Use this page as a one-stop reference for everything related to Urban Co operative Bank Limited Bareilly's PILIBHIT BYPASS ROAD SURESH SHARMA NAGAR branch in BAREILLY, UTTAR PRADESH. The branch's IFSC code UCLB0000015 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UCLB0000015 is the IFSC of Urban Co operative Bank Limited Bareilly's PILIBHIT BYPASS ROAD SURESH SHARMA NAGAR branch. The format is fixed: UCLB = bank code, 0 = reserved, 000015 = branch identifier.
Branch details at a glance
| Bank Name | Urban Co operative Bank Limited Bareilly |
|---|---|
| Branch | Pilibhit Bypass Road Suresh Sharma Nagar |
| IFSC Code | UCLB0000015 |
| MICR Code | Refer to cheque leaf |
| Branch Address | BUILDING NO 108 2,TULAPUR,PILIBHIT BYPASS ROAD,NEAR SANJAY NAGAR CHAURAHA,BAREILLY |
| City | Bareilly |
| District | Bareilly |
| State | Uttar Pradesh |
| STD Code | 0 |
| Phone | 9997101946 |
Bank profile
Urban Co operative Bank Limited Bareilly is among the recognised banks listed on the Reserve Bank of India's payments network. The Pilibhit Bypass Road Suresh Sharma Nagar branch — IFSC UCLB0000015 — extends the bank's services to customers in and around Bareilly, Uttar Pradesh.
About this branch
The branch is located at BUILDING NO 108 2,TULAPUR,PILIBHIT BYPASS ROAD,NEAR SANJAY NAGAR CHAURAHA,BAREILLY. It serves the Bareilly region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Urban Co operative Bank Limited Bareilly. The IFSC UCLB0000015 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Urban Co operative Bank Limited Bareilly's PILIBHIT BYPASS ROAD SURESH SHARMA NAGAR branch came to be assigned the code UCLB0000015.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCLB0000015, money simply cannot be routed to the PILIBHIT BYPASS ROAD SURESH SHARMA NAGAR branch electronically.
How to transfer money using IFSC UCLB0000015
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCLB0000015 across all three.
How to use IFSC UCLB0000015 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Urban Co operative Bank Limited Bareilly's PILIBHIT BYPASS ROAD SURESH SHARMA NAGAR branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UCLB0000015.
- Confirm the bank name auto-populates as Urban Co operative Bank Limited Bareilly and the branch as PILIBHIT BYPASS ROAD SURESH SHARMA NAGAR.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UCLB0000015
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Urban Co operative Bank Limited Bareilly – PILIBHIT BYPASS ROAD SURESH SHARMA NAGAR, ensure your bank's portal accepts IFSC UCLB0000015 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Urban Co operative Bank Limited Bareilly – PILIBHIT BYPASS ROAD SURESH SHARMA NAGAR, use IMPS. With IFSC UCLB0000015 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UCLB0000015 for Urban Co operative Bank Limited Bareilly – PILIBHIT BYPASS ROAD SURESH SHARMA NAGAR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UCLB0000015 | Yes – UCLB0000015 | Yes – UCLB0000015 |
For most retail customers crediting the Pilibhit Bypass Road Suresh Sharma Nagar branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Urban Co operative Bank Limited Bareilly's PILIBHIT BYPASS ROAD SURESH SHARMA NAGAR branch, the IFSC UCLB0000015 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Account types you can open at the Pilibhit Bypass Road Suresh Sharma Nagar branch
Once you have an account at Urban Co operative Bank Limited Bareilly – PILIBHIT BYPASS ROAD SURESH SHARMA NAGAR, the IFSC UCLB0000015 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Banking services available
The Pilibhit Bypass Road Suresh Sharma Nagar branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9997101946.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCLB0000015
MICR & cheque-truncation details
Cheques drawn on the Pilibhit Bypass Road Suresh Sharma Nagar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCLB0000015 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Online banking and IFSC UCLB0000015
Urban Co operative Bank Limited Bareilly customers can register for net banking and the bank's official mobile app once their account at the PILIBHIT BYPASS ROAD SURESH SHARMA NAGAR branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCLB0000015 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Urban Co operative Bank Limited Bareilly – PILIBHIT BYPASS ROAD SURESH SHARMA NAGAR:
- The IFSC is exactly UCLB0000015 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Urban Co operative Bank Limited Bareilly as the bank name and PILIBHIT BYPASS ROAD SURESH SHARMA NAGAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Pilibhit Bypass Road Suresh Sharma Nagar branch
The branch is located at BUILDING NO 108 2,TULAPUR,PILIBHIT BYPASS ROAD,NEAR SANJAY NAGAR CHAURAHA,BAREILLY, which puts it inside Bareilly, the broader Bareilly district, and the state of Uttar Pradesh. To plan your visit:
- Open Google Maps on your phone and search for “Urban Co operative Bank Limited Bareilly Pilibhit Bypass Road Suresh Sharma Nagar branch” — the verified location pin for IFSC UCLB0000015 should appear at the top of the results.
- Confirm the branch is open by calling 9997101946 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCLB0000015 and your account number.
Verifying IFSC UCLB0000015 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UCLB0000015 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 9997101946.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Pilibhit Bypass Road Suresh Sharma Nagar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UCLB0000015 continue to work without interruption.
Branch address & contact
Urban Co operative Bank Limited BareillyPilibhit Bypass Road Suresh Sharma Nagar Branch
BUILDING NO 108 2,TULAPUR,PILIBHIT BYPASS ROAD,NEAR SANJAY NAGAR CHAURAHA,BAREILLY
Bareilly, Uttar Pradesh
Phone: 9997101946
IFSC: UCLB0000015
Frequently asked questions
Does Urban Co operative Bank Limited Bareilly Pilibhit Bypass Road Suresh Sharma Nagar branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 9997101946 to confirm.
Can I use IFSC UCLB0000015 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UCLB0000015 to send funds instantly.
What is the IFSC code of Urban Co operative Bank Limited Bareilly Pilibhit Bypass Road Suresh Sharma Nagar branch?
The IFSC code of Urban Co operative Bank Limited Bareilly, Pilibhit Bypass Road Suresh Sharma Nagar branch is UCLB0000015. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
How do I add Urban Co operative Bank Limited Bareilly Pilibhit Bypass Road Suresh Sharma Nagar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UCLB0000015, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UCLB0000015 valid for NEFT and RTGS?
Yes. IFSC UCLB0000015 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the phone number of Urban Co operative Bank Limited Bareilly Pilibhit Bypass Road Suresh Sharma Nagar branch?
You can reach the branch at 9997101946 during regular banking hours.
Final notes
To recap: UCLB0000015 is the IFSC code of Urban Co operative Bank Limited Bareilly, PILIBHIT BYPASS ROAD SURESH SHARMA NAGAR branch, in BAREILLY, UTTAR PRADESH. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.


