IFSC Code of Yes Bank, Shree Kadi Nag Sah Bank Ctm Branch Branch, Gujarat

Below are the complete branch details for Yes Bank, SHREE KADI NAG SAH BANK CTM BRANCH branch, located in AHMEDABAD, GUJARAT. The IFSC assigned by the Reserve Bank of India to this branch is YESB0KNB012. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case YESB0KNB012 for Yes Bank – SHREE KADI NAG SAH BANK CTM BRANCH — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB0KNB012 is the IFSC of Yes Bank's SHREE KADI NAG SAH BANK CTM BRANCH branch. The format is fixed: YESB = bank code, 0 = reserved, KNB012 = branch identifier.

Branch details at a glance

About the bank

Yes Bank serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Shree Kadi Nag Sah Bank Ctm Branch branch in Ahmedabad, Gujarat is part of this network and uses the IFSC code YESB0KNB012 for all electronic settlement.

About this branch

The branch is located at AMBIKA HOTEL PURVDEEP BUS STOP CTM CROSS 380026. It serves the Ahmedabad region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB0KNB012 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Yes Bank's SHREE KADI NAG SAH BANK CTM BRANCH branch came to be assigned the code YESB0KNB012.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC YESB0KNB012, money simply cannot be routed to the SHREE KADI NAG SAH BANK CTM BRANCH branch electronically.

How to transfer money using IFSC YESB0KNB012

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB0KNB012 across all three.

NEFT to Yes Bank, SHREE KADI NAG SAH BANK CTM BRANCH using IFSC YESB0KNB012

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB0KNB012, and confirm that the system picks up Yes Bank – SHREE KADI NAG SAH BANK CTM BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC YESB0KNB012

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – SHREE KADI NAG SAH BANK CTM BRANCH, ensure your bank's portal accepts IFSC YESB0KNB012 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Yes Bank SHREE KADI NAG SAH BANK CTM BRANCH (IFSC YESB0KNB012)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB0KNB012 in your mobile or internet banking app, and the money is credited to the SHREE KADI NAG SAH BANK CTM BRANCH branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Shree Kadi Nag Sah Bank Ctm Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC YESB0KNB012:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at SHREE KADI NAG SAH BANK CTM BRANCH is still linked to IFSC YESB0KNB012.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's SHREE KADI NAG SAH BANK CTM BRANCH branch, the IFSC YESB0KNB012 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Shree Kadi Nag Sah Bank Ctm Branch branch is mapped to IFSC YESB0KNB012 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB0KNB012.

Products and services

Customers walking into the Shree Kadi Nag Sah Bank Ctm Branch branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB0KNB012

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Yes Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC YESB0KNB012 and the account number together uniquely identify the Shree Kadi Nag Sah Bank Ctm Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC YESB0KNB012

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the SHREE KADI NAG SAH BANK CTM BRANCH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB0KNB012 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – SHREE KADI NAG SAH BANK CTM BRANCH:

• The IFSC is exactly YESB0KNB012 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and SHREE KADI NAG SAH BANK CTM BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Shree Kadi Nag Sah Bank Ctm Branch branch sits at AMBIKA HOTEL PURVDEEP BUS STOP CTM CROSS 380026. If you are travelling from outside Ahmedabad, search for the branch on a maps application using the bank name and locality, or call 79-25856008 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB0KNB012 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC YESB0KNB012 for Yes Bank – SHREE KADI NAG SAH BANK CTM BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Shree Kadi Nag Sah Bank Ctm Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to YESB0KNB012 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code YESB0KNB012 belongs to Yes Bank's SHREE KADI NAG SAH BANK CTM BRANCH branch, located at AMBIKA HOTEL PURVDEEP BUS STOP CTM CROSS 380026 in AHMEDABAD, GUJARAT. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.