IFSC Code of Urban Co operative Bank Limited Bareilly, Faridpur Branch, Uttar Pradesh

Use this page as a one-stop reference for everything related to Urban Co operative Bank Limited Bareilly's FARIDPUR branch in BAREILLY, UTTAR PRADESH. The branch's IFSC code UCLB0000014 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, UCLB0000014 is the IFSC of Urban Co operative Bank Limited Bareilly's FARIDPUR branch. The format is fixed: UCLB = bank code, 0 = reserved, 000014 = branch identifier.

Branch details at a glance

About Urban Co operative Bank Limited Bareilly

Urban Co operative Bank Limited Bareilly operates a wide network of branches across India, including the Faridpur branch in Bareilly. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UCLB0000014.

About this branch

The branch is located at BUILDING NO 131,MOHALLA MIRDHAN,TEHSIL FARIDPUR,DISTRICT BAREILLY. It serves the Bareilly region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Urban Co operative Bank Limited Bareilly. The IFSC UCLB0000014 is used to identify this branch on the RBI payments network.

Why every Urban Co operative Bank Limited Bareilly branch has a unique IFSC

Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including FARIDPUR of Urban Co operative Bank Limited Bareilly — its own 11-character IFSC. The code UCLB0000014 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.

Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UCLB0000014 the same way you would treat your account number — verify it once and save it carefully for future use.

How to transfer money using IFSC UCLB0000014

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCLB0000014 across all three.

NEFT to Urban Co operative Bank Limited Bareilly, FARIDPUR using IFSC UCLB0000014

National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.

To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UCLB0000014, and confirm that the system picks up Urban Co operative Bank Limited Bareilly – FARIDPUR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.

Real-Time Gross Settlement to FARIDPUR

If you need to transfer ₹2 lakh or more in one go to an account at Urban Co operative Bank Limited Bareilly's FARIDPUR branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCLB0000014 while initiating the transfer and the credit will appear within minutes.

IMPS to Urban Co operative Bank Limited Bareilly FARIDPUR (IFSC UCLB0000014)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCLB0000014 in your mobile or internet banking app, and the money is credited to the FARIDPUR branch account within seconds.

NEFT vs RTGS vs IMPS — which one should you use?

All three modes accept the IFSC UCLB0000014 for Urban Co operative Bank Limited Bareilly – FARIDPUR, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.

For most retail customers crediting the Faridpur branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.

UPI payments and IFSC UCLB0000014

UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Urban Co operative Bank Limited Bareilly – FARIDPUR is still mapped to IFSC UCLB0000014. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.

If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UCLB0000014 and the beneficiary's account number to complete the transfer.

Products and account variants supported

Every account opened at the Faridpur branch is mapped to IFSC UCLB0000014 on the RBI payments network. The branch generally supports the full retail product catalogue of Urban Co operative Bank Limited Bareilly, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UCLB0000014.

Products and services

Customers walking into the Faridpur branch can access most of Urban Co operative Bank Limited Bareilly's standard product suite, including:

• Account opening – savings, current, NRI, salary
• Term deposits and recurring deposits
• Retail and small-business loans
• Insurance and mutual-fund tie-ups
• Locker, safe deposit and ATM card services
• Online and mobile banking activation
• Electronic transfers via IFSC UCLB0000014

MICR & cheque-truncation details

Cheques drawn on the Faridpur branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCLB0000014 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Digital banking channels

Most day-to-day work that customers used to do at the Faridpur branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UCLB0000014 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.

Things to verify before sending money

Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Urban Co operative Bank Limited Bareilly – FARIDPUR:

• The IFSC is exactly UCLB0000014 with no extra spaces.
• The beneficiary's account number matches what they shared, digit for digit.
• The portal auto-fills Urban Co operative Bank Limited Bareilly as the bank name and FARIDPUR as the branch.
• The amount and the purpose of payment are correct.
• You have a valid OTP-verifying mobile number on hand.

A 30-second review here saves hours of reconciliation later.

How to reach the Faridpur branch

The branch is located at BUILDING NO 131,MOHALLA MIRDHAN,TEHSIL FARIDPUR,DISTRICT BAREILLY, which puts it inside Bareilly, the broader Bareilly district, and the state of Uttar Pradesh. To plan your visit:

1. Open Google Maps on your phone and search for “Urban Co operative Bank Limited Bareilly Faridpur branch” — the verified location pin for IFSC UCLB0000014 should appear at the top of the results.
2. Confirm the branch is open by calling 9997101967 before stepping out, especially around public holidays.
3. Carry photo ID and any account-related documents you may need for the transaction you plan to do.

Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UCLB0000014 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UCLB0000014 for Urban Co operative Bank Limited Bareilly – FARIDPUR, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Faridpur branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCLB0000014, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UCLB0000014 belongs to Urban Co operative Bank Limited Bareilly's FARIDPUR branch, located at BUILDING NO 131,MOHALLA MIRDHAN,TEHSIL FARIDPUR,DISTRICT BAREILLY in BAREILLY, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.