If you are searching for the IFSC code of Unity Small finance Bank Limited, BHPE XXVI branch in MUMBAI, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is UNBA026BHPE. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the BHPE XXVI branch, and detailed step-by-step guides for using the IFSC UNBA026BHPE across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UNBA026BHPE is the IFSC of Unity Small finance Bank Limited's BHPE XXVI branch. The format is fixed: UNBA = bank code, 0 = reserved, 26BHPE = branch identifier.
About the bank
Unity Small finance Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Bhpe Xxvi branch in Mumbai, Maharashtra is part of this network and uses the IFSC code UNBA026BHPE for all electronic settlement.
Branch details at a glance
| Bank Name | Unity Small finance Bank Limited |
|---|---|
| Branch | Bhpe Xxvi |
| IFSC Code | UNBA026BHPE |
| MICR Code | Refer to cheque leaf |
| Branch Address | FOURTH FLOOR,CENTRUM HOUSE,VIDYANAGRI MARG,CST ROAD KALINA,SANTACRUZ EAST,MUMBAI-400098 |
| City | Mumbai |
| District | Mumbai Suburban |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 9619850495 |
About this branch
The branch is located at FOURTH FLOOR,CENTRUM HOUSE,VIDYANAGRI MARG,CST ROAD KALINA,SANTACRUZ EAST,MUMBAI-400098. It serves the Mumbai region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Unity Small finance Bank Limited. The IFSC UNBA026BHPE is used to identify this branch on the RBI payments network.
Why every Unity Small finance Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including BHPE XXVI of Unity Small finance Bank Limited — its own 11-character IFSC. The code UNBA026BHPE is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UNBA026BHPE the same way you would treat your account number — verify it once and save it carefully for future use.
Account types you can open at the Bhpe Xxvi branch
Once you have an account at Unity Small finance Bank Limited – BHPE XXVI, the IFSC UNBA026BHPE stays the same regardless of the type of account you hold. The branch typically supports the following options:
- Savings account — for individuals, with chequebook, ATM card and net-banking access.
- Current account — for sole proprietors, partnerships and companies that need higher transaction volumes.
- Salary account — opened in bulk for corporate employees, often with zero-balance benefits.
- NRE / NRO accounts — for non-resident Indians who want to repatriate or maintain rupee balances in India.
- Fixed deposit and recurring deposit — term-based investment accounts with quarterly or cumulative interest.
- Senior citizen accounts — concessional minimum balance and a small interest rate premium on FDs.
- Minor and student accounts — operated jointly with a guardian until the customer turns 18.
Eligibility, minimum balance and KYC requirements vary by product. Speak to a relationship officer at the branch for the latest schedule of charges and interest rates.
Products and services
Customers walking into the Bhpe Xxvi branch can access most of Unity Small finance Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UNBA026BHPE
How to transfer money using IFSC UNBA026BHPE
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UNBA026BHPE across all three.
How to use IFSC UNBA026BHPE for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Unity Small finance Bank Limited's BHPE XXVI branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UNBA026BHPE.
- Confirm the bank name auto-populates as Unity Small finance Bank Limited and the branch as BHPE XXVI.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
RTGS transfers via IFSC UNBA026BHPE
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Unity Small finance Bank Limited – BHPE XXVI, ensure your bank's portal accepts IFSC UNBA026BHPE while registering the beneficiary. RTGS is also available 24x7.
IMPS to Unity Small finance Bank Limited BHPE XXVI (IFSC UNBA026BHPE)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UNBA026BHPE in your mobile or internet banking app, and the money is credited to the BHPE XXVI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UNBA026BHPE for Unity Small finance Bank Limited – BHPE XXVI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UNBA026BHPE | Yes – UNBA026BHPE | Yes – UNBA026BHPE |
For most retail customers crediting the Bhpe Xxvi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
UPI payments and IFSC UNBA026BHPE
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Unity Small finance Bank Limited – BHPE XXVI is still mapped to IFSC UNBA026BHPE. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UNBA026BHPE and the beneficiary's account number to complete the transfer.
Online banking and IFSC UNBA026BHPE
Unity Small finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the BHPE XXVI branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UNBA026BHPE is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Bhpe Xxvi branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UNBA026BHPE for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC UNBA026BHPE
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Unity Small finance Bank Limited – BHPE XXVI, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UNBA026BHPE. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Bhpe Xxvi branch sits at FOURTH FLOOR,CENTRUM HOUSE,VIDYANAGRI MARG,CST ROAD KALINA,SANTACRUZ EAST,MUMBAI-400098. If you are travelling from outside Mumbai, search for the branch on a maps application using the bank name and locality, or call 91-9619850495 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UNBA026BHPE and your account number.
Verifying IFSC UNBA026BHPE from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UNBA026BHPE by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9619850495.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Bhpe Xxvi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UNBA026BHPE continue to work without interruption.
Branch address & contact
Unity Small finance Bank LimitedBhpe Xxvi Branch
FOURTH FLOOR,CENTRUM HOUSE,VIDYANAGRI MARG,CST ROAD KALINA,SANTACRUZ EAST,MUMBAI-400098
Mumbai, Maharashtra
Phone: 91-9619850495
IFSC: UNBA026BHPE
Frequently asked questions
What is the IFSC code of Unity Small finance Bank Limited Bhpe Xxvi branch?
The IFSC code of Unity Small finance Bank Limited, Bhpe Xxvi branch is UNBA026BHPE. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Is IFSC UNBA026BHPE valid for NEFT and RTGS?
Yes. IFSC UNBA026BHPE is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Bhpe Xxvi branch but serve different purposes.
Where is Unity Small finance Bank Limited Bhpe Xxvi branch located?
Unity Small finance Bank Limited's Bhpe Xxvi branch is located at FOURTH FLOOR,CENTRUM HOUSE,VIDYANAGRI MARG,CST ROAD KALINA,SANTACRUZ EAST,MUMBAI-400098, Mumbai, Maharashtra.
Can I use IFSC UNBA026BHPE for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UNBA026BHPE to send funds instantly.
Is IFSC UNBA026BHPE the same for all accounts at Bhpe Xxvi branch?
Yes. The IFSC UNBA026BHPE is shared by every account held at Unity Small finance Bank Limited's Bhpe Xxvi branch. Only the account number changes from customer to customer.
How do I add Unity Small finance Bank Limited Bhpe Xxvi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UNBA026BHPE, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the phone number of Unity Small finance Bank Limited Bhpe Xxvi branch?
You can reach the branch at 91-9619850495 during regular banking hours.
Summary
The IFSC code UNBA026BHPE belongs to Unity Small finance Bank Limited's BHPE XXVI branch, located at FOURTH FLOOR,CENTRUM HOUSE,VIDYANAGRI MARG,CST ROAD KALINA,SANTACRUZ… in MUMBAI, MAHARASHTRA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
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