IFSC Code of Uttar Pradesh Cooperative Bank Limited, Rae Bareli District Cooperative Bank Ltd Branch, Uttar Pradesh

Use this page as a one-stop reference for everything related to Uttar Pradesh Cooperative Bank Limited's RAE BARELI DISTRICT COOPERATIVE BANK LTD branch in RAE BARELI, UTTAR PRADESH. The branch's IFSC code UPCB00RBDCB is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, UPCB00RBDCB is the IFSC of Uttar Pradesh Cooperative Bank Limited's RAE BARELI DISTRICT COOPERATIVE BANK LTD branch. The format is fixed: UPCB = bank code, 0 = reserved, 0RBDCB = branch identifier.

About Uttar Pradesh Cooperative Bank Limited

Uttar Pradesh Cooperative Bank Limited operates a wide network of branches across India, including the Rae Bareli District Cooperative Bank Ltd branch in Rae Bareli. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UPCB00RBDCB.

Branch details at a glance

Rae Bareli District Cooperative Bank Ltd branch overview

Located at RAE BARELI COOP BANK BUILDING, IST FLOOR, H.P.O. KAIPERGANJ, GHANTAGHAR, KUTCHERY RD. RAE BARELI 229 001, the Rae Bareli District Cooperative Bank Ltd branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UPCB00RBDCB is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Uttar Pradesh Cooperative Bank Limited's RAE BARELI DISTRICT COOPERATIVE BANK LTD branch came to be assigned the code UPCB00RBDCB.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UPCB00RBDCB, money simply cannot be routed to the RAE BARELI DISTRICT COOPERATIVE BANK LTD branch electronically.

Products and account variants supported

Every account opened at the Rae Bareli District Cooperative Bank Ltd branch is mapped to IFSC UPCB00RBDCB on the RBI payments network. The branch generally supports the full retail product catalogue of Uttar Pradesh Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UPCB00RBDCB.

Products and services

Customers walking into the Rae Bareli District Cooperative Bank Ltd branch can access most of Uttar Pradesh Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UPCB00RBDCB

How to transfer money using IFSC UPCB00RBDCB

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UPCB00RBDCB across all three.

NEFT to Uttar Pradesh Cooperative Bank Limited, RAE BARELI DISTRICT COOPERATIVE BANK LTD using IFSC UPCB00RBDCB

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UPCB00RBDCB, and confirm that the system picks up Uttar Pradesh Cooperative Bank Limited – RAE BARELI DISTRICT COOPERATIVE BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to RAE BARELI DISTRICT COOPERATIVE BANK LTD

If you need to transfer ₹2 lakh or more in one go to an account at Uttar Pradesh Cooperative Bank Limited's RAE BARELI DISTRICT COOPERATIVE BANK LTD branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UPCB00RBDCB while initiating the transfer and the credit will appear within minutes.

IMPS to Uttar Pradesh Cooperative Bank Limited RAE BARELI DISTRICT COOPERATIVE BANK LTD (IFSC UPCB00RBDCB)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UPCB00RBDCB in your mobile or internet banking app, and the money is credited to the RAE BARELI DISTRICT COOPERATIVE BANK LTD branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UPCB00RBDCB for Uttar Pradesh Cooperative Bank Limited – RAE BARELI DISTRICT COOPERATIVE BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Rae Bareli District Cooperative Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Uttar Pradesh Cooperative Bank Limited's RAE BARELI DISTRICT COOPERATIVE BANK LTD branch, the IFSC UPCB00RBDCB is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Digital banking channels

Most day-to-day work that customers used to do at the Rae Bareli District Cooperative Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UPCB00RBDCB is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Uttar Pradesh Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UPCB00RBDCB and the account number together uniquely identify the Rae Bareli District Cooperative Bank Ltd branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Common mistakes to avoid when using IFSC UPCB00RBDCB

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Uttar Pradesh Cooperative Bank Limited – RAE BARELI DISTRICT COOPERATIVE BANK LTD, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: UPCB00RBDCB.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

How to reach the Rae Bareli District Cooperative Bank Ltd branch

The branch is located at RAE BARELI COOP BANK BUILDING, IST FLOOR, H.P.O. KAIPERGANJ, GHANTAGHAR, KUTCHERY RD. RAE BARELI 229 001, which puts it inside Rae Bareli, the broader Rae Bareli district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Uttar Pradesh Cooperative Bank Limited Rae Bareli District Cooperative Bank Ltd branch” — the verified location pin for IFSC UPCB00RBDCB should appear at the top of the results.
2. Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UPCB00RBDCB and your account number.

Verifying IFSC UPCB00RBDCB from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UPCB00RBDCB by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 0.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Rae Bareli District Cooperative Bank Ltd branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UPCB00RBDCB, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UPCB00RBDCB belongs to Uttar Pradesh Cooperative Bank Limited's RAE BARELI DISTRICT COOPERATIVE BANK LTD branch, located at RAE BARELI COOP BANK BUILDING, IST FLOOR, H.P.O. KAIPERGANJ, GHANTAGHAR,… in RAE BARELI, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.