IFSC Code of Uttar Pradesh Cooperative Bank Limited, Dist. Coop Bank Ltd, Lakhimpur Khiri Branch, Uttar Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for Uttar Pradesh Cooperative Bank Limited, DIST. COOP BANK LTD, LAKHIMPUR KHIRI branch in LAKHIMPUR KHERI. The 11-digit IFSC UPCB00KHIRI uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Uttar Pradesh Cooperative Bank Limited at the DIST. COOP BANK LTD, LAKHIMPUR KHIRI location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Uttar Pradesh Cooperative Bank Limited – DIST. COOP BANK LTD, LAKHIMPUR KHIRI is UPCB00KHIRI. The first four letters UPCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 0KHIRI map to this branch in LAKHIMPUR KHERI, UTTAR PRADESH.

About the bank

Uttar Pradesh Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Dist. Coop Bank Ltd, Lakhimpur Khiri branch in Lakhimpur Kheri, Uttar Pradesh is part of this network and uses the IFSC code UPCB00KHIRI for all electronic settlement.

Dist. Coop Bank Ltd, Lakhimpur Khiri branch overview

Located at CIVIL LINES, LAKHIMPUR KHIRI 262701, the Dist. Coop Bank Ltd, Lakhimpur Khiri branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UPCB00KHIRI is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

Why every Uttar Pradesh Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including DIST. COOP BANK LTD, LAKHIMPUR KHIRI of Uttar Pradesh Cooperative Bank Limited — its own 11-character IFSC. The code UPCB00KHIRI is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UPCB00KHIRI the same way you would treat your account number — verify it once and save it carefully for future use.

MICR & cheque-truncation details

Cheques drawn on the Dist. Coop Bank Ltd, Lakhimpur Khiri branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UPCB00KHIRI for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC UPCB00KHIRI

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UPCB00KHIRI across all three.

How to use IFSC UPCB00KHIRI for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Uttar Pradesh Cooperative Bank Limited's DIST. COOP BANK LTD, LAKHIMPUR KHIRI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UPCB00KHIRI.
4. Confirm the bank name auto-populates as Uttar Pradesh Cooperative Bank Limited and the branch as DIST. COOP BANK LTD, LAKHIMPUR KHIRI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to DIST. COOP BANK LTD, LAKHIMPUR KHIRI

If you need to transfer ₹2 lakh or more in one go to an account at Uttar Pradesh Cooperative Bank Limited's DIST. COOP BANK LTD, LAKHIMPUR KHIRI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UPCB00KHIRI while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Uttar Pradesh Cooperative Bank Limited – DIST. COOP BANK LTD, LAKHIMPUR KHIRI, use IMPS. With IFSC UPCB00KHIRI and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UPCB00KHIRI for Uttar Pradesh Cooperative Bank Limited – DIST. COOP BANK LTD, LAKHIMPUR KHIRI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Dist. Coop Bank Ltd, Lakhimpur Khiri branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UPCB00KHIRI

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Uttar Pradesh Cooperative Bank Limited – DIST. COOP BANK LTD, LAKHIMPUR KHIRI is still mapped to IFSC UPCB00KHIRI. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UPCB00KHIRI and the beneficiary's account number to complete the transfer.

Account types you can open at the Dist. Coop Bank Ltd, Lakhimpur Khiri branch

Once you have an account at Uttar Pradesh Cooperative Bank Limited – DIST. COOP BANK LTD, LAKHIMPUR KHIRI, the IFSC UPCB00KHIRI stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Products and services

Customers walking into the Dist. Coop Bank Ltd, Lakhimpur Khiri branch can access most of Uttar Pradesh Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UPCB00KHIRI

Online banking and IFSC UPCB00KHIRI

Uttar Pradesh Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the DIST. COOP BANK LTD, LAKHIMPUR KHIRI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UPCB00KHIRI is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

How to reach the Dist. Coop Bank Ltd, Lakhimpur Khiri branch

The branch is located at CIVIL LINES, LAKHIMPUR KHIRI 262701, which puts it inside Lakhimpur Kheri, the broader Lakhimpur Kheri district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Uttar Pradesh Cooperative Bank Limited Dist. Coop Bank Ltd, Lakhimpur Khiri branch” — the verified location pin for IFSC UPCB00KHIRI should appear at the top of the results.
2. Confirm the branch is open by calling 0 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UPCB00KHIRI and your account number.

Common mistakes to avoid when using IFSC UPCB00KHIRI

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Uttar Pradesh Cooperative Bank Limited – DIST. COOP BANK LTD, LAKHIMPUR KHIRI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: UPCB00KHIRI.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dist. Coop Bank Ltd, Lakhimpur Khiri branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UPCB00KHIRI, however, work 24x7.

Verifying IFSC UPCB00KHIRI from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UPCB00KHIRI by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 0.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: UPCB00KHIRI is the IFSC code of Uttar Pradesh Cooperative Bank Limited, DIST. COOP BANK LTD, LAKHIMPUR KHIRI branch, in LAKHIMPUR KHERI, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.