This page lists the IFSC code, branch address, contact number and fund-transfer information for Unity Small finance Bank Limited, CHANRE branch in CHANRE. The 11-digit IFSC UNBA0001025 uniquely identifies this branch in the RBI's centralised payments network and is required for every NEFT, RTGS or IMPS transaction routed to this branch. If you are paying somebody who banks with Unity Small finance Bank Limited at the CHANRE location, this is the only IFSC you need.
We have organised this page into clearly labelled sections so you can jump straight to the part that interests you — the IFSC and MICR details, the full postal address, the contact phone number, a quick primer on NEFT, RTGS and IMPS, the typical product line-up at the branch, and a frequently asked questions section that addresses the queries people raise most often about this branch.
The Indian Financial System Code, popularly known as IFSC, is an 11-digit alphanumeric code that the RBI assigns to every bank branch participating in online interbank settlement. Without this code, an electronic transfer simply cannot reach its destination branch.
The IFSC for Unity Small finance Bank Limited – CHANRE is UNBA0001025. The first four letters UNBA are the bank's identifier, the fifth digit is reserved as 0, and the trailing six characters 001025 map to this branch in CHANRE, BIHAR.
About Unity Small finance Bank Limited
Unity Small finance Bank Limited operates a wide network of branches across India, including the Chanre branch in Chanre. Each branch is enabled for NEFT, RTGS, IMPS and core banking, allowing customers to send and receive money anywhere in the country using a unique IFSC – in this case, UNBA0001025.
Branch details at a glance
| Bank Name | Unity Small finance Bank Limited |
|---|---|
| Branch | Chanre |
| IFSC Code | UNBA0001025 |
| MICR Code | Refer to cheque leaf |
| Branch Address | S/O DHANRAJ PRASAD SINGH,PRATIMA BHAWAN,NEAR HANUMAN MANDIR,VILL-CHANRE,PO-ABGIL,PS-KORMA,TALUKA-SHEIKPURA,DIST-SHEIKHPURA,BIHAR-811105 |
| City | Chanre |
| District | Sheikhpura |
| State | Bihar |
| STD Code | 91 |
| Phone | 7677321910 |
About this branch
The branch is located at S/O DHANRAJ PRASAD SINGH,PRATIMA BHAWAN,NEAR HANUMAN MANDIR,VILL-CHANRE,PO-ABGIL,PS-KORMA,TALUKA-SHEIKPURA,DIST-SHEIKHPURA,BIHAR-811105. It serves the Chanre region and is connected to the bank's core banking platform, which means transactions initiated here are instantly visible across all other branches of Unity Small finance Bank Limited. The IFSC UNBA0001025 is used to identify this branch on the RBI payments network.
The role of IFSC in India's payments network
India's electronic payment infrastructure — NEFT, RTGS, IMPS, UPI and the National Automated Clearing House (NACH) — is built on a single principle: every participating bank branch must be uniquely identifiable by an alphanumeric code. The Reserve Bank of India introduced the IFSC system to fulfil this requirement, and that is how Unity Small finance Bank Limited's CHANRE branch came to be assigned the code UNBA0001025.
Whether you are receiving a salary on the first of the month, paying a vendor invoice, settling an EMI, or accepting a refund from an e-commerce platform, the IFSC is the silent piece of metadata that tells the network where your account lives. Without IFSC UNBA0001025, money simply cannot be routed to the CHANRE branch electronically.
Products and account variants supported
Every account opened at the Chanre branch is mapped to IFSC UNBA0001025 on the RBI payments network. The branch generally supports the full retail product catalogue of Unity Small finance Bank Limited, including:
- Resident savings accounts and salary accounts
- Current accounts for businesses and professionals
- Fixed deposits, recurring deposits and tax-saver deposits
- Demand drafts, banker's cheques and pay orders
- Retail loans — personal, vehicle, education, gold and home
- Credit cards and overdraft facilities (subject to eligibility)
- Third-party investment products such as mutual funds and insurance (through tie-ups)
Whichever product you choose, the IFSC for incoming credits remains UNBA0001025.
Banking services available
The Chanre branch typically offers the following services. Specific products may vary by branch size; please confirm with the branch on 91-7677321910.
