IFSC Code of Yes Bank, Ambika Mahila Sahakari Bank Balikashram Road Branch, Maharashtra

Use this page as a one-stop reference for everything related to Yes Bank's AMBIKA MAHILA SAHAKARI BANK BALIKASHRAM ROAD branch in AHMADNAGAR, MAHARASHTRA. The branch's IFSC code YESB00AMSB3 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, YESB00AMSB3 is the IFSC of Yes Bank's AMBIKA MAHILA SAHAKARI BANK BALIKASHRAM ROAD branch. The format is fixed: YESB = bank code, 0 = reserved, 0AMSB3 = branch identifier.

Bank profile

Yes Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Ambika Mahila Sahakari Bank Balikashram Road branch — IFSC YESB00AMSB3 — extends the bank's services to customers in and around Ahmadnagar, Maharashtra.

About this branch

The branch is located at S NO. 185 2 3,BALIKASHRAM ROAD,SAVEDI,AHMEDNAGAR 414003. It serves the Ahmadnagar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Yes Bank. The IFSC YESB00AMSB3 is used to identify this branch on the RBI payments network.

Branch details at a glance

Why every Yes Bank branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including AMBIKA MAHILA SAHAKARI BANK BALIKASHRAM ROAD of Yes Bank — its own 11-character IFSC. The code YESB00AMSB3 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC YESB00AMSB3 the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Ambika Mahila Sahakari Bank Balikashram Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC YESB00AMSB3 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC YESB00AMSB3

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC YESB00AMSB3 across all three.

NEFT to Yes Bank, AMBIKA MAHILA SAHAKARI BANK BALIKASHRAM ROAD using IFSC YESB00AMSB3

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC YESB00AMSB3, and confirm that the system picks up Yes Bank – AMBIKA MAHILA SAHAKARI BANK BALIKASHRAM ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC YESB00AMSB3

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Yes Bank – AMBIKA MAHILA SAHAKARI BANK BALIKASHRAM ROAD, ensure your bank's portal accepts IFSC YESB00AMSB3 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Yes Bank AMBIKA MAHILA SAHAKARI BANK BALIKASHRAM ROAD (IFSC YESB00AMSB3)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC YESB00AMSB3 in your mobile or internet banking app, and the money is credited to the AMBIKA MAHILA SAHAKARI BANK BALIKASHRAM ROAD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC YESB00AMSB3 for Yes Bank – AMBIKA MAHILA SAHAKARI BANK BALIKASHRAM ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Ambika Mahila Sahakari Bank Balikashram Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Yes Bank's AMBIKA MAHILA SAHAKARI BANK BALIKASHRAM ROAD branch, the IFSC YESB00AMSB3 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Ambika Mahila Sahakari Bank Balikashram Road branch is mapped to IFSC YESB00AMSB3 on the RBI payments network. The branch generally supports the full retail product catalogue of Yes Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains YESB00AMSB3.

Products and services

Customers walking into the Ambika Mahila Sahakari Bank Balikashram Road branch can access most of Yes Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC YESB00AMSB3

Online banking and IFSC YESB00AMSB3

Yes Bank customers can register for net banking and the bank's official mobile app once their account at the AMBIKA MAHILA SAHAKARI BANK BALIKASHRAM ROAD branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC YESB00AMSB3 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Ambika Mahila Sahakari Bank Balikashram Road branch sits at S NO. 185 2 3,BALIKASHRAM ROAD,SAVEDI,AHMEDNAGAR 414003. If you are travelling from outside Ahmadnagar, search for the branch on a maps application using the bank name and locality, or call 9075020973 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC YESB00AMSB3 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Yes Bank – AMBIKA MAHILA SAHAKARI BANK BALIKASHRAM ROAD:

• The IFSC is exactly YESB00AMSB3 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Yes Bank as the bank name and AMBIKA MAHILA SAHAKARI BANK BALIKASHRAM ROAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Ambika Mahila Sahakari Bank Balikashram Road branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC YESB00AMSB3, however, work 24x7.

Verifying IFSC YESB00AMSB3 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm YESB00AMSB3 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9075020973.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: YESB00AMSB3 is the IFSC code of Yes Bank, AMBIKA MAHILA SAHAKARI BANK BALIKASHRAM ROAD branch, in AHMADNAGAR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.