IFSC Code of Vikas Souharda Co-operative Bank Limited, Kalaburagi Branch, Karnataka

Below are the complete branch details for Vikas Souharda Co-operative Bank Limited, KALABURAGI branch, located in KALABURAGI, KARNATAKA. The IFSC assigned by the Reserve Bank of India to this branch is VSBA0000017. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case VSBA0000017 for Vikas Souharda Co-operative Bank Limited – KALABURAGI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Vikas Souharda Co-operative Bank Limited's KALABURAGI branch, the IFSC VSBA0000017 breaks down as follows: VSBA identifies the bank, 0 is the reserved character, and 000017 identifies this particular branch.

Branch details at a glance

About the bank

Vikas Souharda Co-operative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Kalaburagi branch in Kalaburagi, Karnataka is part of this network and uses the IFSC code VSBA0000017 for all electronic settlement.

Kalaburagi branch overview

Located at KALYAN RATNA,GAJIPUR,KALABURAGI - 585101, the Kalaburagi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC VSBA0000017 is required for all interbank electronic transfers routed through this branch.

Why every Vikas Souharda Co-operative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including KALABURAGI of Vikas Souharda Co-operative Bank Limited — its own 11-character IFSC. The code VSBA0000017 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC VSBA0000017 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC VSBA0000017

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC VSBA0000017 across all three.

NEFT to Vikas Souharda Co-operative Bank Limited, KALABURAGI using IFSC VSBA0000017

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC VSBA0000017, and confirm that the system picks up Vikas Souharda Co-operative Bank Limited – KALABURAGI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC VSBA0000017

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Vikas Souharda Co-operative Bank Limited – KALABURAGI, ensure your bank's portal accepts IFSC VSBA0000017 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Vikas Souharda Co-operative Bank Limited – KALABURAGI, use IMPS. With IFSC VSBA0000017 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC VSBA0000017 for Vikas Souharda Co-operative Bank Limited – KALABURAGI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Kalaburagi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC VSBA0000017

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Vikas Souharda Co-operative Bank Limited – KALABURAGI is still mapped to IFSC VSBA0000017. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC VSBA0000017 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Kalaburagi branch is mapped to IFSC VSBA0000017 on the RBI payments network. The branch generally supports the full retail product catalogue of Vikas Souharda Co-operative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains VSBA0000017.

Banking services available

The Kalaburagi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 6364465393.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC VSBA0000017

MICR & cheque-truncation details

Cheques drawn on the Kalaburagi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC VSBA0000017 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC VSBA0000017

Vikas Souharda Co-operative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the KALABURAGI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC VSBA0000017 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Vikas Souharda Co-operative Bank Limited – KALABURAGI:

• The IFSC is exactly VSBA0000017 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Vikas Souharda Co-operative Bank Limited as the bank name and KALABURAGI as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Kalaburagi branch

The branch is located at KALYAN RATNA,GAJIPUR,KALABURAGI - 585101, which puts it inside Kalaburagi, the broader Kalaburagi district, and the state of Karnataka. To plan your visit:

1. Open Google Maps on your phone and search for “Vikas Souharda Co-operative Bank Limited Kalaburagi branch” — the verified location pin for IFSC VSBA0000017 should appear at the top of the results.
2. Confirm the branch is open by calling 6364465393 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC VSBA0000017 and your account number.

Verifying IFSC VSBA0000017 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm VSBA0000017 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 6364465393.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Kalaburagi branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC VSBA0000017, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: VSBA0000017 is the IFSC code of Vikas Souharda Co-operative Bank Limited, KALABURAGI branch, in KALABURAGI, KARNATAKA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.