IFSC Code of Vasai Vikas Sahakari Bank Limited, Branch, Maharashtra

Below are the complete branch details for Vasai Vikas Sahakari Bank Limited, branch, located in , MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is VVSB0000009. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case VVSB0000009 for Vasai Vikas Sahakari Bank Limited – — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, VVSB0000009 is the IFSC of Vasai Vikas Sahakari Bank Limited's branch. The format is fixed: VVSB = bank code, 0 = reserved, 000009 = branch identifier.

About the bank

Vasai Vikas Sahakari Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its branch in , Maharashtra is part of this network and uses the IFSC code VVSB0000009 for all electronic settlement.

Branch details at a glance

About this branch

The branch is located at VARDHAMAN IND. COMPLEX PREMISES CO-OP. SOC. LTD., UNIT NO. 3, GOKUL NAGAR, OPP. JARIMARI MATA MANDIR, NEAR NAVNIT MOTORS, L.B.S. MARG, THANE (W) - 400 601. It serves the region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Vasai Vikas Sahakari Bank Limited. The IFSC VVSB0000009 is used to identify this branch on the RBI payments network.

Why every Vasai Vikas Sahakari Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including of Vasai Vikas Sahakari Bank Limited — its own 11-character IFSC. The code VVSB0000009 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC VVSB0000009 the same way you would treat your account number — verify it once and save it carefully for future use.

Account types you can open at the branch

Once you have an account at Vasai Vikas Sahakari Bank Limited – , the IFSC VVSB0000009 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the branch can access most of Vasai Vikas Sahakari Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC VVSB0000009

How to transfer money using IFSC VVSB0000009

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC VVSB0000009 across all three.

How to use IFSC VVSB0000009 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Vasai Vikas Sahakari Bank Limited's branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC VVSB0000009.
4. Confirm the bank name auto-populates as Vasai Vikas Sahakari Bank Limited and the branch as .
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to

If you need to transfer ₹2 lakh or more in one go to an account at Vasai Vikas Sahakari Bank Limited's branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC VVSB0000009 while initiating the transfer and the credit will appear within minutes.

IMPS to Vasai Vikas Sahakari Bank Limited (IFSC VVSB0000009)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC VVSB0000009 in your mobile or internet banking app, and the money is credited to the branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC VVSB0000009 for Vasai Vikas Sahakari Bank Limited – , but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC VVSB0000009

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Vasai Vikas Sahakari Bank Limited – is still mapped to IFSC VVSB0000009. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC VVSB0000009 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC VVSB0000009 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC VVSB0000009 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Vasai Vikas Sahakari Bank Limited – :

• The IFSC is exactly VVSB0000009 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Vasai Vikas Sahakari Bank Limited as the bank name and as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the branch

The branch is located at VARDHAMAN IND. COMPLEX PREMISES CO-OP. SOC. LTD., UNIT NO. 3, GOKUL NAGAR, OPP. JARIMARI MATA MANDIR, NEAR NAVNIT MOTORS, L.B.S. MARG, THANE (W) - 400 601, which puts it inside , the broader district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Vasai Vikas Sahakari Bank Limited branch” — the verified location pin for IFSC VVSB0000009 should appear at the top of the results.
2. Confirm the branch is open by calling 21721013 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC VVSB0000009 and your account number.

Verifying IFSC VVSB0000009 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm VVSB0000009 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 21721013.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC VVSB0000009, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code VVSB0000009 belongs to Vasai Vikas Sahakari Bank Limited's branch, located at VARDHAMAN IND. COMPLEX PREMISES CO-OP. SOC. LTD., UNIT NO. 3, GOKUL NAGAR,… in , MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.