IFSC Code of Uttar Pradesh Cooperative Bank Limited, Zila Sahkari Bank Ltd Budaun Branch, Uttar Pradesh

If you are searching for the IFSC code of Uttar Pradesh Cooperative Bank Limited, ZILA SAHKARI BANK LTD BUDAUN branch in BADAUN, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is UPCB00ZSBBU. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the ZILA SAHKARI BANK LTD BUDAUN branch, and detailed step-by-step guides for using the IFSC UPCB00ZSBBU across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, UPCB00ZSBBU is the IFSC of Uttar Pradesh Cooperative Bank Limited's ZILA SAHKARI BANK LTD BUDAUN branch. The format is fixed: UPCB = bank code, 0 = reserved, 0ZSBBU = branch identifier.

Branch details at a glance

About Uttar Pradesh Cooperative Bank Limited

Uttar Pradesh Cooperative Bank Limited operates a wide network of branches across India, including the Zila Sahkari Bank Ltd Budaun branch in Badaun. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UPCB00ZSBBU.

About the Zila Sahkari Bank Ltd Budaun branch

The Zila Sahkari Bank Ltd Budaun branch of Uttar Pradesh Cooperative Bank Limited is situated at SAHAKARI BANK BHAWAN FIRST FLOOR STATION ROAD CIVIL LINE BUDAUN 243601. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UPCB00ZSBBU is used.

Why every Uttar Pradesh Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ZILA SAHKARI BANK LTD BUDAUN of Uttar Pradesh Cooperative Bank Limited — its own 11-character IFSC. The code UPCB00ZSBBU is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UPCB00ZSBBU the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC UPCB00ZSBBU

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UPCB00ZSBBU across all three.

How to use IFSC UPCB00ZSBBU for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Uttar Pradesh Cooperative Bank Limited's ZILA SAHKARI BANK LTD BUDAUN branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UPCB00ZSBBU.
4. Confirm the bank name auto-populates as Uttar Pradesh Cooperative Bank Limited and the branch as ZILA SAHKARI BANK LTD BUDAUN.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to ZILA SAHKARI BANK LTD BUDAUN

If you need to transfer ₹2 lakh or more in one go to an account at Uttar Pradesh Cooperative Bank Limited's ZILA SAHKARI BANK LTD BUDAUN branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UPCB00ZSBBU while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Uttar Pradesh Cooperative Bank Limited – ZILA SAHKARI BANK LTD BUDAUN, use IMPS. With IFSC UPCB00ZSBBU and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Zila Sahkari Bank Ltd Budaun

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UPCB00ZSBBU:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at ZILA SAHKARI BANK LTD BUDAUN is still linked to IFSC UPCB00ZSBBU.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC UPCB00ZSBBU

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Uttar Pradesh Cooperative Bank Limited – ZILA SAHKARI BANK LTD BUDAUN is still mapped to IFSC UPCB00ZSBBU. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UPCB00ZSBBU and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Zila Sahkari Bank Ltd Budaun branch is mapped to IFSC UPCB00ZSBBU on the RBI payments network. The branch generally supports the full retail product catalogue of Uttar Pradesh Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UPCB00ZSBBU.

Products and services

Customers walking into the Zila Sahkari Bank Ltd Budaun branch can access most of Uttar Pradesh Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UPCB00ZSBBU

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Uttar Pradesh Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UPCB00ZSBBU and the account number together uniquely identify the Zila Sahkari Bank Ltd Budaun branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC UPCB00ZSBBU

Uttar Pradesh Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the ZILA SAHKARI BANK LTD BUDAUN branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UPCB00ZSBBU is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Uttar Pradesh Cooperative Bank Limited – ZILA SAHKARI BANK LTD BUDAUN:

• The IFSC is exactly UPCB00ZSBBU with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Uttar Pradesh Cooperative Bank Limited as the bank name and ZILA SAHKARI BANK LTD BUDAUN as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Zila Sahkari Bank Ltd Budaun branch

The branch is located at SAHAKARI BANK BHAWAN FIRST FLOOR STATION ROAD CIVIL LINE BUDAUN 243601, which puts it inside Badaun, the broader Badaun district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Uttar Pradesh Cooperative Bank Limited Zila Sahkari Bank Ltd Budaun branch” — the verified location pin for IFSC UPCB00ZSBBU should appear at the top of the results.
2. Confirm the branch is open by calling 91-9411815573 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UPCB00ZSBBU and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UPCB00ZSBBU for Uttar Pradesh Cooperative Bank Limited – ZILA SAHKARI BANK LTD BUDAUN, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Zila Sahkari Bank Ltd Budaun branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UPCB00ZSBBU, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UPCB00ZSBBU belongs to Uttar Pradesh Cooperative Bank Limited's ZILA SAHKARI BANK LTD BUDAUN branch, located at SAHAKARI BANK BHAWAN FIRST FLOOR STATION ROAD CIVIL LINE BUDAUN 243601 in BADAUN, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.