IFSC Code of Uttar Pradesh Cooperative Bank Limited, Pilibhit District Co-Operative Bank Ltd Branch, Uttar Pradesh

Use this page as a one-stop reference for everything related to Uttar Pradesh Cooperative Bank Limited's PILIBHIT DISTRICT CO-OPERATIVE BANK LTD branch in PILIBHIT, UTTAR PRADESH. The branch's IFSC code UPCB00PDCBL is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Uttar Pradesh Cooperative Bank Limited – PILIBHIT DISTRICT CO-OPERATIVE BANK LTD is UPCB00PDCBL. The first four letters UPCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 0PDCBL map to this branch in PILIBHIT, UTTAR PRADESH.

Branch details at a glance

Bank profile

Uttar Pradesh Cooperative Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Pilibhit District Co-Operative Bank Ltd branch — IFSC UPCB00PDCBL — extends the bank's services to customers in and around Pilibhit, Uttar Pradesh.

Pilibhit District Co-Operative Bank Ltd branch overview

Located at REGIONAL OFIICE NEAR CHATARI CHAURAHA PILIBHIT 2627001, the Pilibhit District Co-Operative Bank Ltd branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UPCB00PDCBL is required for all interbank electronic transfers routed through this branch.

Why every Uttar Pradesh Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including PILIBHIT DISTRICT CO-OPERATIVE BANK LTD of Uttar Pradesh Cooperative Bank Limited — its own 11-character IFSC. The code UPCB00PDCBL is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UPCB00PDCBL the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC UPCB00PDCBL

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UPCB00PDCBL across all three.

NEFT to Uttar Pradesh Cooperative Bank Limited, PILIBHIT DISTRICT CO-OPERATIVE BANK LTD using IFSC UPCB00PDCBL

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UPCB00PDCBL, and confirm that the system picks up Uttar Pradesh Cooperative Bank Limited – PILIBHIT DISTRICT CO-OPERATIVE BANK LTD. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC UPCB00PDCBL

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Uttar Pradesh Cooperative Bank Limited – PILIBHIT DISTRICT CO-OPERATIVE BANK LTD, ensure your bank's portal accepts IFSC UPCB00PDCBL while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Uttar Pradesh Cooperative Bank Limited – PILIBHIT DISTRICT CO-OPERATIVE BANK LTD, use IMPS. With IFSC UPCB00PDCBL and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UPCB00PDCBL for Uttar Pradesh Cooperative Bank Limited – PILIBHIT DISTRICT CO-OPERATIVE BANK LTD, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Pilibhit District Co-Operative Bank Ltd branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UPCB00PDCBL

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Uttar Pradesh Cooperative Bank Limited – PILIBHIT DISTRICT CO-OPERATIVE BANK LTD is still mapped to IFSC UPCB00PDCBL. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UPCB00PDCBL and the beneficiary's account number to complete the transfer.

Account types you can open at the Pilibhit District Co-Operative Bank Ltd branch

Once you have an account at Uttar Pradesh Cooperative Bank Limited – PILIBHIT DISTRICT CO-OPERATIVE BANK LTD, the IFSC UPCB00PDCBL stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Pilibhit District Co-Operative Bank Ltd branch can access most of Uttar Pradesh Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UPCB00PDCBL

MICR & cheque-truncation details

Cheques drawn on the Pilibhit District Co-Operative Bank Ltd branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UPCB00PDCBL for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Pilibhit District Co-Operative Bank Ltd branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UPCB00PDCBL is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Uttar Pradesh Cooperative Bank Limited – PILIBHIT DISTRICT CO-OPERATIVE BANK LTD:

• The IFSC is exactly UPCB00PDCBL with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Uttar Pradesh Cooperative Bank Limited as the bank name and PILIBHIT DISTRICT CO-OPERATIVE BANK LTD as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Pilibhit District Co-Operative Bank Ltd branch sits at REGIONAL OFIICE NEAR CHATARI CHAURAHA PILIBHIT 2627001. If you are travelling from outside Pilibhit, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UPCB00PDCBL and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UPCB00PDCBL for Uttar Pradesh Cooperative Bank Limited – PILIBHIT DISTRICT CO-OPERATIVE BANK LTD, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Pilibhit District Co-Operative Bank Ltd are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UPCB00PDCBL continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UPCB00PDCBL belongs to Uttar Pradesh Cooperative Bank Limited's PILIBHIT DISTRICT CO-OPERATIVE BANK LTD branch, located at REGIONAL OFIICE NEAR CHATARI CHAURAHA PILIBHIT 2627001 in PILIBHIT, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.