IFSC Code of Vikas Souharda Co-operative Bank Limited, Bidar Branch, Karnataka

If you are searching for the IFSC code of Vikas Souharda Co-operative Bank Limited, BIDAR branch in BIDAR, KARNATAKA, this page has every detail you need. The verified IFSC code for this branch is VSBA0000008. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BIDAR branch, and detailed step-by-step guides for using the IFSC VSBA0000008 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Vikas Souharda Co-operative Bank Limited – BIDAR is VSBA0000008. The first four letters VSBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000008 map to this branch in BIDAR, KARNATAKA.

Branch details at a glance

About the bank

Vikas Souharda Co-operative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bidar branch in Bidar, Karnataka is part of this network and uses the IFSC code VSBA0000008 for all electronic settlement.

About the Bidar branch

The Bidar branch of Vikas Souharda Co-operative Bank Limited is situated at OPP MEGURE EYE HOSPITAL,AKKAMAHADEVI COLONY,BIDAR -585 401. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code VSBA0000008 is used.

Why every Vikas Souharda Co-operative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BIDAR of Vikas Souharda Co-operative Bank Limited — its own 11-character IFSC. The code VSBA0000008 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC VSBA0000008 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC VSBA0000008

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC VSBA0000008 across all three.

NEFT to Vikas Souharda Co-operative Bank Limited, BIDAR using IFSC VSBA0000008

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC VSBA0000008, and confirm that the system picks up Vikas Souharda Co-operative Bank Limited – BIDAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to BIDAR

If you need to transfer ₹2 lakh or more in one go to an account at Vikas Souharda Co-operative Bank Limited's BIDAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC VSBA0000008 while initiating the transfer and the credit will appear within minutes.

IMPS to Vikas Souharda Co-operative Bank Limited BIDAR (IFSC VSBA0000008)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC VSBA0000008 in your mobile or internet banking app, and the money is credited to the BIDAR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC VSBA0000008 for Vikas Souharda Co-operative Bank Limited – BIDAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Bidar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Vikas Souharda Co-operative Bank Limited's BIDAR branch, the IFSC VSBA0000008 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Bidar branch is mapped to IFSC VSBA0000008 on the RBI payments network. The branch generally supports the full retail product catalogue of Vikas Souharda Co-operative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains VSBA0000008.

Products and services

Customers walking into the Bidar branch can access most of Vikas Souharda Co-operative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC VSBA0000008

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Vikas Souharda Co-operative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC VSBA0000008 and the account number together uniquely identify the Bidar branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Bidar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC VSBA0000008 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Vikas Souharda Co-operative Bank Limited – BIDAR:

• The IFSC is exactly VSBA0000008 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Vikas Souharda Co-operative Bank Limited as the bank name and BIDAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Bidar branch sits at OPP MEGURE EYE HOSPITAL,AKKAMAHADEVI COLONY,BIDAR -585 401. If you are travelling from outside Bidar, search for the branch on a maps application using the bank name and locality, or call 8482-225787 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC VSBA0000008 and your account number.

Verifying IFSC VSBA0000008 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm VSBA0000008 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 8482-225787.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Bidar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC VSBA0000008, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code VSBA0000008 belongs to Vikas Souharda Co-operative Bank Limited's BIDAR branch, located at OPP MEGURE EYE HOSPITAL,AKKAMAHADEVI COLONY,BIDAR -585 401 in BIDAR, KARNATAKA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.