If you are searching for the IFSC code of Unity Small finance Bank Limited, PASCHIM VIHAR branch in DELHI, DELHI, this page has every detail you need. The verified IFSC code for this branch is UNBA0000614. You can use it for NEFT, RTGS and IMPS fund transfers, online banking add-payee actions, UPI mandates and any other electronic payment request that asks for an Indian Financial System Code. The information on this page is curated specifically for customers, remitters, employers and businesses who need to credit funds to an account maintained at this branch, and it is structured so you can find what you need within a few seconds of landing here.
You will see the complete branch address, the area STD code and phone number, the city and state, the day-to-day banking services that are typically offered at the PASCHIM VIHAR branch, and detailed step-by-step guides for using the IFSC UNBA0000614 across NEFT, RTGS and IMPS rails. A frequently-asked-questions section at the end answers the most common queries we receive about this particular branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Unity Small finance Bank Limited – PASCHIM VIHAR is UNBA0000614. The first four letters UNBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 000614 map to this branch in DELHI, DELHI.
Bank profile
Unity Small finance Bank Limited is among the recognised banks listed on the Reserve Bank of India's payments network. The Paschim Vihar branch — IFSC UNBA0000614 — extends the bank's services to customers in and around Delhi, Delhi.
Branch details at a glance
| Bank Name | Unity Small finance Bank Limited |
|---|---|
| Branch | Paschim Vihar |
| IFSC Code | UNBA0000614 |
| MICR Code | Refer to cheque leaf |
| Branch Address | 236, STATE BANK NAGAR, PASCHIM VIHAR, NEW DELHI- 110063 |
| City | Delhi |
| District | Delhi |
| State | Delhi |
| STD Code | 11 |
| Phone | 9953243553 |
About this branch
The branch is located at 236, STATE BANK NAGAR, PASCHIM VIHAR, NEW DELHI- 110063. It serves the Delhi region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Unity Small finance Bank Limited. The IFSC UNBA0000614 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Unity Small finance Bank Limited's PASCHIM VIHAR branch came to be assigned the code UNBA0000614.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UNBA0000614, money simply cannot be routed to the PASCHIM VIHAR branch electronically.
Products and account variants supported
Every account opened at the Paschim Vihar branch is mapped to IFSC UNBA0000614 on the RBI payments network. The branch generally supports the full retail product catalogue of Unity Small finance Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UNBA0000614.
Products and services
Customers walking into the Paschim Vihar branch can access most of Unity Small finance Bank Limited's standard product suite, including:
- Account opening – savings, current, NRI, salary
- Term deposits and recurring deposits
- Retail and small-business loans
- Insurance and mutual-fund tie-ups
- Locker, safe deposit and ATM card services
- Online and mobile banking activation
- Electronic transfers via IFSC UNBA0000614
How to transfer money using IFSC UNBA0000614
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UNBA0000614 across all three.
NEFT to Unity Small finance Bank Limited, PASCHIM VIHAR using IFSC UNBA0000614
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UNBA0000614, and confirm that the system picks up Unity Small finance Bank Limited – PASCHIM VIHAR. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UNBA0000614
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Unity Small finance Bank Limited – PASCHIM VIHAR, ensure your bank's portal accepts IFSC UNBA0000614 while registering the beneficiary. RTGS is also available 24x7.
IMPS to Unity Small finance Bank Limited PASCHIM VIHAR (IFSC UNBA0000614)
IMPS (Immediate Payment Service) offers instant, 24x7 fund transfers up to ₹5 lakh per transaction. Provide the beneficiary's account number along with IFSC UNBA0000614 in your mobile or internet banking app, and the money is credited to the PASCHIM VIHAR branch account within seconds.
Comparing NEFT, RTGS and IMPS for transfers to Paschim Vihar
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UNBA0000614:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at PASCHIM VIHAR is still linked to IFSC UNBA0000614.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
UPI payments and IFSC UNBA0000614
UPI (Unified Payments Interface) has become the default way for individuals to send money in India. While most UPI transactions are addressed using a Virtual Payment Address (VPA) like name@bank, the underlying account at Unity Small finance Bank Limited – PASCHIM VIHAR is still mapped to IFSC UNBA0000614. When a customer links a savings or current account to a UPI app for the first time, the app silently looks up this IFSC against the account number to verify the account exists. The VPA acts as a friendly alias on top of the same plumbing.
