IFSC Code of Yes Bank, Mizoram Coop Apex Bank Ltd Thuampui Branch, Mizoram

This page lists the IFSC code, branch address, contact number and fund-transfer information for Yes Bank, MIZORAM COOP APEX BANK LTD THUAMPUI branch in AIZAWL. The 11-digit IFSC YESB0MAB022 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Yes Bank at the MIZORAM COOP APEX BANK LTD THUAMPUI location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – MIZORAM COOP APEX BANK LTD THUAMPUI is YESB0MAB022. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters MAB022 map to this branch in AIZAWL, MIZORAM.

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mizoram Coop Apex Bank Ltd Thuampui branch in Aizawl, Mizoram is part of this network and uses the IFSC code YESB0MAB022 for all electronic settlement.

Branch details at a glance

About the Mizoram Coop Apex Bank Ltd Thuampui branch

The Mizoram Coop Apex Bank Ltd Thuampui branch of Yes Bank is situated at MAIN ROAD, ZOBAWK, LUNGLEI 796701. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0MAB022 is used.

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including MIZORAM COOP APEX BANK LTD THUAMPUI of Yes Bank — its own 11-character IFSC. The code YESB0MAB022 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB0MAB022 the same way you would treat your account number — verify it once and save it carefully for future use.

Products and account variants supported

Every account opened at the Mizoram Coop Apex Bank Ltd Thuampui branch is mapped to IFSC YESB0MAB022 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0MAB022.

Banking services available

The Mizoram Coop Apex Bank Ltd Thuampui branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 389-2322744.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0MAB022

How to transfer money using IFSC YESB0MAB022

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0MAB022 across all three.

How to use IFSC YESB0MAB022 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Yes Bank's MIZORAM COOP APEX BANK LTD THUAMPUI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC YESB0MAB022.
4. Confirm the bank name auto-populates as Yes Bank and the branch as MIZORAM COOP APEX BANK LTD THUAMPUI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to MIZORAM COOP APEX BANK LTD THUAMPUI

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's MIZORAM COOP APEX BANK LTD THUAMPUI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0MAB022 while initiating the transfer and the credit will appear within minutes.

IMPS to Yes Bank MIZORAM COOP APEX BANK LTD THUAMPUI (IFSC YESB0MAB022)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0MAB022 in your mobile or internet banking app, and the money is credited to the MIZORAM COOP APEX BANK LTD THUAMPUI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Mizoram Coop Apex Bank Ltd Thuampui

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0MAB022:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MIZORAM COOP APEX BANK LTD THUAMPUI is still linked to IFSC YESB0MAB022.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's MIZORAM COOP APEX BANK LTD THUAMPUI branch, the IFSC YESB0MAB022 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Online banking and IFSC YESB0MAB022

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the MIZORAM COOP APEX BANK LTD THUAMPUI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0MAB022 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Mizoram Coop Apex Bank Ltd Thuampui branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0MAB022 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Common mistakes to avoid when using IFSC YESB0MAB022

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Yes Bank – MIZORAM COOP APEX BANK LTD THUAMPUI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: YESB0MAB022.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Mizoram Coop Apex Bank Ltd Thuampui branch sits at MAIN ROAD, ZOBAWK, LUNGLEI 796701. If you are travelling from outside Aizawl, search for the branch on a maps application using the bank name and locality, or call 389-2322744 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0MAB022 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0MAB022 for Yes Bank – MIZORAM COOP APEX BANK LTD THUAMPUI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Mizoram Coop Apex Bank Ltd Thuampui are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0MAB022 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0MAB022 is the IFSC code of Yes Bank, MIZORAM COOP APEX BANK LTD THUAMPUI branch, in AIZAWL, MIZORAM. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.