IFSC Code of Vasai Janata Sahakari Bank Limited, Vasai Road Branch, Maharashtra

Below are the complete branch details for Vasai Janata Sahakari Bank Limited, VASAI ROAD branch, located in VASAI, MAHARASHTRA. The IFSC assigned by the Reserve Bank of India to this branch is VASJ0000011. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case VASJ0000011 for Vasai Janata Sahakari Bank Limited – VASAI ROAD — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, VASJ0000011 is the IFSC of Vasai Janata Sahakari Bank Limited's VASAI ROAD branch. The format is fixed: VASJ = bank code, 0 = reserved, 000011 = branch identifier.

Branch details at a glance

Bank profile

Vasai Janata Sahakari Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Vasai Road branch — IFSC VASJ0000011 — extends the bank's services to customers in and around Vasai, Maharashtra.

About this branch

The branch is located at B-102, HEERA NIKETAN AMBADI ROAD, VASAI ROAD(WEST), VASAI MAHARASHTRA 401202. It serves the Vasai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Vasai Janata Sahakari Bank Limited. The IFSC VASJ0000011 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Vasai Janata Sahakari Bank Limited's VASAI ROAD branch came to be assigned the code VASJ0000011.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC VASJ0000011, money simply cannot be routed to the VASAI ROAD branch electronically.

How to transfer money using IFSC VASJ0000011

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC VASJ0000011 across all three.

NEFT to Vasai Janata Sahakari Bank Limited, VASAI ROAD using IFSC VASJ0000011

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC VASJ0000011, and confirm that the system picks up Vasai Janata Sahakari Bank Limited – VASAI ROAD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC VASJ0000011

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Vasai Janata Sahakari Bank Limited – VASAI ROAD, ensure your bank's portal accepts IFSC VASJ0000011 while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Vasai Janata Sahakari Bank Limited – VASAI ROAD, use IMPS. With IFSC VASJ0000011 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC VASJ0000011 for Vasai Janata Sahakari Bank Limited – VASAI ROAD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Vasai Road branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC VASJ0000011

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Vasai Janata Sahakari Bank Limited – VASAI ROAD is still mapped to IFSC VASJ0000011. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC VASJ0000011 and the beneficiary's account number to complete the transfer.

Account types you can open at the Vasai Road branch

Once you have an account at Vasai Janata Sahakari Bank Limited – VASAI ROAD, the IFSC VASJ0000011 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Vasai Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91250-2349911.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC VASJ0000011

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Vasai Janata Sahakari Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC VASJ0000011 and the account number together uniquely identify the Vasai Road branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Vasai Road branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC VASJ0000011 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Vasai Janata Sahakari Bank Limited – VASAI ROAD:

• The IFSC is exactly VASJ0000011 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Vasai Janata Sahakari Bank Limited as the bank name and VASAI ROAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Vasai Road branch

The branch is located at B-102, HEERA NIKETAN AMBADI ROAD, VASAI ROAD(WEST), VASAI MAHARASHTRA 401202, which puts it inside Vasai, the broader Palghar district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Vasai Janata Sahakari Bank Limited Vasai Road branch” — the verified location pin for IFSC VASJ0000011 should appear at the top of the results.
2. Confirm the branch is open by calling 91250-2349911 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC VASJ0000011 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC VASJ0000011 for Vasai Janata Sahakari Bank Limited – VASAI ROAD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Vasai Road branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC VASJ0000011, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code VASJ0000011 belongs to Vasai Janata Sahakari Bank Limited's VASAI ROAD branch, located at B-102, HEERA NIKETAN AMBADI ROAD, VASAI ROAD(WEST), VASAI MAHARASHTRA 401202 in VASAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.