IFSC Code of Uttarakhand State Cooperative Bank Limited, Chakrata Dehradun Branch, Uttarakhand

If you are searching for the IFSC code of Uttarakhand State Cooperative Bank Limited, CHAKRATA DEHRADUN branch in DEHRADUN, UTTARAKHAND, this page has every detail you need. The verified IFSC code for this branch is USCB0001005. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the CHAKRATA DEHRADUN branch, and detailed step-by-step guides for using the IFSC USCB0001005 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.

For Uttarakhand State Cooperative Bank Limited's CHAKRATA DEHRADUN branch, the IFSC USCB0001005 breaks down as follows: USCB identifies the bank, 0 is the reserved character, and 001005 identifies this particular branch.

About Uttarakhand State Cooperative Bank Limited

Uttarakhand State Cooperative Bank Limited operates a wide network of branches across India, including the Chakrata Dehradun branch in Dehradun. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, USCB0001005.

Branch details at a glance

About this branch

The branch is located at 10 TILAK ROAD DEHRADUN 248001. It serves the Dehradun region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Uttarakhand State Cooperative Bank Limited. The IFSC USCB0001005 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Uttarakhand State Cooperative Bank Limited's CHAKRATA DEHRADUN branch came to be assigned the code USCB0001005.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC USCB0001005, money simply cannot be routed to the CHAKRATA DEHRADUN branch electronically.

Account types you can open at the Chakrata Dehradun branch

Once you have an account at Uttarakhand State Cooperative Bank Limited – CHAKRATA DEHRADUN, the IFSC USCB0001005 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Chakrata Dehradun branch can access most of Uttarakhand State Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC USCB0001005

How to transfer money using IFSC USCB0001005

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC USCB0001005 across all three.

How to use IFSC USCB0001005 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Uttarakhand State Cooperative Bank Limited's CHAKRATA DEHRADUN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC USCB0001005.
4. Confirm the bank name auto-populates as Uttarakhand State Cooperative Bank Limited and the branch as CHAKRATA DEHRADUN.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to CHAKRATA DEHRADUN

If you need to transfer ₹2 lakh or more in one go to an account at Uttarakhand State Cooperative Bank Limited's CHAKRATA DEHRADUN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC USCB0001005 while initiating the transfer and the credit will appear within minutes.

IMPS to Uttarakhand State Cooperative Bank Limited CHAKRATA DEHRADUN (IFSC USCB0001005)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC USCB0001005 in your mobile or internet banking app, and the money is credited to the CHAKRATA DEHRADUN branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Chakrata Dehradun

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC USCB0001005:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHAKRATA DEHRADUN is still linked to IFSC USCB0001005.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC USCB0001005

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Uttarakhand State Cooperative Bank Limited – CHAKRATA DEHRADUN is still mapped to IFSC USCB0001005. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC USCB0001005 and the beneficiary's account number to complete the transfer.

Online banking and IFSC USCB0001005

Uttarakhand State Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the CHAKRATA DEHRADUN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC USCB0001005 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

MICR & cheque-truncation details

Cheques drawn on the Chakrata Dehradun branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC USCB0001005 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Uttarakhand State Cooperative Bank Limited – CHAKRATA DEHRADUN:

• The IFSC is exactly USCB0001005 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Uttarakhand State Cooperative Bank Limited as the bank name and CHAKRATA DEHRADUN as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Chakrata Dehradun branch sits at 10 TILAK ROAD DEHRADUN 248001. If you are travelling from outside Dehradun, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC USCB0001005 and your account number.

Verifying IFSC USCB0001005 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm USCB0001005 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 0.
• Visiting the bank's official branch locator page.

Working hours

Branch counters at Chakrata Dehradun are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to USCB0001005 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code USCB0001005 belongs to Uttarakhand State Cooperative Bank Limited's CHAKRATA DEHRADUN branch, located at 10 TILAK ROAD DEHRADUN 248001 in DEHRADUN, UTTARAKHAND. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.