEFT to Yes Bank, MIZORAM COOP APEX BANK NEW SECTT using IFSC YESB0MAB016

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0MAB016, and confirm that the system picks up Yes Bank – MIZORAM COOP APEX BANK NEW SECTT. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC YESB0MAB016

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – MIZORAM COOP APEX BANK NEW SECTT, ensure your bank's portal accepts IFSC YESB0MAB016 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Yes Bank MIZORAM COOP APEX BANK NEW SECTT (IFSC YESB0MAB016)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0MAB016 in your mobile or internet banking app, and the money is credited to the MIZORAM COOP APEX BANK NEW SECTT branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Mizoram Coop Apex Bank New Sectt

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0MAB016:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MIZORAM COOP APEX BANK NEW SECTT is still linked to IFSC YESB0MAB016.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's MIZORAM COOP APEX BANK NEW SECTT branch, the IFSC YESB0MAB016 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Mizoram Coop Apex Bank New Sectt branch is mapped to IFSC YESB0MAB016 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0MAB016.

Products and services

Customers walking into the Mizoram Coop Apex Bank New Sectt branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0MAB016

MICR & cheque-truncation details

Cheques drawn on the Mizoram Coop Apex Bank New Sectt branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0MAB016 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC YESB0MAB016

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the MIZORAM COOP APEX BANK NEW SECTT branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0MAB016 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – MIZORAM COOP APEX BANK NEW SECTT:

• The IFSC is exactly YESB0MAB016 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and MIZORAM COOP APEX BANK NEW SECTT as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Mizoram Coop Apex Bank New Sectt branch

The branch is located at NEW SECRETARIAT COMPLEX AIZAWL 796001, which puts it inside Aizawl, the broader Aizawl district, and the state of Mizoram. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Mizoram Coop Apex Bank New Sectt branch” — the verified location pin for IFSC YESB0MAB016 should appear at the top of the results.
2. Confirm the branch is open by calling 389-2336200 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0MAB016 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0MAB016 for Yes Bank – MIZORAM COOP APEX BANK NEW SECTT, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mizoram Coop Apex Bank New Sectt branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0MAB016, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0MAB016 is the IFSC code of Yes Bank, MIZORAM COOP APEX BANK NEW SECTT branch, in AIZAWL, MIZORAM. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.