IFSC Code of Urban Co operative Bank Limited Bareilly, Baheri Branch, Uttar Pradesh

Below are the complete branch details for Urban Co operative Bank Limited Bareilly, BAHERI branch, located in BAREILLY, UTTAR PRADESH. The IFSC assigned by the Reserve Bank of India to this branch is UCLB0000008. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.

The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UCLB0000008 for Urban Co operative Bank Limited Bareilly – BAHERI — saves you from rejected transfers, returned credits and the back-and-forth that follows them.

IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.

In our case, UCLB0000008 is the IFSC of Urban Co operative Bank Limited Bareilly's BAHERI branch. The format is fixed: UCLB = bank code, 0 = reserved, 000008 = branch identifier.

Branch details at a glance

About the bank

Urban Co operative Bank Limited Bareilly serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Baheri branch in Bareilly, Uttar Pradesh is part of this network and uses the IFSC code UCLB0000008 for all electronic settlement.

About this branch

The branch is located at BLOCK CAMPUS NEAR MAIN BAZAAR BAHERI DISTRICT BAREILLY. It serves the Bareilly region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Urban Co operative Bank Limited Bareilly. The IFSC UCLB0000008 is used to identify this branch on the RBI payments network.

The role of IFSC in India's payments network

India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Urban Co operative Bank Limited Bareilly's BAHERI branch came to be assigned the code UCLB0000008.

Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UCLB0000008, money simply cannot be routed to the BAHERI branch electronically.

How to transfer money using IFSC UCLB0000008

Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UCLB0000008 across all three.

How to use IFSC UCLB0000008 for an NEFT transfer

NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Urban Co operative Bank Limited Bareilly's BAHERI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).

1. Log in to your internet banking or mobile banking app.
2. Choose Add Beneficiary and select NEFT / Other Bank.
3. Enter the beneficiary name, account number and the IFSC UCLB0000008.
4. Confirm the bank name auto-populates as Urban Co operative Bank Limited Bareilly and the branch as BAHERI.
5. Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.

Real-Time Gross Settlement to BAHERI

If you need to transfer ₹2 lakh or more in one go to an account at Urban Co operative Bank Limited Bareilly's BAHERI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UCLB0000008 while initiating the transfer and the credit will appear within minutes.

IMPS to Urban Co operative Bank Limited Bareilly BAHERI (IFSC UCLB0000008)

IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UCLB0000008 in your mobile or internet banking app, and the money is credited to the BAHERI branch account within seconds.

Comparing NEFT, RTGS and IMPS for transfers to Baheri

The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UCLB0000008:

• NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
• RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
• IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
• UPI — best for small peer-to-peer payments using a VPA; the underlying account at BAHERI is still linked to IFSC UCLB0000008.

For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.

How UPI relates to the IFSC code

UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Urban Co operative Bank Limited Bareilly's BAHERI branch, the IFSC UCLB0000008 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.

That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.

Products and account variants supported

Every account opened at the Baheri branch is mapped to IFSC UCLB0000008 on the RBI payments network. The branch generally supports the full retail product catalogue of Urban Co operative Bank Limited Bareilly, including:

• Resident savings accounts and salary accounts
• Current accounts for businesses and professionals
• Fixed deposits, recurring deposits and tax-saver deposits
• Demand drafts, banker's cheques and pay orders
• Retail loans — personal, vehicle, education, gold and home
• Credit cards and overdraft facilities (subject to eligibility)
• Third-party investment products such as mutual funds and insurance (through tie-ups)

Whichever product you choose, the IFSC for incoming credits remains UCLB0000008.

Banking services available

The Baheri branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 9997018502.

• Savings, current and salary accounts
• Fixed deposits and recurring deposits
• Personal, vehicle and home loans
• Demat and investment products (where supported)
• Internet banking and mobile banking enrolment
• Debit and credit card issuance
• Locker facilities (subject to availability)
• Foreign exchange services (at authorised branches)
• Bill payments, demand drafts and pay orders
• NEFT / RTGS / IMPS / UPI fund transfers using IFSC UCLB0000008

MICR & cheque-truncation details

Cheques drawn on the Baheri branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UCLB0000008 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.

Online banking and IFSC UCLB0000008

Urban Co operative Bank Limited Bareilly customers can register for net banking and the bank's official mobile app once their account at the BAHERI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UCLB0000008 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.

Common mistakes to avoid when using IFSC UCLB0000008

An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Urban Co operative Bank Limited Bareilly – BAHERI, double-check for these issues:

• Confusing 0 with O. The fifth character of every IFSC is the digit 0, not the letter O. Read carefully.
• Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters: UCLB0000008.
• Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
• Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
• Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.

Reaching the branch

The Baheri branch sits at BLOCK CAMPUS NEAR MAIN BAZAAR BAHERI DISTRICT BAREILLY. If you are travelling from outside Bareilly, search for the branch on a maps application using the bank name and locality, or call 9997018502 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UCLB0000008 and your account number.

Other ways to verify the IFSC code

While this page already lists the verified IFSC UCLB0000008 for Urban Co operative Bank Limited Bareilly – BAHERI, you can cross-check the code from any of these sources before initiating a high-value transfer:

• The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
• The first page of your passbook.
• The bank's official website under the branch locator.
• The Reserve Bank of India's IFSC search portal.
• Net banking dashboards usually display the home-branch IFSC under account details.

Branch banking hours and holidays

Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Baheri branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UCLB0000008, however, work 24x7.

Branch address & contact

Frequently asked questions

Summary

The IFSC code UCLB0000008 belongs to Urban Co operative Bank Limited Bareilly's BAHERI branch, located at BLOCK CAMPUS NEAR MAIN BAZAAR BAHERI DISTRICT BAREILLY in BAREILLY, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.