If you are searching for the IFSC code of Unity Small finance Bank Limited, DABOLIM GOA branch in GOA, GOA, this page has every detail you need. The verified IFSC code for this branch is UNBA0000297. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the DABOLIM GOA branch, and detailed step-by-step guides for using the IFSC UNBA0000297 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
IFSC stands for Indian Financial System Code. It is an 11-character code that pinpoints a particular bank branch on the RBI's real-time payment rails. Every NEFT, RTGS or IMPS instruction must carry the destination branch's IFSC for the credit to land in the correct account.
In our case, UNBA0000297 is the IFSC of Unity Small finance Bank Limited's DABOLIM GOA branch. The format is fixed: UNBA = bank code, 0 = reserved, 000297 = branch identifier.
About Unity Small finance Bank Limited
Unity Small finance Bank Limited operates a wide network of branches across India, including the Dabolim Goa branch in Goa. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UNBA0000297.
About this branch
The branch is located at SHOP NO. 22, 23, 24 25, BUILDING NO.A,PRABHUS SKY PANAROMICS,ALTO DABOLIM,MARMUGAO,GOA-403801. It serves the Goa region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Unity Small finance Bank Limited. The IFSC UNBA0000297 is used to identify this branch on the RBI payments network.
Branch details at a glance
| Bank Name | Unity Small finance Bank Limited |
|---|---|
| Branch | Dabolim Goa |
| IFSC Code | UNBA0000297 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NO. 22, 23, 24 25, BUILDING NO.A,PRABHUS SKY PANAROMICS,ALTO DABOLIM,MARMUGAO,GOA-403801 |
| City | Goa |
| District | South Goa |
| State | Goa |
| STD Code | 832 |
| Phone | 9775667353 |
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Unity Small finance Bank Limited's DABOLIM GOA branch came to be assigned the code UNBA0000297.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UNBA0000297, money simply cannot be routed to the DABOLIM GOA branch electronically.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Unity Small finance Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UNBA0000297 and the account number together uniquely identify the Dabolim Goa branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
How to transfer money using IFSC UNBA0000297
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UNBA0000297 across all three.
NEFT to Unity Small finance Bank Limited, DABOLIM GOA using IFSC UNBA0000297
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UNBA0000297, and confirm that the system picks up Unity Small finance Bank Limited – DABOLIM GOA. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UNBA0000297
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Unity Small finance Bank Limited – DABOLIM GOA, ensure your bank's portal accepts IFSC UNBA0000297 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Unity Small finance Bank Limited – DABOLIM GOA, use IMPS. With IFSC UNBA0000297 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Dabolim Goa
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UNBA0000297:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at DABOLIM GOA is still linked to IFSC UNBA0000297.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Unity Small finance Bank Limited's DABOLIM GOA branch, the IFSC UNBA0000297 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Products and account variants supported
Every account opened at the Dabolim Goa branch is mapped to IFSC UNBA0000297 on the RBI payments network. The branch generally supports the full retail product catalogue of Unity Small finance Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UNBA0000297.
Banking services available
The Dabolim Goa branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 832-9775667353.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UNBA0000297
Digital banking channels
Most day-to-day work that customers used to do at the Dabolim Goa branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UNBA0000297 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
How to reach the Dabolim Goa branch
The branch is located at SHOP NO. 22, 23, 24 25, BUILDING NO.A,PRABHUS SKY PANAROMICS,ALTO DABOLIM,MARMUGAO,GOA-403801, which puts it inside Goa, the broader South Goa district, and the state of Goa. To plan your visit:
- Open Google Maps on your phone and search for “Unity Small finance Bank Limited Dabolim Goa branch” — the verified location pin for IFSC UNBA0000297 should appear at the top of the results.
- Confirm the branch is open by calling 832-9775667353 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UNBA0000297 and your account number.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Unity Small finance Bank Limited – DABOLIM GOA:
- The IFSC is exactly UNBA0000297 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Unity Small finance Bank Limited as the bank name and DABOLIM GOA as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Dabolim Goa branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UNBA0000297, however, work 24x7.
Other ways to verify the IFSC code
While this page already lists the verified IFSC UNBA0000297 for Unity Small finance Bank Limited – DABOLIM GOA, you can cross-check the code from any of these sources before initiating a high-value transfer:
- The front of the cheque book issued by the branch – the IFSC is printed at the top of every leaf.
- The first page of your passbook.
- The bank's official website under the branch locator.
- The Reserve Bank of India's IFSC search portal.
- Net banking dashboards usually display the home-branch IFSC under account details.
Branch address & contact
Unity Small finance Bank LimitedDabolim Goa Branch
SHOP NO. 22, 23, 24 25, BUILDING NO.A,PRABHUS SKY PANAROMICS,ALTO DABOLIM,MARMUGAO,GOA-403801
Goa, Goa
Phone: 832-9775667353
IFSC: UNBA0000297
Frequently asked questions
Can I use IFSC UNBA0000297 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UNBA0000297 to send funds instantly.
Is IFSC UNBA0000297 the same for all accounts at Dabolim Goa branch?
Yes. The IFSC UNBA0000297 is shared by every account held at Unity Small finance Bank Limited's Dabolim Goa branch. Only the account number changes from customer to customer.
How quickly will an NEFT transfer using UNBA0000297 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Unity Small finance Bank Limited – Dabolim Goa reflect within 30 minutes.
Does Unity Small finance Bank Limited Dabolim Goa branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 832-9775667353 to confirm.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Dabolim Goa branch but serve different purposes.
Is IFSC UNBA0000297 valid for NEFT and RTGS?
Yes. IFSC UNBA0000297 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Summary
The IFSC code UNBA0000297 belongs to Unity Small finance Bank Limited's DABOLIM GOA branch, located at SHOP NO. 22, 23, 24 25, BUILDING NO.A,PRABHUS SKY PANAROMICS,ALTO… in GOA, GOA. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