- Savings, current and salary accounts
- Fixed deposits and recurring deposits
- Personal, vehicle and home loans
- Demat and investment products (where supported)
- Internet banking and mobile banking enrolment
- Debit and credit card issuance
- Locker facilities (subject to availability)
- Foreign exchange services (at authorised branches)
- Bill payments, demand drafts and pay orders
- NEFT / RTGS / IMPS / UPI fund transfers using IFSC UNBA0001025
How to transfer money using IFSC UNBA0001025
Online transfers in India are powered by three major channels — NEFT, RTGS and IMPS — and each one requires a destination IFSC. Below is a quick guide for using IFSC UNBA0001025 across all three.
How to use IFSC UNBA0001025 for an NEFT transfer
NEFT (National Electronic Funds Transfer) is the most widely used method for sending money to Unity Small finance Bank Limited's CHANRE branch. NEFT now settles on a 24x7 basis in half-hourly batches and has no upper limit for retail customers (individual banks may impose their own caps).
- Log in to your internet banking or mobile banking app.
- Choose Add Beneficiary and select NEFT / Other Bank.
- Enter the beneficiary name, account number and the IFSC UNBA0001025.
- Confirm the bank name auto-populates as Unity Small finance Bank Limited and the branch as CHANRE.
- Approve the beneficiary using OTP. Once activated, transfer any amount and the credit will reflect in the next NEFT cycle.
Real-Time Gross Settlement to CHANRE
If you need to transfer ₹2 lakh or more in one go to an account at Unity Small finance Bank Limited's CHANRE branch, RTGS is the right channel. Each transaction is settled individually in real time. Use IFSC UNBA0001025 while initiating the transfer and the credit will appear within minutes.
Send money instantly through IMPS
For a real-time, anytime transfer to Unity Small finance Bank Limited – CHANRE, use IMPS. With IFSC UNBA0001025 and the beneficiary's account number you can move up to ₹5 lakh per transaction with instant credit, any day of the year.
Comparing NEFT, RTGS and IMPS for transfers to Chanre
The right transfer rail depends on how urgent the payment is, how large it is, and whether the receiving bank participates in the chosen scheme. Every option below works with the IFSC UNBA0001025:
- NEFT — best for everyday transfers of any amount; settles in half-hourly batches around the clock.
- RTGS — best for transfers of ₹2 lakh and above; settles each transaction individually in real time.
- IMPS — best when speed matters more than batch scheduling; instant credit up to ₹5 lakh.
- UPI — best for small peer-to-peer payments using a VPA; the underlying account at CHANRE is still linked to IFSC UNBA0001025.
For salary credits, vendor payouts and refunds, employers and merchants usually default to NEFT because of its zero per-transaction cost for retail customers and its 24x7 availability.
How UPI relates to the IFSC code
UPI lets you pay using a short Virtual Payment Address instead of typing the IFSC every time, but behind the scenes every UPI mandate is mapped to an account number plus an IFSC. For accounts at Unity Small finance Bank Limited's CHANRE branch, the IFSC UNBA0001025 is what the National Payments Corporation of India (NPCI) uses to route the credit when you tap Pay on a UPI app.
That is why, even in the UPI era, it is still worth knowing the IFSC of your home branch — for failed UPI mandates, e-mandate set-ups, third-party platform onboarding and salary or refund credits.
Online banking and IFSC UNBA0001025
Unity Small finance Bank Limited customers can register for net banking and the bank's official mobile app once their account at the CHANRE branch is active. Net banking lets you view balances, download statements, open fixed deposits, request cheque books and initiate NEFT/RTGS/IMPS transfers — all without setting foot in the branch. The IFSC UNBA0001025 is pre-filled by the bank for transfers originating from your own account, and you only need to enter it manually when adding an external beneficiary or sharing your account details with a third party.
MICR code & cheque clearing
Apart from IFSC, every cheque book issued by Unity Small finance Bank Limited carries a 9-digit MICR (Magnetic Ink Character Recognition) code that is read by cheque-sorting machines. The MICR code, the IFSC UNBA0001025 and the account number together uniquely identify the Chanre branch and your account. The MICR for this branch is printed at the bottom of your cheque leaves.
Common mistakes to avoid when using IFSC UNBA0001025
An incorrect IFSC almost always results in a failed transfer or, worse, a credit to the wrong branch. Before you click Confirm on a transfer to Unity Small finance Bank Limited – CHANRE, double-check for these issues:
- Confusing 0 with O. The fifth character of every IFSC is the digit
0, not the letter O. Read carefully. - Spaces or hyphens. Do not put spaces in the IFSC. It is exactly 11 characters:
UNBA0001025. - Wrong branch. A bank can have dozens of branches in the same city. Make sure you are using the IFSC for the actual branch where the beneficiary holds the account, not just any nearby branch.
