IFSC Code of Uttarakhand State Cooperative Bank Limited, Khatima Branch Branch, Uttarakhand

Use this page as a one-stop reference for everything related to Uttarakhand State Cooperative Bank Limited's KHATIMA BRANCH branch in UDHAM SINGH NAGAR, UTTARAKHAND. The branch's IFSC code USCB0001007 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, USCB0001007 is the IFSC of Uttarakhand State Cooperative Bank Limited's KHATIMA BRANCH branch. The format is fixed: USCB = bank code, 0 = reserved, 001007 = branch identifier.

About the bank

Uttarakhand State Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Khatima Branch branch in Udham Singh Nagar, Uttarakhand is part of this network and uses the IFSC code USCB0001007 for all electronic settlement.

Branch details at a glance

Khatima Branch branch overview

Located at NEAR RATURI HOSPITAL TANAKPUR ROAD AMAOUN KHATIMA 262308, the Khatima Branch branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC USCB0001007 is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Uttarakhand State Cooperative Bank Limited's KHATIMA BRANCH branch came to be assigned the code USCB0001007.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC USCB0001007, money simply cannot be routed to the KHATIMA BRANCH branch electronically.

Account types you can open at the Khatima Branch branch

Once you have an account at Uttarakhand State Cooperative Bank Limited – KHATIMA BRANCH, the IFSC USCB0001007 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Khatima Branch branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC USCB0001007

How to transfer money using IFSC USCB0001007

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC USCB0001007 across all three.

How to use IFSC USCB0001007 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Uttarakhand State Cooperative Bank Limited's KHATIMA BRANCH branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC USCB0001007.
4. Confirm the bank name auto-populates as Uttarakhand State Cooperative Bank Limited and the branch as KHATIMA BRANCH.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

RTGS transfers via IFSC USCB0001007

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Uttarakhand State Cooperative Bank Limited – KHATIMA BRANCH, ensure your bank's portal accepts IFSC USCB0001007 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Uttarakhand State Cooperative Bank Limited KHATIMA BRANCH (IFSC USCB0001007)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC USCB0001007 in your mobile or internet banking app, and the money is credited to the KHATIMA BRANCH branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC USCB0001007 for Uttarakhand State Cooperative Bank Limited – KHATIMA BRANCH, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Khatima Branch branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC USCB0001007

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Uttarakhand State Cooperative Bank Limited – KHATIMA BRANCH is still mapped to IFSC USCB0001007. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC USCB0001007 and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the Khatima Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC USCB0001007 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Uttarakhand State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC USCB0001007 and the account number together uniquely identify the Khatima Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC USCB0001007

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Uttarakhand State Cooperative Bank Limited – KHATIMA BRANCH, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: USCB0001007.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Khatima Branch branch

The branch is located at NEAR RATURI HOSPITAL TANAKPUR ROAD AMAOUN KHATIMA 262308, which puts it inside Udham Singh Nagar, the broader Khatima district, and the state of Uttarakhand. To plan your visit:

1. Open Google Maps on your phone and search for “Uttarakhand State Cooperative Bank Limited Khatima Branch branch” — the verified location pin for IFSC USCB0001007 should appear at the top of the results.
2. Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC USCB0001007 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC USCB0001007 for Uttarakhand State Cooperative Bank Limited – KHATIMA BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Khatima Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to USCB0001007 continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: USCB0001007 is the IFSC code of Uttarakhand State Cooperative Bank Limited, KHATIMA BRANCH branch, in UDHAM SINGH NAGAR, UTTARAKHAND. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.