Use this page as a one-stop reference for everything related to Unity Small finance Bank Limited's GONDI branch in KOTA, RAJASTHAN. The branch's IFSC code UNBA0001102 is the key identifier you need whenever a remitter, employer or biller asks for a bank routing number to send funds to an account held at this branch. We have also included the branch's postal address, telephone number, banking hours, common services, and an extensive FAQ block that should answer almost every question that comes up when you are about to add this branch as a beneficiary in your net-banking app for the first time.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Unity Small finance Bank Limited's GONDI branch, the IFSC UNBA0001102 breaks down as follows: UNBA identifies the bank, 0 is the reserved character, and 001102 identifies this particular branch.
About Unity Small finance Bank Limited
Unity Small finance Bank Limited operates a wide network of branches across India, including the Gondi branch in Kota. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UNBA0001102.
About this branch
The branch is located at MOHANI BAI W/O RAMCHARAN MEENA, VILLAGE GONDI SUKNINADI, NEARBY HP PATROL PUMP, TEHSIL-PIPALDA, DIST-KOTA, RAJASHTAN, PIN CODE- 325004. It serves the Kota region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Unity Small finance Bank Limited. The IFSC UNBA0001102 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Unity Small finance Bank Limited |
|---|---|
| Branch | Gondi |
| IFSC Code | UNBA0001102 |
| MICR Code | Refer to cheque leaf |
| Branch Address | MOHANI BAI W/O RAMCHARAN MEENA, VILLAGE GONDI SUKNINADI, NEARBY HP PATROL PUMP, TEHSIL-PIPALDA, DIST-KOTA, RAJASHTAN, PIN CODE- 325004 |
| City | Kota |
| District | Kota |
| State | Rajasthan |
| STD Code | 91 |
| Phone | 9785229906 |
Why every Unity Small finance Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GONDI of Unity Small finance Bank Limited — its own 11-character IFSC. The code UNBA0001102 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UNBA0001102 the same way you would treat your account number — verify it once and save it carefully for future use.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Unity Small finance Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UNBA0001102 and the account number together uniquely identify the Gondi branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UNBA0001102
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UNBA0001102 across all three.
NEFT to Unity Small finance Bank Limited, GONDI using IFSC UNBA0001102
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UNBA0001102, and confirm that the system picks up Unity Small finance Bank Limited – GONDI. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
Real-Time Gross Settlement to GONDI
If you need to transfer ₹2 lakh or more in one go to an account at Unity Small finance Bank Limited's GONDI branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UNBA0001102 while initiating the transfer and the credit will appear within minutes.
IMPS to Unity Small finance Bank Limited GONDI (IFSC UNBA0001102)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UNBA0001102 in your mobile or internet banking app, and the money is credited to the GONDI branch account within seconds.
NEFT vs RTGS vs IMPS — which one should you use?
All three modes accept the IFSC UNBA0001102 for Unity Small finance Bank Limited – GONDI, but they differ in speed, minimum amount and use case. The table below summarises the differences so you can pick the right channel for the situation at hand.
| Parameter | NEFT | RTGS | IMPS |
|---|---|---|---|
| Minimum amount | ₹1 | ₹2,00,000 | ₹1 |
| Maximum amount | No RBI cap | No RBI cap | ₹5,00,000 |
| Settlement | Half-hourly batches | Real-time | Real-time |
| Availability | 24x7 | 24x7 | 24x7 |
| Best for | Routine transfers | High-value transfers | Urgent small / mid transfers |
| IFSC required | Yes – UNBA0001102 | Yes – UNBA0001102 | Yes – UNBA0001102 |
For most retail customers crediting the Gondi branch, NEFT or IMPS will be the quickest and most economical option. RTGS comes in for one-off, high-value movements such as property purchases, vendor settlements or large gifts.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Unity Small finance Bank Limited's GONDI branch, the IFSC UNBA0001102 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Gondi branch is mapped to IFSC UNBA0001102 on the RBI payments network. The branch generally supports the full retail product catalogue of Unity Small finance Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UNBA0001102.
Banking services available
The Gondi branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9785229906.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UNBA0001102
Digital banking channels
Most day-to-day work that customers used to do at the Gondi branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UNBA0001102 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
Reaching the branch
The Gondi branch sits at MOHANI BAI W/O RAMCHARAN MEENA, VILLAGE GONDI SUKNINADI, NEARBY HP PATROL PUMP, TEHSIL-PIPALDA, DIST-KOTA, RAJASHTAN, PIN CODE- 325004. If you are travelling from outside Kota, search for the branch on a maps application using the bank name and locality, or call 91-9785229906 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UNBA0001102 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Unity Small finance Bank Limited – GONDI:
- The IFSC is exactly UNBA0001102 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Unity Small finance Bank Limited as the bank name and GONDI as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Working hours
Branch counters at Gondi are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UNBA0001102 continue to work without interruption.
Verifying IFSC UNBA0001102 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UNBA0001102 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9785229906.
- Visiting the bank's official branch locator page.
Branch address & contact
Unity Small finance Bank LimitedGondi Branch
MOHANI BAI W/O RAMCHARAN MEENA, VILLAGE GONDI SUKNINADI, NEARBY HP PATROL PUMP, TEHSIL-PIPALDA, DIST-KOTA, RAJASHTAN, PIN CODE- 325004
Kota, Rajasthan
Phone: 91-9785229906
IFSC: UNBA0001102
Frequently asked questions
Does Unity Small finance Bank Limited Gondi branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-9785229906 to confirm.
How quickly will an NEFT transfer using UNBA0001102 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Unity Small finance Bank Limited – Gondi reflect within 30 minutes.
What is the phone number of Unity Small finance Bank Limited Gondi branch?
You can reach the branch at 91-9785229906 during regular banking hours.
Is IFSC UNBA0001102 the same for all accounts at Gondi branch?
Yes. The IFSC UNBA0001102 is shared by every account held at Unity Small finance Bank Limited's Gondi branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Gondi branch but serve different purposes.
Where is Unity Small finance Bank Limited Gondi branch located?
Unity Small finance Bank Limited's Gondi branch is located at MOHANI BAI W/O RAMCHARAN MEENA, VILLAGE GONDI SUKNINADI, NEARBY HP PATROL PUMP, TEHSIL-PIPALDA, DIST-KOTA, RAJASHTAN, PIN CODE- 325004, Kota, Rajasthan.
Can I use IFSC UNBA0001102 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UNBA0001102 to send funds instantly.
How do I add Unity Small finance Bank Limited Gondi as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UNBA0001102, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code UNBA0001102 belongs to Unity Small finance Bank Limited's GONDI branch, located at MOHANI BAI W/O RAMCHARAN MEENA, VILLAGE GONDI SUKNINADI, NEARBY HP PATROL… in KOTA, RAJASTHAN. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
