IFSC Code of Yes Bank, Mizoram Coop Apex Bank Ltd Vaivakawn Branch, Mizoram

Below are the complete branch details for Yes Bank, MIZORAM COOP APEX BANK LTD VAIVAKAWN branch, located in AIZAWL, MIZORAM. The IFSC assigned by the Reserve Bank of India to this branch is YESB0MAB020. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB0MAB020 for Yes Bank – MIZORAM COOP APEX BANK LTD VAIVAKAWN — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB0MAB020 is the IFSC of Yes Bank's MIZORAM COOP APEX BANK LTD VAIVAKAWN branch. The format is fixed: YESB = bank code, 0 = reserved, MAB020 = branch identifier.

Branch details at a glance

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Mizoram Coop Apex Bank Ltd Vaivakawn branch — IFSC YESB0MAB020 — extends the bank's services to customers in and around Aizawl, Mizoram.

Mizoram Coop Apex Bank Ltd Vaivakawn branch overview

Located at VAIVAKAWN, NEAR TRAFFICE POLICE POINT, AIZAWL 796009, the Mizoram Coop Apex Bank Ltd Vaivakawn branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC YESB0MAB020 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's MIZORAM COOP APEX BANK LTD VAIVAKAWN branch came to be assigned the code YESB0MAB020.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0MAB020, money simply cannot be routed to the MIZORAM COOP APEX BANK LTD VAIVAKAWN branch electronically.

How to transfer money using IFSC YESB0MAB020

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0MAB020 across all three.

NEFT to Yes Bank, MIZORAM COOP APEX BANK LTD VAIVAKAWN using IFSC YESB0MAB020

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0MAB020, and confirm that the system picks up Yes Bank – MIZORAM COOP APEX BANK LTD VAIVAKAWN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to MIZORAM COOP APEX BANK LTD VAIVAKAWN

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's MIZORAM COOP APEX BANK LTD VAIVAKAWN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0MAB020 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank MIZORAM COOP APEX BANK LTD VAIVAKAWN (IFSC YESB0MAB020)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0MAB020 in your mobile or internet banking app, and the money is credited to the MIZORAM COOP APEX BANK LTD VAIVAKAWN branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Mizoram Coop Apex Bank Ltd Vaivakawn

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0MAB020:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MIZORAM COOP APEX BANK LTD VAIVAKAWN is still linked to IFSC YESB0MAB020.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's MIZORAM COOP APEX BANK LTD VAIVAKAWN branch, the IFSC YESB0MAB020 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Mizoram Coop Apex Bank Ltd Vaivakawn branch is mapped to IFSC YESB0MAB020 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0MAB020.

Products and services

Customers walking into the Mizoram Coop Apex Bank Ltd Vaivakawn branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0MAB020

MICR & cheque-truncation details

Cheques drawn on the Mizoram Coop Apex Bank Ltd Vaivakawn branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0MAB020 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Mizoram Coop Apex Bank Ltd Vaivakawn branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC YESB0MAB020 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – MIZORAM COOP APEX BANK LTD VAIVAKAWN:

• The IFSC is exactly YESB0MAB020 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and MIZORAM COOP APEX BANK LTD VAIVAKAWN as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Mizoram Coop Apex Bank Ltd Vaivakawn branch

The branch is located at VAIVAKAWN, NEAR TRAFFICE POLICE POINT, AIZAWL 796009, which puts it inside Aizawl, the broader Aizawl district, and the state of Mizoram. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Mizoram Coop Apex Bank Ltd Vaivakawn branch” — the verified location pin for IFSC YESB0MAB020 should appear at the top of the results.
2. Confirm the branch is open by calling 3892322744 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0MAB020 and your account number.

Verifying IFSC YESB0MAB020 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0MAB020 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 3892322744.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mizoram Coop Apex Bank Ltd Vaivakawn branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0MAB020, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0MAB020 is the IFSC code of Yes Bank, MIZORAM COOP APEX BANK LTD VAIVAKAWN branch, in AIZAWL, MIZORAM. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.