If you are searching for the IFSC code of Unity Small finance Bank Limited, SECTOR TWELVE NOIDA branch in NOIDA, UTTAR PRADESH, this page has every detail you need. The verified IFSC code for this branch is UNBA0000624. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the SECTOR TWELVE NOIDA branch, and detailed step-by-step guides for using the IFSC UNBA0000624 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Unity Small finance Bank Limited – SECTOR TWELVE NOIDA is UNBA0000624. The first four letters UNBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000624 map to this branch in NOIDA, UTTAR PRADESH.
About Unity Small finance Bank Limited
Unity Small finance Bank Limited operates a wide network of branches across India, including the Sector Twelve Noida branch in Noida. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UNBA0000624.
Sector Twelve Noida branch overview
Located at GROUND FLOOR,C3,SECTOR 12,NOIDA-201301, the Sector Twelve Noida branch handles regular banking operations such as account opening, fixed and recurring deposits, locker facilities, loans, and trade finance services where applicable. The IFSC UNBA0000624 is required for all interbank electronic transfers routed through this branch.
Branch details at a glance
| Bank Name | Unity Small finance Bank Limited |
|---|---|
| Branch | Sector Twelve Noida |
| IFSC Code | UNBA0000624 |
| MICR Code | Refer to cheque leaf |
| Branch Address | GROUND FLOOR,C3,SECTOR 12,NOIDA-201301 |
| City | Noida |
| District | Gautam Buddha Nagar |
| State | Uttar Pradesh |
| STD Code | 11 |
| Phone | 7835909625 |
Why every Unity Small finance Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including SECTOR TWELVE NOIDA of Unity Small finance Bank Limited — its own 11-character IFSC. The code UNBA0000624 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UNBA0000624 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR & cheque-truncation details
Cheques drawn on the Sector Twelve Noida branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UNBA0000624 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
How to transfer money using IFSC UNBA0000624
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UNBA0000624 across all three.
How to use IFSC UNBA0000624 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Unity Small finance Bank Limited's SECTOR TWELVE NOIDA branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UNBA0000624.
- Confirm the bank name auto-populates as Unity Small finance Bank Limited and the branch as SECTOR TWELVE NOIDA.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UNBA0000624
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Unity Small finance Bank Limited – SECTOR TWELVE NOIDA, ensure your bank's portal accepts IFSC UNBA0000624 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Unity Small finance Bank Limited SECTOR TWELVE NOIDA (IFSC UNBA0000624)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UNBA0000624 in your mobile or internet banking app, and the money is credited to the SECTOR TWELVE NOIDA branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Sector Twelve Noida
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UNBA0000624:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at SECTOR TWELVE NOIDA is still linked to IFSC UNBA0000624.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UNBA0000624
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Unity Small finance Bank Limited – SECTOR TWELVE NOIDA is still mapped to IFSC UNBA0000624. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UNBA0000624 and the beneficiary's account number to complete the transfer.
Products and account variants supported
Every account opened at the Sector Twelve Noida branch is mapped to IFSC UNBA0000624 on the RBI payments network. The branch generally supports the full retail product catalogue of Unity Small finance Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UNBA0000624.
Products and services
Customers walking into the Sector Twelve Noida branch can access most of Unity Small finance Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UNBA0000624
Digital banking channels
Most day-to-day work that customers used to do at the Sector Twelve Noida branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UNBA0000624 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Sector Twelve Noida branch sits at GROUND FLOOR,C3,SECTOR 12,NOIDA-201301. If you are travelling from outside Noida, search for the branch on a maps application using the bank name and locality, or call 11-7835909625 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UNBA0000624 and your account number.
Common mistakes to avoid when using IFSC UNBA0000624
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Unity Small finance Bank Limited – SECTOR TWELVE NOIDA, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UNBA0000624. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Working hours
Branch counters at Sector Twelve Noida are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UNBA0000624 continue to work without interruption.
Verifying IFSC UNBA0000624 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UNBA0000624 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 11-7835909625.
- Visiting the bank's official branch locator page.
Branch address & contact
Unity Small finance Bank LimitedSector Twelve Noida Branch
GROUND FLOOR,C3,SECTOR 12,NOIDA-201301
Noida, Uttar Pradesh
Phone: 11-7835909625
IFSC: UNBA0000624
Frequently asked questions
Is IFSC UNBA0000624 the same for all accounts at Sector Twelve Noida branch?
Yes. The IFSC UNBA0000624 is shared by every account held at Unity Small finance Bank Limited's Sector Twelve Noida branch. Only the account number changes from customer to customer.
Does Unity Small finance Bank Limited Sector Twelve Noida branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 11-7835909625 to confirm.
How quickly will an NEFT transfer using UNBA0000624 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Unity Small finance Bank Limited – Sector Twelve Noida reflect within 30 minutes.
Is IFSC UNBA0000624 valid for NEFT and RTGS?
Yes. IFSC UNBA0000624 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Unity Small finance Bank Limited Sector Twelve Noida as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UNBA0000624, and complete OTP verification. Once activated, you can transfer funds at any time.
Where is Unity Small finance Bank Limited Sector Twelve Noida branch located?
Unity Small finance Bank Limited's Sector Twelve Noida branch is located at GROUND FLOOR,C3,SECTOR 12,NOIDA-201301, Noida, Uttar Pradesh.
What is the phone number of Unity Small finance Bank Limited Sector Twelve Noida branch?
You can reach the branch at 11-7835909625 during regular banking hours.
Can I use IFSC UNBA0000624 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UNBA0000624 to send funds instantly.
Summary
The IFSC code UNBA0000624 belongs to Unity Small finance Bank Limited's SECTOR TWELVE NOIDA branch, located at GROUND FLOOR,C3,SECTOR 12,NOIDA-201301 in NOIDA, UTTAR PRADESH. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
