IFSC Code of Uttar Pradesh Cooperative Bank Limited, The District Co-Operative Bank Ltd Agra Branch, Uttar Pradesh

Below are the complete branch details for Uttar Pradesh Cooperative Bank Limited, THE DISTRICT CO-OPERATIVE BANK LTD AGRA branch, located in AGRA, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is UPCB00AGDCB. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UPCB00AGDCB for Uttar Pradesh Cooperative Bank Limited – THE DISTRICT CO-OPERATIVE BANK LTD AGRA — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Uttar Pradesh Cooperative Bank Limited – THE DISTRICT CO-OPERATIVE BANK LTD AGRA is UPCB00AGDCB. The first four letters UPCB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 0AGDCB map to this branch in AGRA, UTTAR PRADESH.

About the bank

Uttar Pradesh Cooperative Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its The District Co-Operative Bank Ltd Agra branch in Agra, Uttar Pradesh is part of this network and uses the IFSC code UPCB00AGDCB for all electronic settlement.

Branch details at a glance

About the The District Co-Operative Bank Ltd Agra branch

The The District Co-Operative Bank Ltd Agra branch of Uttar Pradesh Cooperative Bank Limited is situated at 71, M G ROAD , AGRA 282002. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UPCB00AGDCB is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Uttar Pradesh Cooperative Bank Limited's THE DISTRICT CO-OPERATIVE BANK LTD AGRA branch came to be assigned the code UPCB00AGDCB.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UPCB00AGDCB, money simply cannot be routed to the THE DISTRICT CO-OPERATIVE BANK LTD AGRA branch electronically.

Products and account variants supported

Every account opened at the The District Co-Operative Bank Ltd Agra branch is mapped to IFSC UPCB00AGDCB on the RBI payments network. The branch generally supports the full retail product catalogue of Uttar Pradesh Cooperative Bank Limited, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UPCB00AGDCB.

Products and services

Customers walking into the The District Co-Operative Bank Ltd Agra branch can access most of Uttar Pradesh Cooperative Bank Limited's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UPCB00AGDCB

How to transfer money using IFSC UPCB00AGDCB

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UPCB00AGDCB across all three.

NEFT to Uttar Pradesh Cooperative Bank Limited, THE DISTRICT CO-OPERATIVE BANK LTD AGRA using IFSC UPCB00AGDCB

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UPCB00AGDCB, and confirm that the system picks up Uttar Pradesh Cooperative Bank Limited – THE DISTRICT CO-OPERATIVE BANK LTD AGRA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to THE DISTRICT CO-OPERATIVE BANK LTD AGRA

If you need to transfer ₹2 lakh or more in one go to an account at Uttar Pradesh Cooperative Bank Limited's THE DISTRICT CO-OPERATIVE BANK LTD AGRA branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UPCB00AGDCB while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Uttar Pradesh Cooperative Bank Limited – THE DISTRICT CO-OPERATIVE BANK LTD AGRA, use IMPS. With IFSC UPCB00AGDCB and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

Comparing NEFT, RTGS and IMPS for transfers to The District Co-Operative Bank Ltd Agra

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UPCB00AGDCB:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at THE DISTRICT CO-OPERATIVE BANK LTD AGRA is still linked to IFSC UPCB00AGDCB.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC UPCB00AGDCB

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Uttar Pradesh Cooperative Bank Limited – THE DISTRICT CO-OPERATIVE BANK LTD AGRA is still mapped to IFSC UPCB00AGDCB. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UPCB00AGDCB and the beneficiary's account number to complete the transfer.

Digital banking channels

Most day-to-day work that customers used to do at the The District Co-Operative Bank Ltd Agra branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UPCB00AGDCB is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

MICR & cheque-truncation details

Cheques drawn on the The District Co-Operative Bank Ltd Agra branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UPCB00AGDCB for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Uttar Pradesh Cooperative Bank Limited – THE DISTRICT CO-OPERATIVE BANK LTD AGRA:

• The IFSC is exactly UPCB00AGDCB with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Uttar Pradesh Cooperative Bank Limited as the bank name and THE DISTRICT CO-OPERATIVE BANK LTD AGRA as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The The District Co-Operative Bank Ltd Agra branch sits at 71, M G ROAD , AGRA 282002. If you are travelling from outside Agra, search for the branch on a maps application using the bank name and locality, or call 0 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UPCB00AGDCB and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UPCB00AGDCB for Uttar Pradesh Cooperative Bank Limited – THE DISTRICT CO-OPERATIVE BANK LTD AGRA, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at The District Co-Operative Bank Ltd Agra are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UPCB00AGDCB continue to work without interruption.

Branch address & contact

Frequently asked questions

Final notes

To recap: UPCB00AGDCB is the IFSC code of Uttar Pradesh Cooperative Bank Limited, THE DISTRICT CO-OPERATIVE BANK LTD AGRA branch, in AGRA, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.