IFSC Code of Utkarsh Small Finance Bank, Mangawan Branch, Madhya Pradesh

Use this page as a one-stop reference for everything related to Utkarsh Small Finance Bank's MANGAWAN branch in MANGAWAN, MADHYA PRADESH. The branch's IFSC code UTKS0001090 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, UTKS0001090 is the IFSC of Utkarsh Small Finance Bank's MANGAWAN branch. The format is fixed: UTKS = bank code, 0 = reserved, 001090 = branch identifier.

Branch details at a glance

Bank profile

Utkarsh Small Finance Bank is among the recognised banks listed on the Reserve Bank of India's payments network. The Mangawan branch — IFSC UTKS0001090 — extends the bank's services to customers in and around Mangawan, Madhya Pradesh.

About the Mangawan branch

The Mangawan branch of Utkarsh Small Finance Bank is situated at KHESRA NO.- 114/2/7,VILLAGE - AMIRATI 14,PAT,HALKA NO - AAMBI,R.I.S.- MANGAWAN,TEHSIL - MANGAWAN,DISTRICT - REWA,STATE - MADHYA PRADESH,PIN CODE - 486114. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UTKS0001090 is used.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Utkarsh Small Finance Bank's MANGAWAN branch came to be assigned the code UTKS0001090.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTKS0001090, money simply cannot be routed to the MANGAWAN branch electronically.

How to transfer money using IFSC UTKS0001090

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTKS0001090 across all three.

NEFT to Utkarsh Small Finance Bank, MANGAWAN using IFSC UTKS0001090

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTKS0001090, and confirm that the system picks up Utkarsh Small Finance Bank – MANGAWAN. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

RTGS transfers via IFSC UTKS0001090

RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Utkarsh Small Finance Bank – MANGAWAN, ensure your bank's portal accepts IFSC UTKS0001090 while registering the beneficiary. RTGS is also available 24x7.

IMPS to Utkarsh Small Finance Bank MANGAWAN (IFSC UTKS0001090)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UTKS0001090 in your mobile or internet banking app, and the money is credited to the MANGAWAN branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Mangawan

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UTKS0001090:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at MANGAWAN is still linked to IFSC UTKS0001090.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

UPI payments and IFSC UTKS0001090

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Utkarsh Small Finance Bank – MANGAWAN is still mapped to IFSC UTKS0001090. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTKS0001090 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Mangawan branch is mapped to IFSC UTKS0001090 on the RBI payments network. The branch generally supports the full retail product catalogue of Utkarsh Small Finance Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UTKS0001090.

Products and services

Customers walking into the Mangawan branch can access most of Utkarsh Small Finance Bank's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UTKS0001090

MICR code & cheque clearing

Apart from IFSC, every cheque book issued by Utkarsh Small Finance Bank carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UTKS0001090 and the account number together uniquely identify the Mangawan branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.

Digital banking channels

Most day-to-day work that customers used to do at the Mangawan branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UTKS0001090 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Utkarsh Small Finance Bank – MANGAWAN:

• The IFSC is exactly UTKS0001090 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Utkarsh Small Finance Bank as the bank name and MANGAWAN as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Reaching the branch

The Mangawan branch sits at KHESRA NO.- 114/2/7,VILLAGE - AMIRATI 14,PAT,HALKA NO - AAMBI,R.I.S.- MANGAWAN,TEHSIL - MANGAWAN,DISTRICT - REWA,STATE - MADHYA PRADESH,PIN CODE - 486114. If you are travelling from outside Mangawan, search for the branch on a maps application using the bank name and locality, or call 7662-7247007401 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UTKS0001090 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UTKS0001090 for Utkarsh Small Finance Bank – MANGAWAN, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Mangawan are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTKS0001090 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UTKS0001090 belongs to Utkarsh Small Finance Bank's MANGAWAN branch, located at KHESRA NO.- 114/2/7,VILLAGE - AMIRATI 14,PAT,HALKA NO - AAMBI,R.I.S.-… in MANGAWAN, MADHYA PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.