- Old IFSC after a merger. If two banks have merged, the IFSC may have been reissued. Always verify with a recent passbook or cheque leaf.
- Copy-paste from chat. Auto-correct on phones can silently change letters in IFSC codes. Type carefully or copy from a trusted source like the cheque book.
Reaching the branch
The Chanre branch sits at S/O DHANRAJ PRASAD SINGH,PRATIMA BHAWAN,NEAR HANUMAN MANDIR,VILL-CHANRE,PO-ABGIL,PS-KORMA,TALUKA-SHEIKPURA,DIST-SHEIKHPURA,BIHAR-811105. If you are travelling from outside Chanre, search for the branch on a maps application using the bank name and locality, or call 91-7677321910 to ask for landmarks. Many customers find it easier to skip the trip altogether: net banking, mobile apps, NEFT, RTGS, IMPS and UPI all work using the IFSC UNBA0001025 and your account number.
Verifying IFSC UNBA0001025 from official sources
The IFSC listed on this page is sourced from the RBI's master list and validated against the bank's branch directory. To double-check before transferring large sums, you can also confirm UNBA0001025 by:
- Looking at the cheque leaf – IFSC is printed near the MICR band.
- Opening the passbook's first page.
- Calling the branch directly on 91-7677321910.
- Visiting the bank's official branch locator page.
Branch banking hours and holidays
Indian bank branches typically operate from 10:00 AM to 4:00 PM, Monday to Friday, and from 10:00 AM to 2:00 PM on working Saturdays (usually the 1st, 3rd and 5th Saturdays). The Chanre branch is closed on the 2nd and 4th Saturdays, all Sundays and on national or regional bank holidays. Online channels using IFSC UNBA0001025, however, work 24x7.
Branch address & contact
Unity Small finance Bank LimitedChanre Branch
S/O DHANRAJ PRASAD SINGH,PRATIMA BHAWAN,NEAR HANUMAN MANDIR,VILL-CHANRE,PO-ABGIL,PS-KORMA,TALUKA-SHEIKPURA,DIST-SHEIKHPURA,BIHAR-811105
Chanre, Bihar
Phone: 91-7677321910
IFSC: UNBA0001025
Frequently asked questions
How quickly will an NEFT transfer using UNBA0001025 be credited?
NEFT settles in half-hourly batches around the clock. Most transfers to Unity Small finance Bank Limited – Chanre reflect within 30 minutes.
Where is Unity Small finance Bank Limited Chanre branch located?
Unity Small finance Bank Limited's Chanre branch is located at S/O DHANRAJ PRASAD SINGH,PRATIMA BHAWAN,NEAR HANUMAN MANDIR,VILL-CHANRE,PO-ABGIL,PS-KORMA,TALUKA-SHEIKPURA,DIST-SHEIKHPURA,BIHAR-811105, Chanre, Bihar.
Can I use IFSC UNBA0001025 for IMPS transfers?
Yes. IMPS works 24x7 and you only need the beneficiary's account number plus IFSC UNBA0001025 to send funds instantly.
Does Unity Small finance Bank Limited Chanre branch offer locker facilities?
Locker availability depends on branch size and customer demand. Please contact the branch on 91-7677321910 to confirm.
How do I add Unity Small finance Bank Limited Chanre as a beneficiary?
Log in to your internet or mobile banking app, go to Add Beneficiary, enter the account number and IFSC UNBA0001025, and complete OTP verification. Once activated, you can transfer funds at any time.
Is IFSC UNBA0001025 the same for all accounts at Chanre branch?
Yes. The IFSC UNBA0001025 is shared by every account held at Unity Small finance Bank Limited's Chanre branch. Only the account number changes from customer to customer.
What is the difference between IFSC and MICR code?
IFSC is an 11-character alphanumeric code used for online transfers, while MICR is a 9-digit numeric code printed on cheques and used by cheque-clearing machines. Both identify the Chanre branch but serve different purposes.
Final notes
To recap: UNBA0001025 is the IFSC code of Unity Small finance Bank Limited, CHANRE branch, in CHANRE, BIHAR. It is required for every electronic transfer to an account held at this branch. We keep this page updated with the latest address and contact details, so you can rely on the information here for your day-to-day banking needs.
