If you are searching for the IFSC code of Unity Small finance Bank Limited, TARABAI PARK branch in KOLHAPUR, MAHARASHTRA, this page has every detail you need. The verified IFSC code for this branch is UNBA0000203. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the TARABAI PARK branch, and detailed step-by-step guides for using the IFSC UNBA0000203 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Unity Small finance Bank Limited's TARABAI PARK branch, the IFSC UNBA0000203 breaks down as follows: UNBA identifies the bank, 0 is the reserved character, and 000203 identifies this particular branch.
About Unity Small finance Bank Limited
Unity Small finance Bank Limited operates a wide network of branches across India, including the Tarabai Park branch in Kolhapur. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UNBA0000203.
Branch details at a glance
| Bank Name | Unity Small finance Bank Limited |
|---|---|
| Branch | Tarabai Park |
| IFSC Code | UNBA0000203 |
| MICR Code | Refer to cheque leaf |
| Branch Address | UNIT NO.G1,GROUND FLOOR,JOTIRLING SANKUL,C S NO.248/9, E WARD,TARABAI PARK,KOLHAPUR-416003,MAHARASHTRA |
| City | Kolhapur |
| District | Kolhapur |
| State | Maharashtra |
| STD Code | 91 |
| Phone | 9420931053 |
About this branch
The branch is located at UNIT NO.G1,GROUND FLOOR,JOTIRLING SANKUL,C S NO.248/9, E WARD,TARABAI PARK,KOLHAPUR-416003,MAHARASHTRA. It serves the Kolhapur region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Unity Small finance Bank Limited. The IFSC UNBA0000203 is used to identify this branch on the RBI payments network.
Why every Unity Small finance Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including TARABAI PARK of Unity Small finance Bank Limited — its own 11-character IFSC. The code UNBA0000203 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UNBA0000203 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Tarabai Park branch is mapped to IFSC UNBA0000203 on the RBI payments network. The branch generally supports the full retail product catalogue of Unity Small finance Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UNBA0000203.
Banking services available
The Tarabai Park branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-9420931053.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UNBA0000203
How to transfer money using IFSC UNBA0000203
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UNBA0000203 across all three.
NEFT to Unity Small finance Bank Limited, TARABAI PARK using IFSC UNBA0000203
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UNBA0000203, and confirm that the system picks up Unity Small finance Bank Limited – TARABAI PARK. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UNBA0000203
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Unity Small finance Bank Limited – TARABAI PARK, ensure your bank's portal accepts IFSC UNBA0000203 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Unity Small finance Bank Limited – TARABAI PARK, use IMPS. With IFSC UNBA0000203 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Tarabai Park
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UNBA0000203:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at TARABAI PARK is still linked to IFSC UNBA0000203.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Unity Small finance Bank Limited's TARABAI PARK branch, the IFSC UNBA0000203 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC UNBA0000203
Unity Small finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the TARABAI PARK branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UNBA0000203 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Unity Small finance Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UNBA0000203 and the account number together uniquely identify the Tarabai Park branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC UNBA0000203
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Unity Small finance Bank Limited – TARABAI PARK, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UNBA0000203. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Tarabai Park branch sits at UNIT NO.G1,GROUND FLOOR,JOTIRLING SANKUL,C S NO.248/9, E WARD,TARABAI PARK,KOLHAPUR-416003,MAHARASHTRA. If you are travelling from outside Kolhapur, search for the branch on a maps application using the bank name and locality, or call 91-9420931053 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UNBA0000203 and your account number.
Verifying IFSC UNBA0000203 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UNBA0000203 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-9420931053.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Tarabai Park are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UNBA0000203 continue to work without interruption.
Branch address & contact
Unity Small finance Bank LimitedTarabai Park Branch
UNIT NO.G1,GROUND FLOOR,JOTIRLING SANKUL,C S NO.248/9, E WARD,TARABAI PARK,KOLHAPUR-416003,MAHARASHTRA
Kolhapur, Maharashtra
Phone: 91-9420931053
IFSC: UNBA0000203
Frequently asked questions
Where is Unity Small finance Bank Limited Tarabai Park branch located?
Unity Small finance Bank Limited's Tarabai Park branch is located at UNIT NO.G1,GROUND FLOOR,JOTIRLING SANKUL,C S NO.248/9, E WARD,TARABAI PARK,KOLHAPUR-416003,MAHARASHTRA, Kolhapur, Maharashtra.
Is IFSC UNBA0000203 the same for all accounts at Tarabai Park branch?
Yes. The IFSC UNBA0000203 is shared by every account held at Unity Small finance Bank Limited's Tarabai Park branch. Only the account number changes from customer to customer.
Can I use IFSC UNBA0000203 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UNBA0000203 to send funds instantly.
How quickly will an NEFT transfer using UNBA0000203 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Unity Small finance Bank Limited – Tarabai Park reflect within 30 minutes.
Is IFSC UNBA0000203 valid for NEFT and RTGS?
Yes. IFSC UNBA0000203 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
How do I add Unity Small finance Bank Limited Tarabai Park as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UNBA0000203, and complete OTP verification. Once activated, you can transfer funds at any time.
Final notes
To recap: UNBA0000203 is the IFSC code of Unity Small finance Bank Limited, TARABAI PARK branch, in KOLHAPUR, MAHARASHTRA. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
