IFSC Code of Uttar Pradesh Cooperative Bank Limited, Hamirpur District Co Operative Bank Ltd Mahoba Branch, Uttar Pradesh

Below are the complete branch details for Uttar Pradesh Cooperative Bank Limited, HAMIRPUR DISTRICT CO OPERATIVE BANK LTD MAHOBA branch, located in MAHOBA, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is UPCB00HDCCB. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UPCB00HDCCB for Uttar Pradesh Cooperative Bank Limited – HAMIRPUR DISTRICT CO OPERATIVE BANK LTD MAHOBA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, UPCB00HDCCB is the IFSC of Uttar Pradesh Cooperative Bank Limited's HAMIRPUR DISTRICT CO OPERATIVE BANK LTD MAHOBA branch. The format is fixed: UPCB = bank code, 0 = reserved, 0HDCCB = branch identifier.

Branch details at a glance

About Uttar Pradesh Cooperative Bank Limited

Uttar Pradesh Cooperative Bank Limited operates a wide network of branches across India, including the Hamirpur District Co Operative Bank Ltd Mahoba branch in Mahoba. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UPCB00HDCCB.

Hamirpur District Co Operative Bank Ltd Mahoba branch overview

Located at RATH ROAD MAHOBA, DISTRICT MAHOBA,(U.P) 210427, the Hamirpur District Co Operative Bank Ltd Mahoba branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UPCB00HDCCB is required for all interbank electronic transfers routed through this branch.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Uttar Pradesh Cooperative Bank Limited's HAMIRPUR DISTRICT CO OPERATIVE BANK LTD MAHOBA branch came to be assigned the code UPCB00HDCCB.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UPCB00HDCCB, money simply cannot be routed to the HAMIRPUR DISTRICT CO OPERATIVE BANK LTD MAHOBA branch electronically.

How to transfer money using IFSC UPCB00HDCCB

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UPCB00HDCCB across all three.

NEFT to Uttar Pradesh Cooperative Bank Limited, HAMIRPUR DISTRICT CO OPERATIVE BANK LTD MAHOBA using IFSC UPCB00HDCCB

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UPCB00HDCCB, and confirm that the system picks up Uttar Pradesh Cooperative Bank Limited – HAMIRPUR DISTRICT CO OPERATIVE BANK LTD MAHOBA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to HAMIRPUR DISTRICT CO OPERATIVE BANK LTD MAHOBA

If you need to transfer ₹2 lakh or more in one go to an account at Uttar Pradesh Cooperative Bank Limited's HAMIRPUR DISTRICT CO OPERATIVE BANK LTD MAHOBA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UPCB00HDCCB while initiating the transfer and the credit will appear within minutes.

IMPS to Uttar Pradesh Cooperative Bank Limited HAMIRPUR DISTRICT CO OPERATIVE BANK LTD MAHOBA (IFSC UPCB00HDCCB)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UPCB00HDCCB in your mobile or internet banking app, and the money is credited to the HAMIRPUR DISTRICT CO OPERATIVE BANK LTD MAHOBA branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Hamirpur District Co Operative Bank Ltd Mahoba

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UPCB00HDCCB:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at HAMIRPUR DISTRICT CO OPERATIVE BANK LTD MAHOBA is still linked to IFSC UPCB00HDCCB.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Uttar Pradesh Cooperative Bank Limited's HAMIRPUR DISTRICT CO OPERATIVE BANK LTD MAHOBA branch, the IFSC UPCB00HDCCB is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Hamirpur District Co Operative Bank Ltd Mahoba branch is mapped to IFSC UPCB00HDCCB on the RBI payments network. The branch generally supports the full retail product catalogue of Uttar Pradesh Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UPCB00HDCCB.

Products and services

Customers walking into the Hamirpur District Co Operative Bank Ltd Mahoba branch can access most of Uttar Pradesh Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UPCB00HDCCB

MICR & cheque-truncation details

Cheques drawn on the Hamirpur District Co Operative Bank Ltd Mahoba branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UPCB00HDCCB for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC UPCB00HDCCB

Uttar Pradesh Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the HAMIRPUR DISTRICT CO OPERATIVE BANK LTD MAHOBA branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UPCB00HDCCB is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Uttar Pradesh Cooperative Bank Limited – HAMIRPUR DISTRICT CO OPERATIVE BANK LTD MAHOBA:

• The IFSC is exactly UPCB00HDCCB with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Uttar Pradesh Cooperative Bank Limited as the bank name and HAMIRPUR DISTRICT CO OPERATIVE BANK LTD MAHOBA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Hamirpur District Co Operative Bank Ltd Mahoba branch sits at RATH ROAD MAHOBA, DISTRICT MAHOBA,(U.P) 210427. If you are travelling from outside Mahoba, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UPCB00HDCCB and your account number.

Verifying IFSC UPCB00HDCCB from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UPCB00HDCCB by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 0.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Hamirpur District Co Operative Bank Ltd Mahoba branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UPCB00HDCCB, however, work 24x7.

Branch address & contact

Frequently asked questions

Final notes

To recap: UPCB00HDCCB is the IFSC code of Uttar Pradesh Cooperative Bank Limited, HAMIRPUR DISTRICT CO OPERATIVE BANK LTD MAHOBA branch, in MAHOBA, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.