IFSC Code of Utkarsh Small Finance Bank, Keshavpuram Kanpur Branch, Uttar Pradesh

Use this page as a one-stop reference for everything related to Utkarsh Small Finance Bank's KESHAVPURAM KANPUR branch in KESHAVPURAM KANPUR, UTTAR PRADESH. The branch's IFSC code UTKS0001717 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Utkarsh Small Finance Bank – KESHAVPURAM KANPUR is UTKS0001717. The first four letters UTKS are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001717 map to this branch in KESHAVPURAM KANPUR, UTTAR PRADESH.

Branch details at a glance

About Utkarsh Small Finance Bank

Utkarsh Small Finance Bank operates a wide network of branches across India, including the Keshavpuram Kanpur branch in Keshavpuram Kanpur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UTKS0001717.

About this branch

The branch is located at GROUND FLOOR AT LPR-08 KESHAVPURAM NEAR ASHOK VATIKA CHURAHA AWAS VIKAS NO-01 KANPUR UTTAR PRADESH PINCODE-208017. It serves the Keshavpuram Kanpur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Utkarsh Small Finance Bank. The IFSC UTKS0001717 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Utkarsh Small Finance Bank's KESHAVPURAM KANPUR branch came to be assigned the code UTKS0001717.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UTKS0001717, money simply cannot be routed to the KESHAVPURAM KANPUR branch electronically.

How to transfer money using IFSC UTKS0001717

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UTKS0001717 across all three.

NEFT to Utkarsh Small Finance Bank, KESHAVPURAM KANPUR using IFSC UTKS0001717

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UTKS0001717, and confirm that the system picks up Utkarsh Small Finance Bank – KESHAVPURAM KANPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to KESHAVPURAM KANPUR

If you need to transfer ₹2 lakh or more in one go to an account at Utkarsh Small Finance Bank's KESHAVPURAM KANPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UTKS0001717 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Utkarsh Small Finance Bank – KESHAVPURAM KANPUR, use IMPS. With IFSC UTKS0001717 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UTKS0001717 for Utkarsh Small Finance Bank – KESHAVPURAM KANPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Keshavpuram Kanpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UTKS0001717

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Utkarsh Small Finance Bank – KESHAVPURAM KANPUR is still mapped to IFSC UTKS0001717. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UTKS0001717 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Keshavpuram Kanpur branch is mapped to IFSC UTKS0001717 on the RBI payments network. The branch generally supports the full retail product catalogue of Utkarsh Small Finance Bank, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UTKS0001717.

Banking services available

The Keshavpuram Kanpur branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on the branch contact number.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UTKS0001717

MICR & cheque-truncation details

Cheques drawn on the Keshavpuram Kanpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UTKS0001717 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC UTKS0001717

Utkarsh Small Finance Bank customers can register for net banking and the bank's official mobile app once their account at the KESHAVPURAM KANPUR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UTKS0001717 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Utkarsh Small Finance Bank – KESHAVPURAM KANPUR:

• The IFSC is exactly UTKS0001717 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Utkarsh Small Finance Bank as the bank name and KESHAVPURAM KANPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Keshavpuram Kanpur branch

The branch is located at GROUND FLOOR AT LPR-08 KESHAVPURAM NEAR ASHOK VATIKA CHURAHA AWAS VIKAS NO-01 KANPUR UTTAR PRADESH PINCODE-208017, which puts it inside Keshavpuram Kanpur, the broader Kanpur district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Utkarsh Small Finance Bank Keshavpuram Kanpur branch” — the verified location pin for IFSC UTKS0001717 should appear at the top of the results.
2. Confirm the branch is open by calling the branch contact number before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UTKS0001717 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UTKS0001717 for Utkarsh Small Finance Bank – KESHAVPURAM KANPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Working hours

Branch counters at Keshavpuram Kanpur are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UTKS0001717 continue to work without interruption.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UTKS0001717 belongs to Utkarsh Small Finance Bank's KESHAVPURAM KANPUR branch, located at GROUND FLOOR AT LPR-08 KESHAVPURAM NEAR ASHOK VATIKA CHURAHA AWAS VIKAS NO-01… in KESHAVPURAM KANPUR, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.