IFSC Code of Vasai Janata Sahakari Bank Limited, Boisar Branch, Maharashtra

If you are searching for the IFSC code of Vasai Janata Sahakari Bank Limited, BOISAR branch in PALGHAR, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is VASJ0000007. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BOISAR branch, and detailed step-by-step guides for using the IFSC VASJ0000007 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, VASJ0000007 is the IFSC of Vasai Janata Sahakari Bank Limited's BOISAR branch. The format is fixed: VASJ = bank code, 0 = reserved, 000007 = branch identifier.

Bank profile

Vasai Janata Sahakari Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Boisar branch — IFSC VASJ0000007 — extends the bank's services to customers in and around Palghar, Maharashtra.

Branch details at a glance

Boisar branch overview

Located at 1ST FLOOR, OSTWAL EMPIRE TARAPUR RD, OPP. ST DEPOT, BOISAR MAHARASHTRA 401501, the Boisar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC VASJ0000007 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Vasai Janata Sahakari Bank Limited's BOISAR branch came to be assigned the code VASJ0000007.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC VASJ0000007, money simply cannot be routed to the BOISAR branch electronically.

Account types you can open at the Boisar branch

Once you have an account at Vasai Janata Sahakari Bank Limited – BOISAR, the IFSC VASJ0000007 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Boisar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-8087053397.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC VASJ0000007

How to transfer money using IFSC VASJ0000007

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC VASJ0000007 across all three.

How to use IFSC VASJ0000007 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Vasai Janata Sahakari Bank Limited's BOISAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC VASJ0000007.
4. Confirm the bank name auto-populates as Vasai Janata Sahakari Bank Limited and the branch as BOISAR.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC VASJ0000007

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Vasai Janata Sahakari Bank Limited – BOISAR, ensure your bank's portal accepts IFSC VASJ0000007 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Vasai Janata Sahakari Bank Limited BOISAR (IFSC VASJ0000007)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC VASJ0000007 in your mobile or internet banking app, and the money is credited to the BOISAR branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Boisar

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC VASJ0000007:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BOISAR is still linked to IFSC VASJ0000007.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Vasai Janata Sahakari Bank Limited's BOISAR branch, the IFSC VASJ0000007 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Boisar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC VASJ0000007 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the Boisar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC VASJ0000007 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Vasai Janata Sahakari Bank Limited – BOISAR:

• The IFSC is exactly VASJ0000007 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Vasai Janata Sahakari Bank Limited as the bank name and BOISAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Boisar branch

The branch is located at 1ST FLOOR, OSTWAL EMPIRE TARAPUR RD, OPP. ST DEPOT, BOISAR MAHARASHTRA 401501, which puts it inside Palghar, the broader Palghar district, and the state of Maharashtra. To plan your visit:

1. Open Google Maps on your phone and search for “Vasai Janata Sahakari Bank Limited Boisar branch” — the verified location pin for IFSC VASJ0000007 should appear at the top of the results.
2. Confirm the branch is open by calling 91-8087053397 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC VASJ0000007 and your account number.

Verifying IFSC VASJ0000007 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm VASJ0000007 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-8087053397.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Boisar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to VASJ0000007 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: VASJ0000007 is the IFSC code of Vasai Janata Sahakari Bank Limited, BOISAR branch, in PALGHAR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.