Below are the complete branch details for Unity Small finance Bank Limited, GANDHIPURAM branch, located in COIMBATORE, TAMIL NADU. The IFSC assigned by the Reserve Bank of India to this branch is UNBA0000353. Whether you want to transfer money, add a beneficiary, verify a cheque or simply confirm the branch address, you will find authentic, up-to-date information on this page that has been cross-checked against the bank's branch directory and the RBI's master list of participants in the National Electronic Funds Transfer system.
The IFSC code is one of the most frequently asked-for pieces of information when somebody wants to send you money or set up a recurring credit such as a salary, EMI auto-debit or supplier payment. Knowing exactly which IFSC belongs to your branch — in this case UNBA0000353 for Unity Small finance Bank Limited – GANDHIPURAM — saves you from rejected transfers, returned credits and the back-and-forth that follows them.
An IFSC (Indian Financial System Code) is an 11-character alphanumeric code issued by the Reserve Bank of India. It uniquely identifies every bank branch that participates in the RBI's electronic fund-transfer systems – NEFT, RTGS and IMPS. The first four characters represent the bank, the fifth is always a zero (reserved for future use), and the last six characters identify the specific branch.
For Unity Small finance Bank Limited's GANDHIPURAM branch, the IFSC UNBA0000353 breaks down as follows: UNBA identifies the bank, 0 is the reserved character, and 000353 identifies this particular branch.
About the bank
Unity Small finance Bank Limited serves retail and corporate customers with a full range of deposit, lending, payments and digital banking products. Its Gandhipuram branch in Coimbatore, Tamil Nadu is part of this network and uses the IFSC code UNBA0000353 for all electronic settlement.
Branch details at a glance
| Bank Name | Unity Small finance Bank Limited |
|---|---|
| Branch | Gandhipuram |
| IFSC Code | UNBA0000353 |
| MICR Code | Refer to cheque leaf |
| Branch Address | SHOP NO.26,27,28,23 AND 24, ASHOKA PLAZA,483,DR.NANJAPPA ROAD,COIMBATORE,TAMILNADU-641018 |
| City | Coimbatore |
| District | Coimbatore |
| State | Tamil Nadu |
| STD Code | 422 |
| Phone | 9894822004 |
About the Gandhipuram branch
The Gandhipuram branch of Unity Small finance Bank Limited is situated at SHOP NO.26,27,28,23 AND 24, ASHOKA PLAZA,483,DR.NANJAPPA ROAD,COIMBATORE,TAMILNADU-641018. Customers visiting this branch can complete cash deposits, withdrawals, demand draft requests, cheque clearing, passbook updates and KYC formalities. For online transactions to or from this branch, the IFSC code UNBA0000353 is used.
Why every Unity Small finance Bank Limited branch has a unique IFSC
Before electronic settlement systems went live in India, money transfers between banks relied heavily on demand drafts, mail transfers and telegraphic transfers. These older instruments routinely took days to clear and were prone to misrouting because there was no single machine-readable identifier for a branch. The Reserve Bank of India solved this by issuing each participating branch — including GANDHIPURAM of Unity Small finance Bank Limited — its own 11-character IFSC. The code UNBA0000353 is therefore not just an internal reference; it is the digital postcode that lets the RBI's NEFT, RTGS and IMPS rails route funds straight to the right branch ledger without any human intervention.
Today, almost every salary credit, vendor payment, refund and EMI deduction in the country flows through this network, which is exactly why a correct IFSC matters so much. A wrong character can either bounce the transfer or send it to the wrong branch, and reversing such a credit is a manual, time-consuming process. Treat IFSC UNBA0000353 the same way you would treat your account number — verify it once and save it carefully for future use.
Products and account variants supported
Every account opened at the Gandhipuram branch is mapped to IFSC UNBA0000353 on the RBI payments network. The branch generally supports the full retail product catalogue of Unity Small finance Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UNBA0000353.
Banking services available
The Gandhipuram branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 422-9894822004.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UNBA0000353
How to transfer money using IFSC UNBA0000353
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UNBA0000353 across all three.
NEFT to Unity Small finance Bank Limited, GANDHIPURAM using IFSC UNBA0000353
National Electronic Funds Transfer is the simplest way to move money into an account at this branch. NEFT works around the clock, including Sundays and public holidays, and settles in half-hourly batches.
