IFSC Code of Uttar Pradesh Cooperative Bank Limited, Zila Sahkari Bank Ltd, Azamgarh Branch, Uttar Pradesh

This page lists the IFSC code, branch address, contact number and fund-transfer information for Uttar Pradesh Cooperative Bank Limited, ZILA SAHKARI BANK LTD, AZAMGARH branch in AZAMGARH. The 11-digit IFSC UPCB00ZSBLA uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Uttar Pradesh Cooperative Bank Limited at the ZILA SAHKARI BANK LTD, AZAMGARH location, this is the only IFSC you need.

We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Uttar Pradesh Cooperative Bank Limited – ZILA SAHKARI BANK LTD, AZAMGARH is UPCB00ZSBLA. The first four letters UPCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 0ZSBLA map to this branch in AZAMGARH, UTTAR PRADESH.

Branch details at a glance

About Uttar Pradesh Cooperative Bank Limited

Uttar Pradesh Cooperative Bank Limited operates a wide network of branches across India, including the Zila Sahkari Bank Ltd, Azamgarh branch in Azamgarh. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UPCB00ZSBLA.

About this branch

The branch is located at NEAR NAGAR PALIKA,CIVIL LINES,AZAMGARH 276001. It serves the Azamgarh region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Uttar Pradesh Cooperative Bank Limited. The IFSC UPCB00ZSBLA is used to identify this branch on the RBI payments network.

Why every Uttar Pradesh Cooperative Bank Limited branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including ZILA SAHKARI BANK LTD, AZAMGARH of Uttar Pradesh Cooperative Bank Limited — its own 11-character IFSC. The code UPCB00ZSBLA is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UPCB00ZSBLA the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC UPCB00ZSBLA

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UPCB00ZSBLA across all three.

NEFT to Uttar Pradesh Cooperative Bank Limited, ZILA SAHKARI BANK LTD, AZAMGARH using IFSC UPCB00ZSBLA

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UPCB00ZSBLA, and confirm that the system picks up Uttar Pradesh Cooperative Bank Limited – ZILA SAHKARI BANK LTD, AZAMGARH. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC UPCB00ZSBLA

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Uttar Pradesh Cooperative Bank Limited – ZILA SAHKARI BANK LTD, AZAMGARH, ensure your bank's portal accepts IFSC UPCB00ZSBLA while registering the beneficiary. RTGS is also available 24x7.

Send money instantly through IMPS

For a real-time, anytime transfer to Uttar Pradesh Cooperative Bank Limited – ZILA SAHKARI BANK LTD, AZAMGARH, use IMPS. With IFSC UPCB00ZSBLA and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to Zila Sahkari Bank Ltd, Azamgarh

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UPCB00ZSBLA:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at ZILA SAHKARI BANK LTD, AZAMGARH is still linked to IFSC UPCB00ZSBLA.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC UPCB00ZSBLA

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Uttar Pradesh Cooperative Bank Limited – ZILA SAHKARI BANK LTD, AZAMGARH is still mapped to IFSC UPCB00ZSBLA. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UPCB00ZSBLA and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Zila Sahkari Bank Ltd, Azamgarh branch is mapped to IFSC UPCB00ZSBLA on the RBI payments network. The branch generally supports the full retail product catalogue of Uttar Pradesh Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UPCB00ZSBLA.

Banking services available

The Zila Sahkari Bank Ltd, Azamgarh branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9451869390.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UPCB00ZSBLA

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Uttar Pradesh Cooperative Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UPCB00ZSBLA and the account number together uniquely identify the Zila Sahkari Bank Ltd, Azamgarh branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Online banking and IFSC UPCB00ZSBLA

Uttar Pradesh Cooperative Bank Limited customers can register for net banking and the bank's official mobile app once their account at the ZILA SAHKARI BANK LTD, AZAMGARH branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UPCB00ZSBLA is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Uttar Pradesh Cooperative Bank Limited – ZILA SAHKARI BANK LTD, AZAMGARH:

• The IFSC is exactly UPCB00ZSBLA with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Uttar Pradesh Cooperative Bank Limited as the bank name and ZILA SAHKARI BANK LTD, AZAMGARH as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Zila Sahkari Bank Ltd, Azamgarh branch sits at NEAR NAGAR PALIKA,CIVIL LINES,AZAMGARH 276001. If you are travelling from outside Azamgarh, search for the branch on a maps application using the bank name and locality, or call 91-9451869390 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UPCB00ZSBLA and your account number.

Verifying IFSC UPCB00ZSBLA from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UPCB00ZSBLA by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 91-9451869390.
• Visiting the bank's official branch locator page.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Zila Sahkari Bank Ltd, Azamgarh branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UPCB00ZSBLA, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UPCB00ZSBLA belongs to Uttar Pradesh Cooperative Bank Limited's ZILA SAHKARI BANK LTD, AZAMGARH branch, located at NEAR NAGAR PALIKA,CIVIL LINES,AZAMGARH 276001 in AZAMGARH, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.