IFSC Code of Vasai Janata Sahakari Bank Limited, Dahanu Road Branch, Maharashtra

This page lists the IFSC code, branch address, contact number and fund-transfer information for Vasai Janata Sahakari Bank Limited, DAHANU ROAD branch in PALGHAR. The 11-digit IFSC VASJ0000010 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Vasai Janata Sahakari Bank Limited at the DAHANU ROAD location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Vasai Janata Sahakari Bank Limited – DAHANU ROAD is VASJ0000010. The first four letters VASJ are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000010 map to this branch in PALGHAR, MAHARASHTRA.

Bank profile

Vasai Janata Sahakari Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Dahanu Road branch — IFSC VASJ0000010 — extends the bank's services to customers in and around Palghar, Maharashtra.

Branch details at a glance

About this branch

The branch is located at JAY GURUDEV COMMERCIAL COMPLEX, SHOP NO. 102 - 106, PALGHAR (W) PALGHAR MAHARASHTRA 401404. It serves the Palghar region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Vasai Janata Sahakari Bank Limited. The IFSC VASJ0000010 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Vasai Janata Sahakari Bank Limited's DAHANU ROAD branch came to be assigned the code VASJ0000010.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC VASJ0000010, money simply cannot be routed to the DAHANU ROAD branch electronically.

Account types you can open at the Dahanu Road branch

Once you have an account at Vasai Janata Sahakari Bank Limited – DAHANU ROAD, the IFSC VASJ0000010 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Dahanu Road branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 912525-220220.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC VASJ0000010

How to transfer money using IFSC VASJ0000010

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC VASJ0000010 across all three.

How to use IFSC VASJ0000010 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Vasai Janata Sahakari Bank Limited's DAHANU ROAD branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC VASJ0000010.
4. Confirm the bank name auto-populates as Vasai Janata Sahakari Bank Limited and the branch as DAHANU ROAD.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to DAHANU ROAD

If you need to transfer ₹2 lakh or more in one go to an account at Vasai Janata Sahakari Bank Limited's DAHANU ROAD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC VASJ0000010 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Vasai Janata Sahakari Bank Limited – DAHANU ROAD, use IMPS. With IFSC VASJ0000010 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Dahanu Road

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC VASJ0000010:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at DAHANU ROAD is still linked to IFSC VASJ0000010.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Vasai Janata Sahakari Bank Limited's DAHANU ROAD branch, the IFSC VASJ0000010 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Dahanu Road branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC VASJ0000010 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Dahanu Road branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC VASJ0000010 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Vasai Janata Sahakari Bank Limited – DAHANU ROAD:

• The IFSC is exactly VASJ0000010 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Vasai Janata Sahakari Bank Limited as the bank name and DAHANU ROAD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Dahanu Road branch sits at JAY GURUDEV COMMERCIAL COMPLEX, SHOP NO. 102 - 106, PALGHAR (W) PALGHAR MAHARASHTRA 401404. If you are travelling from outside Palghar, search for the branch on a maps application using the bank name and locality, or call 912525-220220 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC VASJ0000010 and your account number.

Verifying IFSC VASJ0000010 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm VASJ0000010 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 912525-220220.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dahanu Road branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC VASJ0000010, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code VASJ0000010 belongs to Vasai Janata Sahakari Bank Limited's DAHANU ROAD branch, located at JAY GURUDEV COMMERCIAL COMPLEX, SHOP NO. 102 - 106, PALGHAR (W) PALGHAR… in PALGHAR, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.