IFSC Code of Uttarakhand State Cooperative Bank Limited, Pauri Branch Branch, Uttarakhand

If you are searching for the IFSC code of Uttarakhand State Cooperative Bank Limited, PAURI BRANCH branch in PAURI GARHWAL, UTTARAKHAND, this page has every detail you need. The verified IFSC code for this branch is USCB0001013. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PAURI BRANCH branch, and detailed step-by-step guides for using the IFSC USCB0001013 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Uttarakhand State Cooperative Bank Limited's PAURI BRANCH branch, the IFSC USCB0001013 breaks down as follows: USCB identifies the bank, 0 is the reserved character, and 001013 identifies this particular branch.

Bank profile

Uttarakhand State Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Pauri Branch branch — IFSC USCB0001013 — extends the bank's services to customers in and around Pauri Garhwal, Uttarakhand.

About this branch

The branch is located at AGENCY CHOWK PAURI DISTT PAURI GARHWAL 246001. It serves the Pauri Garhwal region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Uttarakhand State Cooperative Bank Limited. The IFSC USCB0001013 is used to identify this branch on the RBI payments network.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Uttarakhand State Cooperative Bank Limited's PAURI BRANCH branch came to be assigned the code USCB0001013.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC USCB0001013, money simply cannot be routed to the PAURI BRANCH branch electronically.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Uttarakhand State Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC USCB0001013 and the account number together uniquely identify the Pauri Branch branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

How to transfer money using IFSC USCB0001013

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC USCB0001013 across all three.

NEFT to Uttarakhand State Cooperative Bank Limited, PAURI BRANCH using IFSC USCB0001013

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC USCB0001013, and confirm that the system picks up Uttarakhand State Cooperative Bank Limited – PAURI BRANCH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to PAURI BRANCH

If you need to transfer ₹2 lakh or more in one go to an account at Uttarakhand State Cooperative Bank Limited's PAURI BRANCH branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC USCB0001013 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Uttarakhand State Cooperative Bank Limited – PAURI BRANCH, use IMPS. With IFSC USCB0001013 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Pauri Branch

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC USCB0001013:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at PAURI BRANCH is still linked to IFSC USCB0001013.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC USCB0001013

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Uttarakhand State Cooperative Bank Limited – PAURI BRANCH is still mapped to IFSC USCB0001013. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC USCB0001013 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Pauri Branch branch is mapped to IFSC USCB0001013 on the RBI payments network. The branch generally supports the full retail product catalogue of Uttarakhand State Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains USCB0001013.

Products and services

Customers walking into the Pauri Branch branch can access most of Uttarakhand State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC USCB0001013

Digital banking channels

Most day-to-day work that customers used to do at the Pauri Branch branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC USCB0001013 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

How to reach the Pauri Branch branch

The branch is located at AGENCY CHOWK PAURI DISTT PAURI GARHWAL 246001, which puts it inside Pauri Garhwal, the broader Pauri district, and the state of Uttarakhand. To plan your visit:

1. Open Google Maps on your phone and search for “Uttarakhand State Cooperative Bank Limited Pauri Branch branch” — the verified location pin for IFSC USCB0001013 should appear at the top of the results.
2. Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC USCB0001013 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Uttarakhand State Cooperative Bank Limited – PAURI BRANCH:

• The IFSC is exactly USCB0001013 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Uttarakhand State Cooperative Bank Limited as the bank name and PAURI BRANCH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Working hours

Branch counters at Pauri Branch are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to USCB0001013 continue to work without interruption.

Other ways to verify the IFSC code

While this page already lists the verified IFSC USCB0001013 for Uttarakhand State Cooperative Bank Limited – PAURI BRANCH, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch address & contact

Frequently asked questions

Summary

The IFSC code USCB0001013 belongs to Uttarakhand State Cooperative Bank Limited's PAURI BRANCH branch, located at AGENCY CHOWK PAURI DISTT PAURI GARHWAL 246001 in PAURI GARHWAL, UTTARAKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.