IFSC Code of Vikas Souharda Co-operative Bank Limited, Koppal Branch, Karnataka

Below are the complete branch details for Vikas Souharda Co-operative Bank Limited, KOPPAL branch, located in KOPPAL, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is VSBA0000014. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case VSBA0000014 for Vikas Souharda Co-operative Bank Limited – KOPPAL — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Vikas Souharda Co-operative Bank Limited – KOPPAL is VSBA0000014. The first four letters VSBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000014 map to this branch in KOPPAL, KARNATAKA.

About Vikas Souharda Co-operative Bank Limited

Vikas Souharda Co-operative Bank Limited operates a wide network of branches across India, including the Koppal branch in Koppal. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, VSBA0000014.

Branch details at a glance

About the Koppal branch

The Koppal branch of Vikas Souharda Co-operative Bank Limited is situated at SHARMA COMPLEX,HOSAPETE ROAD,KOPPAL. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code VSBA0000014 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Vikas Souharda Co-operative Bank Limited's KOPPAL branch came to be assigned the code VSBA0000014.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC VSBA0000014, money simply cannot be routed to the KOPPAL branch electronically.

Products and account variants supported

Every account opened at the Koppal branch is mapped to IFSC VSBA0000014 on the RBI payments network. The branch generally supports the full retail product catalogue of Vikas Souharda Co-operative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains VSBA0000014.

Products and services

Customers walking into the Koppal branch can access most of Vikas Souharda Co-operative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC VSBA0000014

How to transfer money using IFSC VSBA0000014

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC VSBA0000014 across all three.

NEFT to Vikas Souharda Co-operative Bank Limited, KOPPAL using IFSC VSBA0000014

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC VSBA0000014, and confirm that the system picks up Vikas Souharda Co-operative Bank Limited – KOPPAL. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC VSBA0000014

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Vikas Souharda Co-operative Bank Limited – KOPPAL, ensure your bank's portal accepts IFSC VSBA0000014 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Vikas Souharda Co-operative Bank Limited – KOPPAL, use IMPS. With IFSC VSBA0000014 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC VSBA0000014 for Vikas Souharda Co-operative Bank Limited – KOPPAL, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Koppal branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Vikas Souharda Co-operative Bank Limited's KOPPAL branch, the IFSC VSBA0000014 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Koppal branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC VSBA0000014 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Koppal branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC VSBA0000014 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Vikas Souharda Co-operative Bank Limited – KOPPAL:

• The IFSC is exactly VSBA0000014 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Vikas Souharda Co-operative Bank Limited as the bank name and KOPPAL as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Koppal branch sits at SHARMA COMPLEX,HOSAPETE ROAD,KOPPAL. If you are travelling from outside Koppal, search for the branch on a maps application using the bank name and locality, or call 8539-220085 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC VSBA0000014 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC VSBA0000014 for Vikas Souharda Co-operative Bank Limited – KOPPAL, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Koppal are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to VSBA0000014 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: VSBA0000014 is the IFSC code of Vikas Souharda Co-operative Bank Limited, KOPPAL branch, in KOPPAL, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.