IFSC Code of Urban Co operative Bank Limited Bareilly, Subhashnagar Branch, Uttar Pradesh

If you are searching for the IFSC code of Urban Co operative Bank Limited Bareilly, SUBHASHNAGAR branch in BAREILLY, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is UCLB0000007. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.

You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SUBHASHNAGAR branch, and detailed step-by-step guides for using the IFSC UCLB0000007 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.

The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.

The IFSC for Urban Co operative Bank Limited Bareilly – SUBHASHNAGAR is UCLB0000007. The first four letters UCLB are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000007 map to this branch in BAREILLY, UTTAR PRADESH.

Bank profile

Urban Co operative Bank Limited Bareilly is among the recognised banks listed on the Reserve Bank of India's payments network. The Subhashnagar branch — IFSC UCLB0000007 — extends the bank's services to customers in and around Bareilly, Uttar Pradesh.

Subhashnagar branch overview

Located at KESAR PLAZA BUDAUN ROAD NEAR 84 GHANTA MANDIR SUBHASH NAGAR BAREILLY, the Subhashnagar branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UCLB0000007 is required for all interbank electronic transfers routed through this branch.

Branch details at a glance

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Urban Co operative Bank Limited Bareilly's SUBHASHNAGAR branch came to be assigned the code UCLB0000007.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCLB0000007, money simply cannot be routed to the SUBHASHNAGAR branch electronically.

MICR & cheque-truncation details

Cheques drawn on the Subhashnagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCLB0000007 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

How to transfer money using IFSC UCLB0000007

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCLB0000007 across all three.

NEFT to Urban Co operative Bank Limited Bareilly, SUBHASHNAGAR using IFSC UCLB0000007

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCLB0000007, and confirm that the system picks up Urban Co operative Bank Limited Bareilly – SUBHASHNAGAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to SUBHASHNAGAR

If you need to transfer ₹2 lakh or more in one go to an account at Urban Co operative Bank Limited Bareilly's SUBHASHNAGAR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCLB0000007 while initiating the transfer and the credit will appear within minutes.

Send money instantly through IMPS

For a real-time, anytime transfer to Urban Co operative Bank Limited Bareilly – SUBHASHNAGAR, use IMPS. With IFSC UCLB0000007 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UCLB0000007 for Urban Co operative Bank Limited Bareilly – SUBHASHNAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Subhashnagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UCLB0000007

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Urban Co operative Bank Limited Bareilly – SUBHASHNAGAR is still mapped to IFSC UCLB0000007. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCLB0000007 and the beneficiary's account number to complete the transfer.

Account types you can open at the Subhashnagar branch

Once you have an account at Urban Co operative Bank Limited Bareilly – SUBHASHNAGAR, the IFSC UCLB0000007 stays the same regardless of the type of account you hold. The branch typically supports the following options:

• Savings account — for individuals, with chequebook, ATM card and net-banking access.
• Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
• Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
• NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
• Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
• Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
• Minor and student accounts — operated jointly with a guardian until the customer turns 18.

Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.

Banking services available

The Subhashnagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9897816566.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCLB0000007

Online banking and IFSC UCLB0000007

Urban Co operative Bank Limited Bareilly customers can register for net banking and the bank's official mobile app once their account at the SUBHASHNAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCLB0000007 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Reaching the branch

The Subhashnagar branch sits at KESAR PLAZA BUDAUN ROAD NEAR 84 GHANTA MANDIR SUBHASH NAGAR BAREILLY. If you are travelling from outside Bareilly, search for the branch on a maps application using the bank name and locality, or call 9897816566 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCLB0000007 and your account number.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Urban Co operative Bank Limited Bareilly – SUBHASHNAGAR:

• The IFSC is exactly UCLB0000007 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Urban Co operative Bank Limited Bareilly as the bank name and SUBHASHNAGAR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Subhashnagar branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCLB0000007, however, work 24x7.

Verifying IFSC UCLB0000007 from official sources

The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCLB0000007 by:

• Looking at the cheque leaf – IFSC is printed near the MICR band.
• Opening the passbook's first page.
• Calling the branch directly on 9897816566.
• Visiting the bank's official branch locator page.

Branch address & contact

Frequently asked questions

Final notes

To recap: UCLB0000007 is the IFSC code of Urban Co operative Bank Limited Bareilly, SUBHASHNAGAR branch, in BAREILLY, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.