IFSC Code of Uttar Pradesh Cooperative Bank Limited, Zila Sahkari Bank Ltd, Jhansi Branch, Uttar Pradesh

If you are searching for the IFSC code of Uttar Pradesh Cooperative Bank Limited, ZILA SAHKARI BANK LTD, JHANSI branch in JHANSI, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is UPCB00ZSBLJ. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ZILA SAHKARI BANK LTD, JHANSI branch, and detailed step-by-step guides for using the IFSC UPCB00ZSBLJ across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, UPCB00ZSBLJ is the IFSC of Uttar Pradesh Cooperative Bank Limited's ZILA SAHKARI BANK LTD, JHANSI branch. The format is fixed: UPCB = bank code, 0 = reserved, 0ZSBLJ = branch identifier.

About Uttar Pradesh Cooperative Bank Limited

Uttar Pradesh Cooperative Bank Limited operates a wide network of branches across India, including the Zila Sahkari Bank Ltd, Jhansi branch in Jhansi. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UPCB00ZSBLJ.

Zila Sahkari Bank Ltd, Jhansi branch overview

Located at 156/1 CIVIL LINES JHANSI (U.P) 284001, the Zila Sahkari Bank Ltd, Jhansi branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UPCB00ZSBLJ is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Uttar Pradesh Cooperative Bank Limited's ZILA SAHKARI BANK LTD, JHANSI branch came to be assigned the code UPCB00ZSBLJ.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UPCB00ZSBLJ, money simply cannot be routed to the ZILA SAHKARI BANK LTD, JHANSI branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Zila Sahkari Bank Ltd, Jhansi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UPCB00ZSBLJ for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC UPCB00ZSBLJ

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UPCB00ZSBLJ across all three.

NEFT to Uttar Pradesh Cooperative Bank Limited, ZILA SAHKARI BANK LTD, JHANSI using IFSC UPCB00ZSBLJ

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UPCB00ZSBLJ, and confirm that the system picks up Uttar Pradesh Cooperative Bank Limited – ZILA SAHKARI BANK LTD, JHANSI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC UPCB00ZSBLJ

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Uttar Pradesh Cooperative Bank Limited – ZILA SAHKARI BANK LTD, JHANSI, ensure your bank's portal accepts IFSC UPCB00ZSBLJ while registering the beneficiary. RTGS is also available 24x7.

IMPS to Uttar Pradesh Cooperative Bank Limited ZILA SAHKARI BANK LTD, JHANSI (IFSC UPCB00ZSBLJ)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UPCB00ZSBLJ in your mobile or internet banking app, and the money is credited to the ZILA SAHKARI BANK LTD, JHANSI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Zila Sahkari Bank Ltd, Jhansi

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UPCB00ZSBLJ:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at ZILA SAHKARI BANK LTD, JHANSI is still linked to IFSC UPCB00ZSBLJ.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC UPCB00ZSBLJ

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Uttar Pradesh Cooperative Bank Limited – ZILA SAHKARI BANK LTD, JHANSI is still mapped to IFSC UPCB00ZSBLJ. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UPCB00ZSBLJ and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Zila Sahkari Bank Ltd, Jhansi branch is mapped to IFSC UPCB00ZSBLJ on the RBI payments network. The branch generally supports the full retail product catalogue of Uttar Pradesh Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UPCB00ZSBLJ.

Banking services available

The Zila Sahkari Bank Ltd, Jhansi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 0.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UPCB00ZSBLJ

Digital banking channels

Most day-to-day work that customers used to do at the Zila Sahkari Bank Ltd, Jhansi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UPCB00ZSBLJ is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Reaching the branch

The Zila Sahkari Bank Ltd, Jhansi branch sits at 156/1 CIVIL LINES JHANSI (U.P) 284001. If you are travelling from outside Jhansi, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UPCB00ZSBLJ and your account number.

Common mistakes to avoid when using IFSC UPCB00ZSBLJ

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Uttar Pradesh Cooperative Bank Limited – ZILA SAHKARI BANK LTD, JHANSI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: UPCB00ZSBLJ.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Working hours

Branch counters at Zila Sahkari Bank Ltd, Jhansi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UPCB00ZSBLJ continue to work without interruption.

Verifying IFSC UPCB00ZSBLJ from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UPCB00ZSBLJ by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 0.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: UPCB00ZSBLJ is the IFSC code of Uttar Pradesh Cooperative Bank Limited, ZILA SAHKARI BANK LTD, JHANSI branch, in JHANSI, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.