To send funds, add the recipient as a beneficiary in your bank's online portal, key in the account number, paste the IFSC UNBA0000353, and confirm that the system picks up Unity Small finance Bank Limited – GANDHIPURAM. Submit the transfer request, authenticate with OTP, and the amount will reach the beneficiary in the next clearing cycle.
RTGS transfers via IFSC UNBA0000353
RTGS (Real-Time Gross Settlement) is the fastest high-value transfer mechanism in India. It is meant for transfers of ₹2 lakh and above and settles each transaction individually and instantly. To remit through RTGS to Unity Small finance Bank Limited – GANDHIPURAM, ensure your bank's portal accepts IFSC UNBA0000353 while registering the beneficiary. RTGS is also available 24x7.
Send money instantly through IMPS
For a real-time, anytime transfer to Unity Small finance Bank Limited – GANDHIPURAM, use IMPS. With IFSC UNBA0000353 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Gandhipuram
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UNBA0000353:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at GANDHIPURAM is still linked to IFSC UNBA0000353.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Unity Small finance Bank Limited's GANDHIPURAM branch, the IFSC UNBA0000353 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC UNBA0000353
Unity Small finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the GANDHIPURAM branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UNBA0000353 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR & cheque-truncation details
Cheques drawn on the Gandhipuram branch are processed through the Cheque Truncation System (CTS). Each cheque carries a unique 9-digit MICR code that pairs with IFSC UNBA0000353 for clearing. If you receive a cheque from this branch, both codes will be visible on the cheque leaf.
Common mistakes to avoid when using IFSC UNBA0000353
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Unity Small finance Bank Limited – GANDHIPURAM, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UNBA0000353. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
How to reach the Gandhipuram branch
The branch is located at SHOP NO.26,27,28,23 AND 24, ASHOKA PLAZA,483,DR.NANJAPPA ROAD,COIMBATORE,TAMILNADU-641018, which puts it inside Coimbatore, the broader Coimbatore district, and the state of Tamil Nadu. To plan your visit:
- Open Google Maps on your phone and search for “Unity Small finance Bank Limited Gandhipuram branch” — the verified location pin for IFSC UNBA0000353 should appear at the top of the results.
- Confirm the branch is open by calling 422-9894822004 before stepping out, especially around public holidays.
- Carry photo ID and any account-related documents you may need for the transaction you plan to do.
Most banking work — passbook updates, fund transfers, statement downloads — can also be completed online without visiting the branch in person, as long as you know the IFSC UNBA0000353 and your account number.
Verifying IFSC UNBA0000353 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UNBA0000353 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 422-9894822004.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Gandhipuram branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UNBA0000353, however, work 24x7.
Branch address & contact
Unity Small finance Bank LimitedGandhipuram Branch
SHOP NO.26,27,28,23 AND 24, ASHOKA PLAZA,483,DR.NANJAPPA ROAD,COIMBATORE,TAMILNADU-641018
Coimbatore, Tamil Nadu
Phone: 422-9894822004
IFSC: UNBA0000353
Frequently asked questions
Is IFSC UNBA0000353 the same for all accounts at Gandhipuram branch?
Yes. The IFSC UNBA0000353 is shared by every account held at Unity Small finance Bank Limited's Gandhipuram branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Gandhipuram branch but serve different purposes.
What is the phone number of Unity Small finance Bank Limited Gandhipuram branch?
You can reach the branch at 422-9894822004 during regular banking hours.
How quickly will an NEFT transfer using UNBA0000353 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Unity Small finance Bank Limited – Gandhipuram reflect within 30 minutes.
Can I use IFSC UNBA0000353 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UNBA0000353 to send funds instantly.
Where is Unity Small finance Bank Limited Gandhipuram branch located?
Unity Small finance Bank Limited's Gandhipuram branch is located at SHOP NO.26,27,28,23 AND 24, ASHOKA PLAZA,483,DR.NANJAPPA ROAD,COIMBATORE,TAMILNADU-641018, Coimbatore, Tamil Nadu.
How do I add Unity Small finance Bank Limited Gandhipuram as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UNBA0000353, and complete OTP verification. Once activated, you can transfer funds at any time.
Summary
The IFSC code UNBA0000353 belongs to Unity Small finance Bank Limited's GANDHIPURAM branch, located at SHOP NO.26,27,28,23 AND 24, ASHOKA PLAZA,483,DR.NANJAPPA… in COIMBATORE, TAMIL NADU. Use this code along with the beneficiary's account number for any NEFT, RTGS or IMPS transfer to this branch. Bookmark this page for quick reference whenever you need the branch's banking details.