If a UPI transfer to or from this branch fails, the most common reasons are an inactive UPI handle, a daily limit breach or a temporary outage at one of the participating banks — not the IFSC. You can always fall back to NEFT or IMPS using the IFSC UNBA0000614 and the beneficiary's account number to complete the transfer.
Digital banking channels
Most day-to-day work that customers used to do at the Paschim Vihar branch counter can now be completed digitally — adding a beneficiary, transferring funds, applying for a fixed deposit, raising a service request or downloading account statements. The IFSC UNBA0000614 is the link between the digital channel and the branch ledger; once a transaction is confirmed, the credit or debit is reflected in the same core banking system that the branch officers see.
MICR & cheque-truncation details
Cheques drawn on the Paschim Vihar branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UNBA0000614 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Things to verify before sending money
Banking errors are usually small typos that snowball into delayed credits and customer-care follow-ups. Use this short checklist before you confirm any transfer to Unity Small finance Bank Limited – PASCHIM VIHAR:
- The IFSC is exactly UNBA0000614 with no extra spaces.
- The beneficiary's account number matches what they shared, digit for digit.
- The portal auto-fills Unity Small finance Bank Limited as the bank name and PASCHIM VIHAR as the branch.
- The amount and the purpose of payment are correct.
- You have a valid OTP-verifying mobile number on hand.
A 30-second review here saves hours of reconciliation later.
How to reach the Paschim Vihar branch
The branch is located at 236, STATE BANK NAGAR, PASCHIM VIHAR, NEW DELHI- 110063, which puts it inside Delhi, the broader Delhi district, and the state of Delhi. To plan your visit:
- Open Google Maps on your phone and search for “Unity Small finance Bank Limited Paschim Vihar branch” — the verified location pin for IFSC UNBA0000614 should appear at the top of the results.
- Confirm the branch is open by calling 11-9953243553 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UNBA0000614 and your account number.
Verifying IFSC UNBA0000614 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UNBA0000614 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 11-9953243553.
- Visiting the bank's official branch locator page.
Working hours
Branch counters at Paschim Vihar are usually open from 10 AM to 4 PM on weekdays. Saturdays follow the RBI's alternate-Saturday rule. Even when the branch is closed, NEFT, RTGS, IMPS and UPI transfers addressed to UNBA0000614 continue to work without interruption.
Branch address & contact
Unity Small finance Bank LimitedPaschim Vihar Branch
236, STATE BANK NAGAR, PASCHIM VIHAR, NEW DELHI- 110063
Delhi, Delhi
Phone: 11-9953243553
IFSC: UNBA0000614
Frequently asked questions
Where is Unity Small finance Bank Limited Paschim Vihar branch located?
Unity Small finance Bank Limited's Paschim Vihar branch is located at 236, STATE BANK NAGAR, PASCHIM VIHAR, NEW DELHI- 110063, Delhi, Delhi.
Is IFSC UNBA0000614 valid for NEFT and RTGS?
Yes. IFSC UNBA0000614 is valid for all RBI-supported electronic transfer channels including NEFT, RTGS and IMPS.
Is IFSC UNBA0000614 the same for all accounts at Paschim Vihar branch?
Yes. The IFSC UNBA0000614 is shared by every account held at Unity Small finance Bank Limited's Paschim Vihar branch. Only the account number changes from customer to customer.
How do I add Unity Small finance Bank Limited Paschim Vihar as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UNBA0000614, and complete OTP verification. Once activated, you can transfer funds at any time.
What is the IFSC code of Unity Small finance Bank Limited Paschim Vihar branch?
The IFSC code of Unity Small finance Bank Limited, Paschim Vihar branch is UNBA0000614. It is used for NEFT, RTGS and IMPS fund transfers to this branch.
Can I use IFSC UNBA0000614 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UNBA0000614 to send funds instantly.
Final notes
To recap: UNBA0000614 is the IFSC code of Unity Small finance Bank Limited, PASCHIM VIHAR branch, in DELHI, DELHI. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
