Use this page as a one-stop reference for everything related to Unity Small finance Bank Limited's MAVDI CIRCLE branch in RAJKOT, GUJARAT. The branch's IFSC code UNBA0000531 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UNBA0000531 is the IFSC of Unity Small finance Bank Limited's MAVDI CIRCLE branch. The format is fixed: UNBA = bank code, 0 = reserved, 000531 = branch identifier.
About the bank
Unity Small finance Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Mavdi Circle branch in Rajkot, Gujarat is part of this network and uses the IFSC code UNBA0000531 for all electronic settlement.
Branch details at a glance
| Bank Name | Unity Small finance Bank Limited |
|---|---|
| Branch | Mavdi Circle |
| IFSC Code | UNBA0000531 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOW ROOM NO.3,GROUND FLOOR,SANSKAR HEIGHT,NEAR UMIYA CHOWK,OPP R K EMPIRE,150FT RING ROAD,MAVDI,RAJKOT-360004,GUJARAT |
| City | Rajkot |
| District | Rajkot |
| State | Gujarat |
| STD Code | 91 |
| Phone | 9909974176 |
About the Mavdi Circle branch
The Mavdi Circle branch of Unity Small finance Bank Limited is situated at SHOW ROOM NO.3,GROUND FLOOR,SANSKAR HEIGHT,NEAR UMIYA CHOWK,OPP R K EMPIRE,150FT RING ROAD,MAVDI,RAJKOT-360004,GUJARAT. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UNBA0000531 is used.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Unity Small finance Bank Limited's MAVDI CIRCLE branch came to be assigned the code UNBA0000531.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UNBA0000531, money simply cannot be routed to the MAVDI CIRCLE branch electronically.
Account types you can open at the Mavdi Circle branch
Once you have an account at Unity Small finance Bank Limited – MAVDI CIRCLE, the IFSC UNBA0000531 stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Mavdi Circle branch can access most of Unity Small finance Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UNBA0000531
How to transfer money using IFSC UNBA0000531
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UNBA0000531 across all three.
NEFT to Unity Small finance Bank Limited, MAVDI CIRCLE using IFSC UNBA0000531
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UNBA0000531, and confirm that the system picks up Unity Small finance Bank Limited – MAVDI CIRCLE. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to MAVDI CIRCLE
If you need to transfer ₹2 lakh or more in one go to an account at Unity Small finance Bank Limited's MAVDI CIRCLE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UNBA0000531 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Unity Small finance Bank Limited – MAVDI CIRCLE, use IMPS. With IFSC UNBA0000531 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Mavdi Circle
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UNBA0000531:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at MAVDI CIRCLE is still linked to IFSC UNBA0000531.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Unity Small finance Bank Limited's MAVDI CIRCLE branch, the IFSC UNBA0000531 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC UNBA0000531
Unity Small finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the MAVDI CIRCLE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UNBA0000531 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Mavdi Circle branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UNBA0000531 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Unity Small finance Bank Limited – MAVDI CIRCLE:
- The IFSC is exactly UNBA0000531 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Unity Small finance Bank Limited as the bank name and MAVDI CIRCLE as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Mavdi Circle branch
The branch is located at SHOW ROOM NO.3,GROUND FLOOR,SANSKAR HEIGHT,NEAR UMIYA CHOWK,OPP R K EMPIRE,150FT RING ROAD,MAVDI,RAJKOT-360004,GUJARAT, which puts it inside Rajkot, the broader Rajkot district, and the state of Gujarat. To plan your visit:
- Open Google Maps on your phone and search for “Unity Small finance Bank Limited Mavdi Circle branch” — the verified location pin for IFSC UNBA0000531 should appear at the top of the results.
- Confirm the branch is open by calling 91-9909974176 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UNBA0000531 and your account number.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UNBA0000531 for Unity Small finance Bank Limited – MAVDI CIRCLE, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Mavdi Circle branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UNBA0000531, however, work 24x7.
Branch address & contact
Unity Small finance Bank LimitedMavdi Circle Branch
SHOW ROOM NO.3,GROUND FLOOR,SANSKAR HEIGHT,NEAR UMIYA CHOWK,OPP R K EMPIRE,150FT RING ROAD,MAVDI,RAJKOT-360004,GUJARAT
Rajkot, Gujarat
Phone: 91-9909974176
IFSC: UNBA0000531
Frequently asked questions
What is the phone number of Unity Small finance Bank Limited Mavdi Circle branch?
You can reach the branch at 91-9909974176 during regular banking hours.
Is IFSC UNBA0000531 valid for NEFT and RTGS?
Yes. IFSC UNBA0000531 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Where is Unity Small finance Bank Limited Mavdi Circle branch located?
Unity Small finance Bank Limited's Mavdi Circle branch is located at SHOW ROOM NO.3,GROUND FLOOR,SANSKAR HEIGHT,NEAR UMIYA CHOWK,OPP R K EMPIRE,150FT RING ROAD,MAVDI,RAJKOT-360004,GUJARAT, Rajkot, Gujarat.
Does Unity Small finance Bank Limited Mavdi Circle branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9909974176 to confirm.
Can I use IFSC UNBA0000531 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UNBA0000531 to send funds instantly.
How quickly will an NEFT transfer using UNBA0000531 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Unity Small finance Bank Limited – Mavdi Circle reflect within 30 minutes.
How do I add Unity Small finance Bank Limited Mavdi Circle as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UNBA0000531, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: UNBA0000531 is the IFSC code of Unity Small finance Bank Limited, MAVDI CIRCLE branch, in RAJKOT, GUJARAT. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
