IFSC Code of Yes Bank, Shri Vinayak Sahakari Bank Ltd Branch, Gujarat

Use this page as a one-stop reference for everything related to Yes Bank's SHRI VINAYAK SAHAKARI BANK LTD branch in AHMEDABAD, GUJARAT. The branch's IFSC code YESB0USVSB1 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Yes Bank – SHRI VINAYAK SAHAKARI BANK LTD is YESB0USVSB1. The first four letters YESB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters USVSB1 map to this branch in AHMEDABAD, GUJARAT.

Branch details at a glance

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Shri Vinayak Sahakari Bank Ltd branch — IFSC YESB0USVSB1 — extends the bank's services to customers in and around Ahmedabad, Gujarat.

About the Shri Vinayak Sahakari Bank Ltd branch

The Shri Vinayak Sahakari Bank Ltd branch of Yes Bank is situated at 1 SUMERU BUNGLOWS, NR SARTHI HOTEL, VASTRAPUR-BODAKDEV ROAD, VASTRAPUR, AHMEDABAD-54. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code YESB0USVSB1 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's SHRI VINAYAK SAHAKARI BANK LTD branch came to be assigned the code YESB0USVSB1.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0USVSB1, money simply cannot be routed to the SHRI VINAYAK SAHAKARI BANK LTD branch electronically.

How to transfer money using IFSC YESB0USVSB1

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0USVSB1 across all three.

NEFT to Yes Bank, SHRI VINAYAK SAHAKARI BANK LTD using IFSC YESB0USVSB1

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0USVSB1, and confirm that the system picks up Yes Bank – SHRI VINAYAK SAHAKARI BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SHRI VINAYAK SAHAKARI BANK LTD

If you need to transfer ₹2 lakh or more in one go to an account at Yes Bank's SHRI VINAYAK SAHAKARI BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC YESB0USVSB1 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Yes Bank – SHRI VINAYAK SAHAKARI BANK LTD, use IMPS. With IFSC YESB0USVSB1 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB0USVSB1 for Yes Bank – SHRI VINAYAK SAHAKARI BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Shri Vinayak Sahakari Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's SHRI VINAYAK SAHAKARI BANK LTD branch, the IFSC YESB0USVSB1 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Account types you can open at the Shri Vinayak Sahakari Bank Ltd branch

Once you have an account at Yes Bank – SHRI VINAYAK SAHAKARI BANK LTD, the IFSC YESB0USVSB1 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Shri Vinayak Sahakari Bank Ltd branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 79-26843333.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC YESB0USVSB1

MICR & cheque-truncation details

Cheques drawn on the Shri Vinayak Sahakari Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB0USVSB1 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC YESB0USVSB1

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the SHRI VINAYAK SAHAKARI BANK LTD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0USVSB1 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – SHRI VINAYAK SAHAKARI BANK LTD:

• The IFSC is exactly YESB0USVSB1 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and SHRI VINAYAK SAHAKARI BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Shri Vinayak Sahakari Bank Ltd branch

The branch is located at 1 SUMERU BUNGLOWS, NR SARTHI HOTEL, VASTRAPUR-BODAKDEV ROAD, VASTRAPUR, AHMEDABAD-54, which puts it inside Ahmedabad, the broader Ahmedabad district, and the state of Gujarat. To plan your visit:

1. Open Google Maps on your phone and search for “Yes Bank Shri Vinayak Sahakari Bank Ltd branch” — the verified location pin for IFSC YESB0USVSB1 should appear at the top of the results.
2. Confirm the branch is open by calling 79-26843333 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC YESB0USVSB1 and your account number.

Verifying IFSC YESB0USVSB1 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB0USVSB1 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 79-26843333.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Shri Vinayak Sahakari Bank Ltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB0USVSB1, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB0USVSB1 is the IFSC code of Yes Bank, SHRI VINAYAK SAHAKARI BANK LTD branch, in AHMEDABAD, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.